YIT Oyj

YIT Oyj is a Finland-based provider of services for the real estate, construction and industry sectors. The Company offers sustainable cities and living environments for customers and society, is involved in building, developing, renovating homes, public and business premises and building infrastructure. YIT Oyj operates in three reportable segments: Housing, Business Premises and Infrastructure. The Housing segment’s business comprises the development and construction of apartments, entire residential areas and leisure-time residences. The Business Premises segment engages in contracting in business premises construction as well as residential construction. The Infrastructure segment develops and builds transport infrastructure, industrial sites and other infrastructure projects for customers with a goal to promote green transition.

• Mortgage rate / 30y fixed (leading (-))
• Housing starts / permits (leading)
• Buyer foot traffic / order trends (leading)
• Backlog months (coincident)
• Home-price-to-income ratios by metro (trend)

• Lumber tariffs (Canada/US softwood) · exposure: medium
• Immigration policy → labor supply · exposure: medium-high
• Local zoning + permit reform · exposure: high regional variance

• Closings per quarter / backlog — core volume
• ASP (avg selling price) — mix shift indicator
• Gross margin — 22-28% healthy
• Cancellation rate — 8-12% normal; >18% red flag
• Months of inventory — 4-6 healthy

Detailed financial analysis, valuation snapshot, multi-period history, and AI narrative are pending — generated when this company is included in the next analysis batch. Profile data above is point-in-time as of 2026-04-30.