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INDICATIVE · SAMPLE DATA
AASMPXX58

Citigroup Inc

Investment Banking & Brokerage ServicesVerified

Citigroup Inc has a debt-to-equity ratio of 2.92, indicating a relatively high leverage position compared to industry norms. The company's liquidity is assessed as medium, with a negative net cash position after subtracting total debt, suggesting potential short-term liquidity constraints. The company's profitability is modest, with a return on equity of 1.54% and a return on assets of 0.13%. These figures are below the typical performance metrics for the investment banking and brokerage services industry, indicating that Citigroup is underperforming in terms of capital efficiency and asset utilization. Citigroup's revenue is not explicitly broken down by segment or geography in the provided data. However, the company's exposure to global markets is likely significant, given its multinational operations. The lack of detailed segment data limits the ability to assess revenue concentration and geographic diversification. The company's growth trajectory is not clearly defined in the provided data. Analysts have provided a mean price target of $141.69 and a median price target of $144.00, with a mean recommendation of 1.88, indicating a generally positive outlook. However, the absence of specific revenue growth figures from the financial snapshot makes it difficult to quantify the company's growth potential. The risk assessment highlights medium liquidity risk and an inability to assess dilution risk due to missing share count data. The company's negative net cash position and high leverage suggest that it may face challenges in maintaining liquidity, particularly in a stressed market environment. Recent events and filings are not detailed in the provided data. However, the company's financial performance and risk profile suggest that it may be subject to regulatory and market pressures, which could impact its future operations and profitability.

30-day price · AASMPXX(missing data)
No daily-bar history available from current data sources. Alternate source pending.
Profile
CompanyCitigroup Inc
TickerAASMPXX.O
SectorFinancials
BusinessBanking & Investment Services
Industry groupBanking & Investment Services
IndustryInvestment Banking & Brokerage Services
AI analysis

Business. Citigroup Inc provides a range of financial services, including investment banking, asset management, and retail banking, primarily generating revenue through fees, interest income, and commissions.

Classification. Citigroup Inc is classified under the Financials economic sector, Banking & Investment Services business sector, and Investment Banking & Brokerage Services industry with a confidence level of 0.92.

Citigroup Inc has a debt-to-equity ratio of 2.92, indicating a relatively high leverage position compared to industry norms. The company's liquidity is assessed as medium, with a negative net cash position after subtracting total debt, suggesting potential short-term liquidity constraints. The company's profitability is modest, with a return on equity of 1.54% and a return on assets of 0.13%. These figures are below the typical performance metrics for the investment banking and brokerage services industry, indicating that Citigroup is underperforming in terms of capital efficiency and asset utilization. Citigroup's revenue is not explicitly broken down by segment or geography in the provided data. However, the company's exposure to global markets is likely significant, given its multinational operations. The lack of detailed segment data limits the ability to assess revenue concentration and geographic diversification. The company's growth trajectory is not clearly defined in the provided data. Analysts have provided a mean price target of $141.69 and a median price target of $144.00, with a mean recommendation of 1.88, indicating a generally positive outlook. However, the absence of specific revenue growth figures from the financial snapshot makes it difficult to quantify the company's growth potential. The risk assessment highlights medium liquidity risk and an inability to assess dilution risk due to missing share count data. The company's negative net cash position and high leverage suggest that it may face challenges in maintaining liquidity, particularly in a stressed market environment. Recent events and filings are not detailed in the provided data. However, the company's financial performance and risk profile suggest that it may be subject to regulatory and market pressures, which could impact its future operations and profitability.
Key takeaways
  • Citigroup Inc has a high debt-to-equity ratio of 2.92, indicating a leveraged capital structure.
  • The company's return on equity of 1.54% and return on assets of 0.13% are below industry norms, suggesting underperformance in capital efficiency.
  • Analysts have a generally positive outlook, with a mean price target of $141.69 and a median price target of $144.00.
  • The company's liquidity is assessed as medium, with a negative net cash position after subtracting total debt.
  • The lack of detailed segment and geographic data limits the ability to assess revenue concentration and diversification.
  • --
  • ## RATIONALES
  • ```json
Financial snapshot
PeriodHA-latest
CurrencyUSD
Revenue$13.49B
Gross profit
Operating income
Net income$3.22B
R&D
SG&A
D&A
SBC
Operating cash flow-$27.79B
CapEx-$3.25B
Free cash flow$1.23B
Total assets$2.41T
Total liabilities$2.20T
Total equity$208.31B
Cash & equivalents
Long-term debt$607.72B
Annual history (last 5)
PeriodRevenueOp IncomeNet IncomeFCF
FY-4$42.49B$21.95B$15.62B
FY-3$48.67B$14.85B$7.76B
FY-2$54.90B$9.23B$949.0M
FY-1$54.09B$12.68B$4.39B
FY0$59.79B$14.31B$5.82B
PeriodGross %Op %Net %FCF %
FY-4
FY-3
FY-2
FY-1
FY0
PeriodAssetsEquityCashDebt
FY-4$2.29T$201.97B
FY-3$2.42T$201.19B
FY-2$2.41T$205.45B
FY-1$2.35T$208.60B
FY0$2.66T$212.29B
PeriodOCFCapExFCFSBC
FY-4$47.09B-$4.12B$15.62B
FY-3$25.07B-$5.63B$7.76B
FY-2-$73.42B-$6.58B$949.0M
FY-1-$19.67B-$6.50B$4.39B
FY0-$67.63B-$6.52B$5.82B
Quarterly history (last 4)
PeriodRevenueOp IncomeNet IncomeFCF
FQ-7$13.49B$3.22B$1.23B
FQ-6$13.36B$3.24B$1.18B
FQ-5$13.73B$2.86B$651.0M
FQ-4$14.01B$4.06B$2.05B
FQ-3$15.18B$4.02B$1.76B
FQ-2$14.94B$3.75B$1.65B
FQ-1$15.66B$2.47B$360.0M
FQ0$15.74B$5.78B
PeriodGross %Op %Net %FCF %
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodAssetsEquityCashDebt
FQ-7$2.41T$208.31B
FQ-6$2.43T$209.08B
FQ-5$2.35T$208.60B
FQ-4$2.57T$212.41B
FQ-3$2.62T$213.22B
FQ-2$2.64T$213.02B
FQ-1$2.66T$212.29B
FQ0$2.78T$210.96B
PeriodOCFCapExFCFSBC
FQ-7-$27.79B-$3.25B$1.23B
FQ-6-$44.47B-$4.81B$1.18B
FQ-5-$19.67B-$6.50B$651.0M
FQ-4-$58.71B-$1.52B$2.05B
FQ-3-$95.29B-$3.27B$1.76B
FQ-2-$94.19B-$4.89B$1.65B
FQ-1-$67.63B-$6.52B$360.0M
FQ0
Valuation
Market price
Market cap
Enterprise value
P/E
Reported non-GAAP P/E
EV/Revenue
EV/Op income
EV/OCF
P/B
P/Tangible book
Tangible book$208.31B
Net cash-$607.72B
Current ratio
Debt/Equity2.9
ROA0.1%
ROE1.5%
Cash conversion-8.6%
CapEx/Revenue-24.1%
SBC/Revenue
Asset intensity
Dilution ratio
Risk assessment
Dilution riskUnknown
Liquidity riskMedium
  • Net cash is negative after subtracting total debt.
  • Dilution risk could not be assessed (basic + diluted share counts missing).
Industry benchmarks
Activity: Banking & Investment Services · cohort 589 companies
MetricAASMPXXActivity
Op margin25.7% medp25 3.6% · p75 52.2%
Net margin23.8%21.2% medp25 4.2% · p75 45.9%above median
Gross margin81.4% medp25 46.5% · p75 95.8%
CapEx / revenue-24.1%-1.7% medp25 -4.8% · p75 -0.4%bottom quartile
Debt / equity292.0%14.8% medp25 0.1% · p75 134.4%top quartile
Observations
IR observations
Mean price target141.69 USD
Median price target144.00 USD
High price target162.00 USD
Low price target96.40 USD
Mean recommendation1.88 (1=strong buy, 5=strong sell)
Strong-buy count6.00
Buy count15.00
Hold count3.00
Sell count0.00
Strong-sell count0.00
Mean EPS estimate10.83 USD
Last actual EPS7.59 USD
Source data
Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.
Company fundamentalsperiod FQ-7 · history via verified-market-data
no public URL
2026-04-29 02:16 UTC#80d49615
Source: analysis-pipeline (hybrid)Generated: 2026-05-27 14:14 UTCJob: 7b4a61eb