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INDICATIVE · SAMPLE DATA
FIBI57

FIBI.TA

BanksVerified

FIBI.TA maintains a liquidity position with a debt-to-equity ratio of 0.77, indicating a moderate reliance on debt financing. The company's return on equity is 15.46%, which is a strong indicator of its ability to generate profits from shareholders' equity. However, the return on assets of 0.81% suggests that the company is not efficiently utilizing its assets to generate income. The company's revenue is concentrated in a single business segment, with no disclosed geographic diversification, which may pose a concentration risk. The company's growth trajectory is expected to remain stable, with no significant changes in revenue forecasted for the current fiscal year. The risk assessment indicates a medium liquidity risk, with a key flag noting that net cash is negative after subtracting total debt. Recent events include analyst estimates that suggest a mean price target of 300.00 ILS, with a mean recommendation of 2.00, indicating a neutral stance from analysts.

30-day price · FIBI-1550.00 (-6.2%)
Low$23420.00High$25880.00Close$23610.00As of28 May, 00:00 UTC
Profile
CompanyFIBI.TA
TickerFIBI.TA
SectorFinancials
BusinessBanking & Investment Services
Industry groupBanking & Investment Services
IndustryBanks
AI analysis

Business. FIBI.TA operates as a bank in the financial services industry, generating revenue primarily through interest income from loans and fees from financial services.

Classification. FIBI.TA is classified under the Banks industry within the Financials economic sector, with a confidence level of 0.92.

FIBI.TA maintains a liquidity position with a debt-to-equity ratio of 0.77, indicating a moderate reliance on debt financing. The company's return on equity is 15.46%, which is a strong indicator of its ability to generate profits from shareholders' equity. However, the return on assets of 0.81% suggests that the company is not efficiently utilizing its assets to generate income. The company's revenue is concentrated in a single business segment, with no disclosed geographic diversification, which may pose a concentration risk. The company's growth trajectory is expected to remain stable, with no significant changes in revenue forecasted for the current fiscal year. The risk assessment indicates a medium liquidity risk, with a key flag noting that net cash is negative after subtracting total debt. Recent events include analyst estimates that suggest a mean price target of 300.00 ILS, with a mean recommendation of 2.00, indicating a neutral stance from analysts.
Key takeaways
  • FIBI.TA has a strong return on equity but a weak return on assets.
  • The company's liquidity position is moderate, with a debt-to-equity ratio of 0.77.
  • Analysts have a neutral stance on FIBI.TA, with a mean recommendation of 2.00.
  • The company's revenue is concentrated in a single business segment, which may pose a concentration risk.
  • The company's growth trajectory is expected to remain stable with no significant changes in revenue forecasted.
  • ## RATIONALES
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Financial snapshot
PeriodHA-latest
CurrencyILS
Revenue$4.82B
Gross profit
Operating income
Net income$2.26B
R&D
SG&A
D&A
SBC
Operating cash flow$730.0M
CapEx-$260.0M
Free cash flow$901.0M
Total assets$277.83B
Total liabilities$263.22B
Total equity$14.61B
Cash & equivalents
Long-term debt$11.20B
Valuation
Market price
Market cap
Enterprise value
P/E
Reported non-GAAP P/E
EV/Revenue
EV/Op income
EV/OCF
P/B
P/Tangible book
Tangible book$14.61B
Net cash-$11.20B
Current ratio
Debt/Equity0.8
ROA0.8%
ROE15.5%
Cash conversion32.0%
CapEx/Revenue-5.4%
SBC/Revenue
Asset intensity
Dilution ratio0.0%
Risk assessment
Dilution riskLow
Liquidity riskMedium
  • Net cash is negative after subtracting total debt.
Industry benchmarks
Activity: Banks · cohort 670 companies
MetricFIBIActivity
Op margin36.8% medp25 22.9% · p75 60.0%
Net margin46.9%33.6% medp25 19.4% · p75 51.1%above median
Gross margin55.0% medp25 42.9% · p75 88.7%
CapEx / revenue-5.4%-4.6% medp25 -10.4% · p75 -2.1%below median
Debt / equity77.0%56.1% medp25 13.2% · p75 161.2%above median
Observations
IR observations
Mean price target300.00 ILS
Median price target300.00 ILS
High price target300.00 ILS
Low price target300.00 ILS
Mean recommendation2.00 (1=strong buy, 5=strong sell)
Strong-buy count0.00
Buy count1.00
Hold count0.00
Sell count0.00
Strong-sell count0.00
Competitor context
JPMJPMorgan ChaseUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
BACBank of AmericaUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
CCitigroupUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
Source data
Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.
Company fundamentalsperiod FQ-7 · history via verified-market-data
no public URL
2026-05-06 09:55 UTC#2d279259
Source: analysis-pipeline (hybrid)Generated: 2026-05-27 22:51 UTCJob: f31d8fa5