Landmark Bancorp Inc
Landmark Bancorp Inc has a market capitalization of $169.45 million and a price-to-earnings ratio of 56.26, indicating a high valuation relative to earnings. The company's price-to-book ratio is 1.32, suggesting that the market values the company at a moderate premium to its book value. The company's liquidity position is characterized as medium risk, with a negative net cash position after subtracting total debt. The company's profitability is modest, with a return on equity of 2.35% and a return on assets of 0.19%, both of which are below the industry median for banks. The net income of $3.01 million and revenue of $10.97 million indicate a relatively small scale of operations compared to industry peers. The company's debt-to-equity ratio of 0.24 suggests a conservative capital structure with limited leverage. Landmark Bancorp Inc's revenue is not segmented by geographic region or product line in the available data, making it difficult to assess geographic or segment concentration. The company's exposure to specific markets or customer bases is not disclosed, which limits the ability to evaluate potential concentration risks. The company's growth trajectory is not clearly defined in the available data, as there are no specific revenue growth projections or historical growth rates provided. The capital expenditure of -$1.92 million indicates a reduction in capital spending, which may reflect a strategic shift or a focus on cost management. The company's free cash flow of $1.83 million suggests a modest ability to fund operations and growth initiatives. The risk assessment for Landmark Bancorp Inc indicates a medium liquidity risk and a low dilution risk. The company's negative net cash position after subtracting total debt is a key liquidity flag. The company's ESG scores, including a Social pillar score of 15.53 and a Governance pillar score of 46.62, suggest room for improvement in social and governance practices. The ESG controversies score of 100.00 indicates no reported controversies, which is a positive sign. Recent events and filings for Landmark Bancorp Inc are not detailed in the available data, making it difficult to assess the company's recent performance or strategic initiatives. The company's last actual EPS was $0.04, which is a low earnings figure. The lack of detailed recent events or filings limits the ability to evaluate the company's current financial health and strategic direction.
Business. Landmark Bancorp Inc provides banking and financial services, including commercial and retail banking, wealth management, and mortgage lending.
Classification. Landmark Bancorp Inc is classified under the Financials economic sector, Banking & Investment Services business sector, and Banks industry with a confidence level of 0.92.
- Landmark Bancorp Inc has a high price-to-earnings ratio of 56.26, indicating a premium valuation relative to earnings.
- The company's return on equity of 2.35% is below the industry median for banks, suggesting limited profitability.
- Landmark Bancorp Inc has a conservative capital structure with a debt-to-equity ratio of 0.24.
- The company's liquidity position is characterized as medium risk, with a negative net cash position after subtracting total debt.
- The company's ESG scores indicate room for improvement in social and governance practices, but no reported controversies.
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- Net cash is negative after subtracting total debt.