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INDICATIVE · SAMPLE DATA
NAB$37.1059

National Australia Bank Ltd

BanksVerified

National Australia Bank Ltd has a market capitalization of AUD 113.53 billion, with a market price of AUD 37.1 per share. The company's capital structure is characterized by a lack of dilution risk, as shares outstanding remain unchanged between basic and diluted counts at 3.06 billion. However, liquidity risk could not be assessed due to missing balance-sheet inputs and no going-concern language in source documents. Profitability metrics are not available in the current dataset, but the company's valuation snapshot suggests a stable capital base. Analysts have assigned a mean price target of AUD 40.24, with a median of AUD 39.67, indicating a generally positive outlook. The mean recommendation score of 3.43 suggests a cautious stance, with six "hold" ratings and only one "buy" and one "strong buy". The company's geographic exposure is primarily concentrated in Australia and New Zealand, with no disclosed international segments. Revenue concentration data is not available, but the lack of international diversification may expose the company to regional economic fluctuations. Growth trajectory is not quantified in the current dataset, but analyst price targets suggest a potential upside of 8.5% from the current market price. No recent revenue history is provided to assess growth momentum. Risk factors include the inability to assess liquidity risk due to missing balance-sheet data. Dilution risk is currently low, with no changes in shares outstanding between basic and diluted counts. No recent events, such as filings or transcripts, are available to provide additional context on risk exposure. Recent analyst activity includes six "hold" ratings, with no strong buy or sell signals. The absence of strong buy or sell ratings suggests a neutral market sentiment, with limited conviction in either direction.

30-day price · NAB(missing data)
No daily-bar history available from current data sources. Alternate source pending.
Profile
CompanyNational Australia Bank Ltd
TickerNAB.AX
SectorFinancials
BusinessBanking & Investment Services
Industry groupBanking & Investment Services
IndustryBanks
AI analysis

Business. National Australia Bank Ltd provides a range of banking and financial services, including retail, commercial, and investment banking, primarily in Australia and New Zealand.

Classification. National Australia Bank Ltd is classified under the Financials economic sector, Banking & Investment Services business sector, and Banks industry, with a confidence level of 0.92.

National Australia Bank Ltd has a market capitalization of AUD 113.53 billion, with a market price of AUD 37.1 per share. The company's capital structure is characterized by a lack of dilution risk, as shares outstanding remain unchanged between basic and diluted counts at 3.06 billion. However, liquidity risk could not be assessed due to missing balance-sheet inputs and no going-concern language in source documents. Profitability metrics are not available in the current dataset, but the company's valuation snapshot suggests a stable capital base. Analysts have assigned a mean price target of AUD 40.24, with a median of AUD 39.67, indicating a generally positive outlook. The mean recommendation score of 3.43 suggests a cautious stance, with six "hold" ratings and only one "buy" and one "strong buy". The company's geographic exposure is primarily concentrated in Australia and New Zealand, with no disclosed international segments. Revenue concentration data is not available, but the lack of international diversification may expose the company to regional economic fluctuations. Growth trajectory is not quantified in the current dataset, but analyst price targets suggest a potential upside of 8.5% from the current market price. No recent revenue history is provided to assess growth momentum. Risk factors include the inability to assess liquidity risk due to missing balance-sheet data. Dilution risk is currently low, with no changes in shares outstanding between basic and diluted counts. No recent events, such as filings or transcripts, are available to provide additional context on risk exposure. Recent analyst activity includes six "hold" ratings, with no strong buy or sell signals. The absence of strong buy or sell ratings suggests a neutral market sentiment, with limited conviction in either direction.
Key takeaways
  • National Australia Bank Ltd has a stable capital structure with no dilution risk.
  • Analysts project a moderate upside in share price, with a mean target of AUD 40.24.
  • Liquidity risk could not be assessed due to missing balance-sheet data.
  • The company's geographic exposure is concentrated in Australia and New Zealand.
  • Analyst sentiment is neutral, with six "hold" ratings and no strong buy or sell signals.
  • --
  • ## RATIONALES
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Financial snapshot
PeriodHA-latest
CurrencyAUD
Revenue
Gross profit
Operating income
Net income
R&D
SG&A
D&A
SBC
Operating cash flow
CapEx
Free cash flow
Total assets
Total liabilities
Total equity
Cash & equivalents
Long-term debt
Annual history (last 5)
PeriodRevenueOp IncomeNet IncomeFCF
FY-4$14.24B$6.36B$3.98B
FY-3$15.48B$6.89B$3.09B
FY-2$18.02B$7.41B$3.15B
FY-1$21.14B$6.96B$2.25B
FY0$21.27B$6.76B$1.96B
PeriodGross %Op %Net %FCF %
FY-4
FY-3
FY-2
FY-1
FY0
PeriodAssetsEquityCashDebt
FY-4$925.97B$62.78B
FY-3$1.06T$59.03B
FY-2$1.06T$61.15B
FY-1$1.08T$61.45B
FY0$1.11T$62.92B
PeriodOCFCapExFCFSBC
FY-4$759.0M-$858.0M$3.98B
FY-3$28.22B-$1.08B$3.09B
FY-2-$26.70B-$1.19B$3.15B
FY-1-$35.78B-$1.44B$2.25B
FY0$8.51B-$1.41B$1.96B
Quarterly history (last 4)
PeriodRevenueOp IncomeNet IncomeFCF
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodGross %Op %Net %FCF %
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodAssetsEquityCashDebt
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodOCFCapExFCFSBC
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
Valuation
Market price$37.10
Market cap$113.53B
Enterprise value
P/E
Reported non-GAAP P/E
EV/Revenue
EV/Op income
EV/OCF
P/B
P/Tangible book
Tangible book
Net cash
Current ratio
Debt/Equity
ROA
ROE
Cash conversion
CapEx/Revenue
SBC/Revenue
Asset intensity
Dilution ratio0.0%
Risk assessment
Dilution riskLow
Liquidity riskUnknown
  • Liquidity risk could not be assessed (no balance-sheet inputs and no going-concern language in source documents).
Industry benchmarks
Activity: Banks · cohort 670 companies
MetricNABActivity
Op margin36.8% medp25 22.9% · p75 60.0%
Net margin33.6% medp25 19.4% · p75 51.1%
Gross margin55.0% medp25 42.9% · p75 88.7%
CapEx / revenue-4.6% medp25 -10.4% · p75 -2.1%
Debt / equity56.1% medp25 13.2% · p75 161.2%
Observations
IR observations
Mean price target40.24 AUD
Median price target39.67 AUD
High price target50.50 AUD
Low price target30.00 AUD
Mean recommendation3.43 (1=strong buy, 5=strong sell)
Strong-buy count1.00
Buy count1.00
Hold count6.00
Sell count3.00
Strong-sell count3.00
Mean EPS estimate2.23 AUD
Last actual EPS2.31 AUD
Competitor context
JPMJPMorgan ChaseUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
BACBank of AmericaUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
CCitigroupUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
Source data
Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.
Company fundamentalsperiod FQ-7 · history via verified-market-data
no public URL
2026-05-01 03:45 UTC#37cf0028
Source: analysis-pipeline (hybrid)Generated: 2026-05-28 16:44 UTCJob: 47ebec3c