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INDICATIVE · SAMPLE DATA
ONIT$35.9460

Onity Group Inc

BanksVerified

Onity Group Inc has a market price of $35.94, with a market capitalization of $305.68 million, indicating a relatively small market presence. The company's price-to-earnings ratio is 1.61, and its price-to-book ratio is 0.45, suggesting that the company is undervalued relative to its book value. The enterprise value to EBITDA ratio is 37.02, and the enterprise value to revenue ratio is 14.06, indicating a high valuation relative to its earnings and revenue. In terms of profitability, Onity Group Inc has a return on equity of 27.95% and a return on assets of 1.17%. These figures are compared against the industry's preferred metrics, where a high return on equity is typically favorable, but the return on assets is relatively low, suggesting inefficiency in asset utilization. The company's operating income is $405.20 million, and its net income is $189.50 million, indicating a healthy profit margin. The company's revenue is concentrated in a single segment, with no disclosed geographic diversification. This lack of diversification could pose a risk if the primary market experiences downturns. The company's growth trajectory is positive, with a current fiscal year outlook indicating a potential increase in revenue. However, the next fiscal year outlook is not specified, and the company's historical revenue growth is not provided. Risk factors for Onity Group Inc include a medium liquidity risk and a low dilution risk. The company has a negative net cash position after subtracting total debt, which could affect its ability to meet short-term obligations. The company's debt-to-equity ratio is 21.68, indicating a high level of leverage, which could increase financial risk. Recent events for Onity Group Inc include analyst estimates with a mean price target of $60.00 and a mean recommendation of 1.50, indicating a generally positive outlook from analysts. The company has not disclosed any recent filings or transcripts that would provide additional insight into its operations or strategic direction.

30-day price · ONIT-5.86 (-14.2%)
Low$35.23High$48.39Close$35.42As of17 May, 00:00 UTC
Profile
CompanyOnity Group Inc
TickerONIT.K
SectorFinancials
BusinessBanking & Investment Services
Industry groupBanking & Investment Services
IndustryBanks
AI analysis

Business. Onity Group Inc operates in the banking industry, generating revenue primarily through financial services and operations.

Classification. Onity Group Inc is classified under the industry Banks within the Financials economic sector, with a classification confidence of 0.92.

Onity Group Inc has a market price of $35.94, with a market capitalization of $305.68 million, indicating a relatively small market presence. The company's price-to-earnings ratio is 1.61, and its price-to-book ratio is 0.45, suggesting that the company is undervalued relative to its book value. The enterprise value to EBITDA ratio is 37.02, and the enterprise value to revenue ratio is 14.06, indicating a high valuation relative to its earnings and revenue. In terms of profitability, Onity Group Inc has a return on equity of 27.95% and a return on assets of 1.17%. These figures are compared against the industry's preferred metrics, where a high return on equity is typically favorable, but the return on assets is relatively low, suggesting inefficiency in asset utilization. The company's operating income is $405.20 million, and its net income is $189.50 million, indicating a healthy profit margin. The company's revenue is concentrated in a single segment, with no disclosed geographic diversification. This lack of diversification could pose a risk if the primary market experiences downturns. The company's growth trajectory is positive, with a current fiscal year outlook indicating a potential increase in revenue. However, the next fiscal year outlook is not specified, and the company's historical revenue growth is not provided. Risk factors for Onity Group Inc include a medium liquidity risk and a low dilution risk. The company has a negative net cash position after subtracting total debt, which could affect its ability to meet short-term obligations. The company's debt-to-equity ratio is 21.68, indicating a high level of leverage, which could increase financial risk. Recent events for Onity Group Inc include analyst estimates with a mean price target of $60.00 and a mean recommendation of 1.50, indicating a generally positive outlook from analysts. The company has not disclosed any recent filings or transcripts that would provide additional insight into its operations or strategic direction.
Key takeaways
  • Onity Group Inc is undervalued relative to its book value, as indicated by a price-to-book ratio of 0.45.
  • The company has a high enterprise value to EBITDA ratio of 37.02, suggesting a high valuation relative to its earnings.
  • Onity Group Inc has a return on equity of 27.95%, which is favorable, but its return on assets is relatively low at 1.17%.
  • The company's debt-to-equity ratio is 21.68, indicating a high level of leverage and potential financial risk.
  • Analysts have a generally positive outlook on Onity Group Inc, with a mean price target of $60.00 and a mean recommendation of 1.50.
  • # RATIONALES
  • {
  • "margin_outlook_rationale": "The company's operating margin is expected to remain stable due to consistent revenue and controlled operating expenses.",
Financial snapshot
PeriodHA-latest
CurrencyUSD
Revenue$1.07B
Gross profit$1.01B
Operating income$405.2M
Net income$189.5M
R&D
SG&A
D&A
SBC
Operating cash flow-$748.0M
CapEx-$376.3M
Free cash flow-$189.8M
Total assets$16.17B
Total liabilities$15.49B
Total equity$677.9M
Cash & equivalents
Long-term debt$14.69B
Valuation
Market price$35.94
Market cap$305.7M
Enterprise value$15.00B
P/E1.6
Reported non-GAAP P/E
EV/Revenue14.1
EV/Op income37.0
EV/OCF
P/B0.5
P/Tangible book0.5
Tangible book$677.9M
Net cash-$14.69B
Current ratio
Debt/Equity21.7
ROA1.2%
ROE28.0%
Cash conversion-4.0%
CapEx/Revenue-35.3%
SBC/Revenue
Asset intensity
Dilution ratio0.0%
Risk assessment
Dilution riskLow
Liquidity riskMedium
  • Net cash is negative after subtracting total debt.
Industry benchmarks
Activity: Banks · cohort 670 companies
MetricONITActivity
Op margin38.0%36.8% medp25 22.9% · p75 60.0%above median
Net margin17.8%33.6% medp25 19.4% · p75 51.1%bottom quartile
Gross margin94.5%55.0% medp25 42.9% · p75 88.7%top quartile
CapEx / revenue-35.3%-4.6% medp25 -10.4% · p75 -2.1%bottom quartile
Debt / equity2168.0%56.1% medp25 13.2% · p75 161.2%top quartile
Observations
IR observations
Mean price target60.00 USD
Median price target60.00 USD
High price target60.00 USD
Low price target60.00 USD
Mean recommendation1.50 (1=strong buy, 5=strong sell)
Strong-buy count1.00
Buy count1.00
Hold count0.00
Sell count0.00
Strong-sell count0.00
Mean EPS estimate9.97 USD
Last actual EPS21.46 USD
Competitor context
JPMJPMorgan ChaseUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
BACBank of AmericaUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
CCitigroupUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
Source data
Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.
Company fundamentalsperiod financials
no public URL
2026-05-16 12:53 UTC#75462a37
Market quoteclose USD 38.68 · shares 0.01B diluted
no public URL
2026-05-16 12:55 UTC#d78d9d9d
Source: analysis-pipeline (hybrid)Generated: 2026-05-28 20:53 UTCJob: e1c9216c