Peapack-Gladstone Financial Corp

Peapack-Gladstone Financial Corp has a market price of $42.83 and a market cap of $758.88 million, with a price-to-earnings ratio of 100.78 and a price-to-book ratio of 1.29. The company's liquidity is assessed as medium, with a free cash flow of $6.52 million and a negative net cash position after subtracting total debt. The debt-to-equity ratio is 0.23, indicating a relatively low level of leverage. The company's profitability is modest, with a return on equity of 1.28% and a return on assets of 0.12%. These figures are below the typical performance metrics for banks, suggesting that the company may not be generating returns at the same level as its peers. The net income of $7.53 million and revenue of $35.04 million indicate a relatively small scale of operations. Peapack-Gladstone Financial Corp's revenue is not segmented by geographic regions or business lines in the provided data, making it difficult to assess the geographic or segment concentration of its revenue. However, the company's operations are likely concentrated in the United States, as is typical for regional banks. The company's growth trajectory is not clearly defined in the provided data, but the current revenue of $35.04 million suggests a relatively stable or slow-growth business model. The capital expenditure of -$2.39 million indicates a reduction in capital spending, which could be a sign of cost-cutting or a shift in strategic focus. The risk assessment for Peapack-Gladstone Financial Corp indicates a medium liquidity risk and a low dilution risk. The company's capital structure and financial leverage are relatively conservative, which may help mitigate some financial risks. However, the negative net cash position after subtracting total debt is a key flag that could impact the company's liquidity. Recent events and filings for Peapack-Gladstone Financial Corp are not detailed in the provided data, but the company's financial performance and risk profile suggest a need for continued monitoring of its liquidity and capital structure. Analysts have provided a mean price target of $48.44 and a median price target of $48.38, with a mean recommendation of 1.75, indicating a generally positive outlook.