Plumas Bancorp
Plumas Bancorp has a market price of $51.44 and a market capitalization of $358.79 million, with a price-to-earnings ratio of 12.11 and a price-to-book ratio of 1.37. The company's liquidity is assessed as medium, and its debt-to-equity ratio is 0.46, indicating a moderate level of leverage. The company's profitability is reflected in a return on equity of 11.34% and a return on assets of 1.32%. These figures suggest that the company is generating a reasonable return on its equity but a relatively modest return on its total assets compared to industry standards. Plumas Bancorp's revenue is concentrated in its banking operations, with no disclosed segments or geographic breakdowns provided in the available data. The company's revenue concentration is not specified, but the absence of segment details implies a lack of diversification in its revenue streams. The company's growth trajectory is not explicitly detailed in the available data, but its current financial performance suggests a stable position in the market. The company's capital expenditure is negative, indicating a reduction in capital spending, which may affect future growth potential. The company's risk assessment indicates a medium liquidity risk and a low dilution risk. The key flag of negative net cash after subtracting total debt suggests potential liquidity constraints. The dilution risk is low, indicating that the company is not expected to issue additional shares in the near term. Recent events and filings for Plumas Bancorp are not detailed in the available data. The company's financial snapshot and valuation metrics provide a current view of its financial health, but specific recent events or strategic initiatives are not disclosed.
Business. Plumas Bancorp operates as a bank, providing financial services to customers through its banking activities.
Classification. Plumas Bancorp is classified under the industry "Banks" within the business sector "Banking & Investment Services" with a confidence level of 0.92.
- Plumas Bancorp has a moderate level of leverage with a debt-to-equity ratio of 0.46.
- The company's return on equity is 11.34%, indicating a reasonable return on its equity.
- The company's liquidity is assessed as medium, suggesting potential constraints in its cash flow.
- The company's capital expenditure is negative, indicating a reduction in capital spending.
- The company's dilution risk is low, indicating a stable share structure.
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- # RATIONALES
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- Net cash is negative after subtracting total debt.