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INDICATIVE · SAMPLE DATA
SDLF$782.0058

Standard Life PLC

Life & Health InsuranceVerified

Standard Life PLC has a market capitalization of £78.7 billion, with a current market price of £782 per share. The company's shares outstanding are 1.01 billion, with no dilution observed between basic and diluted shares. However, liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents. Profitability and returns for Standard Life PLC are not directly quantifiable in the current dataset, as no industry_config preferred metrics or cohort medians are provided for comparison. The company's valuation snapshot does not include key profitability metrics such as ROIC or EBITDA margins, which are typically used to assess performance in the insurance industry. The company's revenue concentration and geographic exposure are not disclosed in the available data. Standard Life PLC operates primarily in the UK and may have international operations, but no specific segments or geographic breakdowns are provided in the input data. Looking ahead, Standard Life PLC's growth trajectory is not quantified in the input data. Analysts have provided a mean price target of £805.83 and a median price target of £855.00, suggesting a potential upside from the current market price of £782. However, no numeric deltas or revenue history are available to assess the company's growth potential. Risk factors for Standard Life PLC include the inability to assess liquidity risk due to missing balance-sheet data and no going-concern language in source documents. The company is also subject to dilution risk, although it is currently rated as low. No specific dilution sources or expected timeframes are provided in the input data. Recent events for Standard Life PLC are not detailed in the input data. No filings or transcripts are provided to assess recent developments or management commentary.

30-day price · SDLF(missing data)
No daily-bar history available from current data sources. Alternate source pending.
Profile
CompanyStandard Life PLC
TickerSDLF.L
SectorFinancials
BusinessInsurance
Industry groupInsurance
IndustryLife & Health Insurance
AI analysis

Business. Standard Life PLC provides life and health insurance products and services, generating revenue primarily through premium income and investment returns from its insurance portfolios.

Classification. Standard Life PLC is classified under the Life & Health Insurance industry within the Financials sector, with a high confidence level of 0.92 based on verified market data.

Standard Life PLC has a market capitalization of £78.7 billion, with a current market price of £782 per share. The company's shares outstanding are 1.01 billion, with no dilution observed between basic and diluted shares. However, liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents. Profitability and returns for Standard Life PLC are not directly quantifiable in the current dataset, as no industry_config preferred metrics or cohort medians are provided for comparison. The company's valuation snapshot does not include key profitability metrics such as ROIC or EBITDA margins, which are typically used to assess performance in the insurance industry. The company's revenue concentration and geographic exposure are not disclosed in the available data. Standard Life PLC operates primarily in the UK and may have international operations, but no specific segments or geographic breakdowns are provided in the input data. Looking ahead, Standard Life PLC's growth trajectory is not quantified in the input data. Analysts have provided a mean price target of £805.83 and a median price target of £855.00, suggesting a potential upside from the current market price of £782. However, no numeric deltas or revenue history are available to assess the company's growth potential. Risk factors for Standard Life PLC include the inability to assess liquidity risk due to missing balance-sheet data and no going-concern language in source documents. The company is also subject to dilution risk, although it is currently rated as low. No specific dilution sources or expected timeframes are provided in the input data. Recent events for Standard Life PLC are not detailed in the input data. No filings or transcripts are provided to assess recent developments or management commentary.
Key takeaways
  • Standard Life PLC has a market capitalization of £78.7 billion, with a current market price of £782 per share.
  • Analysts have provided a mean price target of £805.83 and a median price target of £855.00, suggesting a potential upside from the current market price.
  • Liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents.
  • The company's profitability and returns are not directly quantifiable in the current dataset, as no industry_config preferred metrics or cohort medians are provided for comparison.
  • Revenue concentration and geographic exposure are not disclosed in the available data.
  • --
  • # RATIONALES
  • ```json
Financial snapshot
PeriodHA-latest
CurrencyGBP
Revenue
Gross profit
Operating income
Net income
R&D
SG&A
D&A
SBC
Operating cash flow
CapEx
Free cash flow
Total assets
Total liabilities
Total equity
Cash & equivalents
Long-term debt
Annual history (last 5)
PeriodRevenueOp IncomeNet IncomeFCF
FY-4-$430.0M-$837.0M-$616.0M
FY-3-$4.09B-$2.72B-$2.80B
FY-2$262.0M$56.0M-$117.0M
FY-1-$1.11B-$1.09B-$1.35B
FY0$20.0M-$443.0M-$697.0M
PeriodGross %Op %Net %FCF %
FY-4
FY-3
FY-2
FY-1
FY0
PeriodAssetsEquityCashDebt
FY-4$327.77B$6.26B$9.11B
FY-3$281.04B$3.71B$6.12B
FY-2$299.39B$3.24B$7.17B
FY-1$307.86B$1.71B$6.41B
FY0$332.24B$738.0M$3.64B
PeriodOCFCapExFCFSBC
FY-4-$1.10B-$616.0M
FY-3$833.0M-$2.80B
FY-2-$915.0M-$117.0M
FY-1$3.34B-$29.0M-$1.35B
FY0-$993.0M-$10.0M-$697.0M
Quarterly history (last 4)
PeriodRevenueOp IncomeNet IncomeFCF
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodGross %Op %Net %FCF %
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodAssetsEquityCashDebt
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodOCFCapExFCFSBC
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
Valuation
Market price$782.00
Market cap$787.05B
Enterprise value
P/E
Reported non-GAAP P/E
EV/Revenue
EV/Op income
EV/OCF
P/B
P/Tangible book
Tangible book
Net cash
Current ratio
Debt/Equity
ROA
ROE
Cash conversion
CapEx/Revenue
SBC/Revenue
Asset intensity
Dilution ratio0.0%
Risk assessment
Dilution riskLow
Liquidity riskUnknown
  • Liquidity risk could not be assessed (no balance-sheet inputs and no going-concern language in source documents).
Industry benchmarks
Activity: Life & Health Insurance · cohort 15 companies
MetricSDLFActivity
Op margin12.3% medp25 5.6% · p75 21.6%
Net margin2.9% medp25 0.5% · p75 10.1%
Gross margin28.2% medp25 13.4% · p75 30.5%
CapEx / revenue-2.1% medp25 -8.2% · p75 -1.2%
Debt / equity27.5% medp25 4.7% · p75 66.5%
Observations
IR observations
Mean price target805.83 GBP
Median price target855.00 GBP
High price target918.00 GBP
Low price target660.00 GBP
Mean recommendation2.64 (1=strong buy, 5=strong sell)
Strong-buy count2.00
Buy count4.00
Hold count2.00
Sell count2.00
Strong-sell count1.00
Mean EPS estimate0.72 GBP
Last actual EPS0.57 GBP
Source data
Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.
Company fundamentalsperiod FQ-7 · history via verified-market-data
no public URL
2026-05-01 11:33 UTC#31b2f566
Source: analysis-pipeline (hybrid)Generated: 2026-05-29 08:48 UTCJob: 0c7d45f9