OSEBX1,423.56+0.84%
EQNR284.60+4.20%
DNB198.35-1.15%
MOWI172.80+0.45%
Brent$71.24-0.32%
EUR/USD1.0824-0.14%
DXY104.18+0.08%
INDICATIVE · SAMPLE DATA
SCMNYSE$9.7660

Stellus Capital Investment Corp

BanksRules + LLM

Stellus Capital Investment Corp (SCM) is currently classified as Commercial Banks within Banks (Financials). Classification confidence: 0.66 (rule-based classification). Capital structure on the latest snapshot: total assets 1,001,273,253 USD, total equity 362,995,521, short-term debt 0, long-term debt 0. Net cash position is approximately 3,376,525 USD. Self-calculated market cap is 282,525,199 USD (market_price × shares_outstanding_diluted). Profitability profile: revenue 0, gross profit 0, operating income 0, net income 1,655,736. Return on equity ~0.5%. Return on assets ~0.2%. Operating-cash-flow to net-income ratio is 13.77. Risk profile from automated assessment: liquidity risk low, dilution risk medium. Flags: Source documents mention dilution or offering risk.. Comparable peers identified within the same class: JPMorgan Chase, Bank of America, Citigroup.

30-day price · SCM-0.80 (-8.4%)
Low$8.66High$9.95Close$8.76As of8 Jun, 00:00 UTC
Profile
CompanyStellus Capital Investment Corp
ExchangeNYSE
TickerSCM
CIK0001551901
SectorFinancials
BusinessBanking & Investment Services
Industry groupBanking Services
IndustryBanks
AI analysis

Business. Stellus Capital Investment Corp is classified under Financials / Banks and appears profitable on the latest normalized snapshot.

Classification. Classification confidence is 0.66 based on rule-based classification; matched terms: loan.

Stellus Capital Investment Corp (SCM) is currently classified as Commercial Banks within Banks (Financials). Classification confidence: 0.66 (rule-based classification). Capital structure on the latest snapshot: total assets 1,001,273,253 USD, total equity 362,995,521, short-term debt 0, long-term debt 0. Net cash position is approximately 3,376,525 USD. Self-calculated market cap is 282,525,199 USD (market_price × shares_outstanding_diluted). Profitability profile: revenue 0, gross profit 0, operating income 0, net income 1,655,736. Return on equity ~0.5%. Return on assets ~0.2%. Operating-cash-flow to net-income ratio is 13.77. Risk profile from automated assessment: liquidity risk low, dilution risk medium. Flags: Source documents mention dilution or offering risk.. Comparable peers identified within the same class: JPMorgan Chase, Bank of America, Citigroup.
Key takeaways
  • Observed GAAP P/E is about 170.63x.
  • Return on equity is about 0.5%.
  • Debt to equity is about 0.0x.
  • Likely peers from the same classification include JPMorgan Chase, Bank of America, Citigroup.
Financial snapshot
PeriodQ1 2026
CurrencyUSD
Revenue
Gross profit
Operating income
Net income$1.7M
R&D
SG&A$649.1k
D&A
SBC
Operating cash flow$22.8M
CapEx
Free cash flow
Total assets$1.00B
Total liabilities$638.3M
Total equity$363.0M
Cash & equivalents$3.4M
Long-term debt
Annual history (last 5)
PeriodRevenueOp IncomeNet IncomeFCF
FY2025$27.0M
FY2024$45.8M
FY2025$45.8M
FY2023$17.5M
FY2024$17.5M
PeriodGross %Op %Net %FCF %
FY2025
FY2024
FY2025
FY2023
FY2024
PeriodAssetsEquityCashDebt
FY2025$1.04B$371.2M$25.1M
FY2024$980.9M$369.9M$20.1M
FY2025$980.9M$369.9M$20.1M
FY2023$908.1M$319.9M$26.1M
FY2024$908.1M$319.9M$26.1M
PeriodOCFCapExFCFSBC
FY2025-$24.4M
FY2024-$28.6M
FY2025-$28.6M
FY2023-$17.3M
FY2024-$17.3M
Quarterly history (last 4)
PeriodRevenueOp IncomeNet IncomeFCF
Q1 2026$1.7M
Q1 2026
Q3 2025$21.8M
Q2 2025$15.1M
PeriodGross %Op %Net %FCF %
Q1 2026
Q1 2026
Q3 2025
Q2 2025
PeriodAssetsEquityCashDebt
Q1 2026$1.00B$363.0M$3.4M
Q1 2026$1.04B$371.2M$25.1M
Q3 2025$1.03B$377.7M$9.0M
Q2 2025$1.03B$375.4M$40.0M
PeriodOCFCapExFCFSBC
Q1 2026$22.8M
Q1 2026
Q3 2025-$33.5M
Q2 2025-$13.3M
Valuation
Market price$9.76
Market cap$282.5M
Enterprise value$279.1M
P/E170.6
Reported non-GAAP P/E
EV/Revenue
EV/Op income
EV/OCF12.2
P/B0.8
P/Tangible book0.8
Tangible book$363.0M
Net cash$3.4M
Current ratio
Debt/Equity0.0
ROA0.2%
ROE0.5%
Cash conversion13.8%
CapEx/Revenue
SBC/Revenue
Asset intensity
Dilution ratio0.0%
Risk assessment
Dilution riskMedium
Liquidity riskLow
  • Source documents mention dilution or offering risk.
Industry benchmarks
Activity: Commercial Banks · cohort 22 companies
MetricSCMActivity
Op margin0.6% medp25 -22.0% · p75 17.1%
Net margin59.6% medp25 59.6% · p75 59.6%
Gross margin16.4% medp25 13.5% · p75 19.3%
R&D / revenue0.6% medp25 0.6% · p75 0.6%
CapEx / revenue-13.5% medp25 -13.5% · p75 -13.5%
Debt / equity0.0%267.2% medp25 267.2% · p75 267.2%bottom quartile
Observations
Competitor context
JPMJPMorgan ChaseUSPeer
Derived from classification anchor Banks.
loan
BACBank of AmericaUSPeer
Derived from classification anchor Banks.
loan
CCitigroupUSPeer
Derived from classification anchor Banks.
loan
Source data
Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.
Company fundamentalsperiod FQ-7 · history via verified-market-data
no public URL
2026-05-04 16:55 UTC#fd02b368
Source: analysis-pipeline (hybrid)Generated: 2026-05-29 08:28 UTCJob: 3864509d