Bmw.Mi

BMW.MI maintains a capital structure characterized by significant leverage, with long-term debt of 107.3 billion EUR against total equity of 95.7 billion EUR, resulting in a debt-to-equity ratio of 1.12. The balance sheet shows total assets of 266.0 billion EUR and total liabilities of 170.3 billion EUR. Liquidity is assessed as medium, supported by a current ratio of 1.12 and cash and equivalents of 18.9 billion EUR. However, the company holds negative net cash after subtracting total debt, indicating reliance on debt financing for operations and investments.

Profitability metrics show a return on equity (ROE) of 7.13% and a return on assets (ROA) of 2.56%. The company generated net income of 7.3 billion EUR on revenue of 133.5 billion EUR, yielding a net margin of approximately 5.5%. Operating income stands at 10.2 billion EUR, while gross profit is 20.6 billion EUR. These returns reflect the capital-intensive nature of the automobile manufacturing industry, where asset bases are large relative to net income.

Revenue concentration and segment details are not provided in the available data, preventing a detailed analysis of geographic or product mix exposure. The company’s primary activity is identified as automobile manufacturing, suggesting revenue is derived from vehicle sales and related services. Without specific segment breakdowns, the analysis relies on consolidated financial figures to assess performance.

Growth trajectory analysis is limited by the absence of historical period data in the input. The latest normalized period shows revenue of 133.5 billion EUR and net income of 7.3 billion EUR. Without year-over-year or multi-year trend data, it is not possible to determine the direction or magnitude of recent growth or decline in sales and profitability.

Risk assessment indicates medium liquidity risk and low dilution risk. A key flag notes that net cash is negative after subtracting total debt, highlighting the company's leverage. The current ratio of 1.12 suggests adequate short-term liquidity but limited buffer against unexpected cash flow shocks. The low dilution risk implies that share count stability is likely, with basic and diluted shares outstanding both at 548.9 million.

Recent events include analyst estimates with a mean price target of 78.23 EUR and a median of 75.00 EUR, against a current market price of 74.1 EUR. The mean recommendation is 2.62, with 5 strong buys, 6 buys, and 10 holds. News observations indicate a reconciler enqueue event related to a name-poison root-fix re-analysis, which is an internal data processing event rather than a fundamental business change.

Operating and net margins exceed the 75th percentile of the Auto & Truck Manufacturers cohort, indicating superior profitability.

Free cash flow surged 401.2% year-over-year to EUR 2.0 billion, demonstrating significant improvement in cash generation.

Analysts project 21.1% upside to a mean price target of EUR 89.71, suggesting undervaluation relative to current market price.

Cash conversion ratio of 0.98 is well above the cohort median of 0.62, reflecting efficient earnings translation to cash.

Revenue maintained a positive 4.7% CAGR over four years, showing resilience despite recent annual declines.

Debt-to-equity ratio of 1.03 places the company in the bottom quartile of its cohort, signaling high leverage risk.

The company faces high credit risk, which could impair financial stability and increase borrowing costs significantly.

Return on equity of 3.0% trails the cohort median of 3.96%, suggesting less efficient use of shareholder capital.

Revenue €31.01B, −8,2% YoY; Operating income −36,2% YoY.

• ▍Revenue €31.01B, −8,2% YoY
• ▍Operating income −36,2% YoY
• ▍Net income −22,6% YoY
• ▍Free cash flow +58,1% YoY
• ▍Net margin 5.2%

Revenue €33.45B, −8,1% YoY; Operating income +12,8% YoY.

• ▍Revenue €33.45B, −8,1% YoY
• ▍Operating income +12,8% YoY
• ▍Net income +18,3% YoY
• ▍Free cash flow +1 325,0% YoY
• ▍Net margin 5.3%

Revenue €32.31B, −0,3% YoY; Operating income +33,3% YoY.

• ▍Revenue €32.31B, −0,3% YoY
• ▍Operating income +33,3% YoY
• ▍Net income +330,3% YoY
• ▍Free cash flow +271,1% YoY
• ▍Net margin 5.2%

Revenue €33.93B, −8,2% YoY; Operating income −31,4% YoY.

• ▍Revenue €33.93B, −8,2% YoY
• ▍Operating income −31,4% YoY
• ▍Net income −33,0% YoY
• ▍Free cash flow −26,6% YoY
• ▍Net margin 5.2%

Revenue €33.76B; Operating income €3.14B.

• ▍Revenue €33.76B
• ▍Operating income €3.14B
• ▍Net margin 6.2%

Revenue €36.42B; Operating income €1.88B.

• ▍Revenue €36.42B
• ▍Operating income €1.88B
• ▍Net margin 4.1%

Revenue €32.41B; Operating income €1.70B.

• ▍Revenue €32.41B
• ▍Operating income €1.70B
• ▍Net margin 1.2%

Revenue €36.94B; Operating income €3.88B.

• ▍Revenue €36.94B
• ▍Operating income €3.88B
• ▍Net margin 7.1%

Revenue €133.45B, −6,3% YoY; Operating income −11,5% YoY.

• ▍Revenue €133.45B, −6,3% YoY
• ▍Operating income −11,5% YoY
• ▍Net income +0,1% YoY
• ▍Free cash flow +401,2% YoY
• ▍Net margin 5.5%

Revenue €142.38B, −8,4% YoY; Operating income −37,7% YoY.

• ▍Revenue €142.38B, −8,4% YoY
• ▍Operating income −37,7% YoY
• ▍Net income −35,4% YoY
• ▍Free cash flow −120,1% YoY
• ▍Net margin 5.1%

Revenue €155.50B, +9,0% YoY; Operating income −14,6% YoY.

• ▍Revenue €155.50B, +9,0% YoY
• ▍Operating income −14,6% YoY
• ▍Net income −37,1% YoY
• ▍Free cash flow −73,9% YoY
• ▍Net margin 7.3%

Revenue €142.61B, +28,2% YoY; Operating income +61,5% YoY.

• ▍Revenue €142.61B, +28,2% YoY
• ▍Operating income +61,5% YoY
• ▍Net income +44,9% YoY
• ▍Free cash flow +15,9% YoY
• ▍Net margin 12.6%