Findi Ltd
Findi Ltd provides financial technology solutions, primarily generating revenue through subscription and transaction-based services.
Business. Findi Ltd (FND.AX) is a financial technology company listed on the Australian Securities Exchange. The firm operates within the fintech sector, generating revenue primarily through fee-based models associated with financial infrastructure services. Specific details regarding operating segments and geographic presence are not disclosed in the available data. The company is headquartered in Australia.
Analyst recommendations
23 analysts · consensus HoldAt a glance
What drives this business
The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.
News & coverage
0Sector rotation
Developing storylines
Analysis
AI analysisOpportunity
Upcoming catalysts
Scheduled public events. Informational only — not investment advice.
- Company
- EarningsQ3 2026 earnings (expected)2026-10-28 · estimated
- Macro
- Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
- Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
- Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
- Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
- Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
- Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
- Macro & political
- ElectionSE Swedish Election2026-09-14 · SE
- ElectionUS U.S. Midterms2026-11-03 · US
- ElectionFR French Legislative2027-06-01 · FR
Pre-earnings brief
Signals & dispatch
Composite-score breakdown
Synthesis
Findi Ltd (FND.AX) is a financial technology company listed on the Australian Securities Exchange. The firm operates within the fintech sector, generating revenue primarily through fee-based models associated with financial infrastructure services. Specific details regarding operating segments and geographic presence are not disclosed in the available data. The company is headquartered in Australia.
Findi Ltd has a market capitalization of 51.98 million AUD, with a market price of 0.52 AUD per share. The company has 99,969,113 basic and diluted shares outstanding, indicating no immediate dilution pressure from share issuance. However, liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents.
The company reported a revenue of 75.51 million AUD in the latest period, but it remains unprofitable, with an EPS of -0.26 AUD. This loss per share suggests that the company is not yet generating sufficient operating income to cover its costs. The financial technology industry typically emphasizes metrics such as customer acquisition cost, lifetime value, and unit economics, but Findi Ltd's performance relative to these metrics is not disclosed.
Findi Ltd's revenue is not segmented by geographic region or product line in the available data, making it difficult to assess the concentration of its revenue streams. The absence of segment reporting limits the ability to evaluate the company's exposure to specific markets or product lines, which is a common practice in the fintech industry to highlight growth drivers and risk factors.
The company's growth trajectory is not clearly defined in the available data, as there are no forward-looking revenue projections or historical growth rates provided. The lack of detailed guidance or historical performance data makes it challenging to assess the company's ability to scale its operations or improve profitability in the near term.
The risk assessment indicates a low dilution potential, with no evidence of recent or planned share issuance that could dilute existing shareholders. However, the absence of liquidity data and the company's current unprofitability pose significant risks to its ability to meet short-term obligations or fund future growth.
No recent events, such as filings or transcripts, are available in the provided data to inform the company's strategic direction or operational performance. This lack of recent disclosures limits the ability to assess the company's response to market conditions or its progress toward key business objectives.
- Findi Ltd is a financial technology company with a market capitalization of 51.98 million AUD.
- The company reported a revenue of 75.51 million AUD but remains unprofitable with an EPS of -0.26 AUD.
- No segment or geographic revenue breakdown is available, limiting visibility into the company's business model.
- The company has no immediate dilution pressure, but liquidity risk could not be assessed.
- No recent events or forward-looking guidance are available to assess the company's growth trajectory.
Bull / Bear case
Generated · model-assistedIn focus — financials by report
Revenue A$61.1M, −2,8% YoY; Operating income −78,4% YoY.
- ▍Revenue A$61.1M, −2,8% YoY
- ▍Operating income −78,4% YoY
- ▍Net income −398,0% YoY
- ▍Free cash flow −208,1% YoY
- ▍Net margin -19.6%
Valuation FY
Revenue by segment
Business relationships
Supply chain
Peer comparison
Market position
Stress test
Predictor forecast
Options
Short squeeze
Earnings-call key lines
Estimate revisions
consensus EPS · 26-week trendSell-side observations
Themes
ESG
Risk factors
Benchmarks vs cohort
Corporate actions / M&A
FX exposure
Comparable transactions
Derivatives & instruments
Derivative transactions
- EVP & CHIEF FINANCIAL OFFICER · Stock Options (right to buy) → Class A common stock, par value $0.001Disposed 1 159 @ $9,99exercise · 2026-05-18
- EVP - MERCHANDISING · Stock Options (right to buy) → Class A common stock, par value $0.001Disposed 28 320 @ $9,99exercise · 2026-05-04
Actions
Ask Handelsavisen
- Market data
- Market data cache
- Issuer disclosures
- Public news
- Earnings transcripts
- Consensus estimates
- ESG data
- Dilution Ratio(shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
- Market Priceinput from market-data provider (delayed close or quote-shim mid)
- Market Capmarket_price * shares_outstanding_diluted
- Findi Ltd Market data — financials · 2026-05-27
- Findi Ltd Market data — analyst estimates · 2026-05-27
Ownership & reference
Top holders
- Investment Managers · as of 2026-03-310,19 %$347M
- Investment Managers · as of 2026-03-310,06 %$0M
- Investment Managers · as of 2024-06-300,04 %$1 590M
- Institutional Investor · as of 2026-03-310,03 %$97M
- Institutional Investor · as of 2026-03-310,03 %$542M
- Investment Managers · as of 2026-03-310,03 %$132M
- Investment Managers · as of 2026-03-310,02 %$80M
- Institutional Investor · as of 2026-03-310,02 %$36M
- Brokerage Firms · as of 2026-03-310,01 %$47M
- Investment Managers · as of 2026-03-310,01 %$0M
- Investment Managers · as of 2026-03-310,01 %$54M
- Investment Managers · as of 2025-12-310,01 %$611M
- Investment Managers · as of 2026-03-310,01 %$50M
- Institutional Investor · as of 2022-09-300,01 %$0M
- Investment Managers · as of 2026-03-310,01 %$103M
- Investment Managers · as of 2026-03-310,01 %$45M
- Institutional Investor · as of 2026-03-310,01 %$31M
- Investment Managers · as of 2026-03-310,01 %$165M
- Investment Managers · as of 2024-12-310,01 %$20M
- Investment Managers · as of 2026-03-310,01 %$92M
- Institutional Investor · as of 2026-03-310,01 %$22M
- Investment Managers · as of 2026-03-310,00 %$13M
- Investment Managers · as of 2026-03-310,00 %$31M
- Brokerage Firms · as of 2026-03-310,00 %$19M
- Investment Managers · as of 2026-03-310,00 %$3M
- Funds · as of 2026-03-310,00 %$10M
- Investment Managers · as of 2026-03-310,00 %$3M
- Institutional Investor · as of 2026-03-310,00 %$3M
- Investment Managers · as of 2026-03-310,00 %$3M
- Investment Managers · as of 2026-03-310,00 %$1M
- Investment Managers · as of 2026-03-310,00 %$1M
- Investment Managers · as of 2026-03-310,00 %$0M
- Investment Managers · as of 2026-03-310,00 %$0M
- Institutional Investor · as of 2026-03-310,00 %$0M
Insider activity
- EVP & CHIEF FINANCIAL OFFICER · Class A common stock, par value $0.001Other 1 159 @ $9,99$12K · 2026-05-18
- Director, Chief Executive Officer · Class A common stock, par value $0.001Other 2 461 @ $48,30$119K · 2026-05-05
- Director, Chief Executive Officer · Class A common stock, par value $0.001Bought 5 000 @ $50,25$251K · 2026-05-04
- EVP - MERCHANDISING · Class A common stock, par value $0.001Other 28 320 @ $9,99$283K · 2026-05-04
- EVP & CHIEF FINANCIAL OFFICER · Class A common stock, par value $0.001Bought 2 500 @ $48,69$122K · 2026-05-04
- EVP - MERCHANDISING · Class A common stock, par value $0.001Sold 15 200 @ $48,28$734K · 2026-05-04
- EVP - MERCHANDISING · Class A common stock, par value $0.001Other 540 @ $69,09$37K · 2026-02-27
- EVP & CIO · Class A common stock, par value $0.001Other 254 @ $69,09$18K · 2026-02-27
- Director, Executive Chair · Class A common stock, par value $0.001Other 10 262 @ $69,09$709K · 2026-02-27
- EVP, CAO & CLO · Class A common stock, par value $0.001Other 575 @ $69,09$40K · 2026-02-27
- EVP, CAO & CLO · Class A common stock, par value $0.001Other 1 219 @ $69,09$84K · 2026-02-27
- EVP & CHIEF FINANCIAL OFFICER · Class A common stock, par value $0.001Other 273 @ $69,09$19K · 2026-02-27
- EVP & CHIEF FINANCIAL OFFICER · Class A common stock, par value $0.001Other 270 @ $69,09$19K · 2026-02-27
- EVP - MERCHANDISING · Class A common stock, par value $0.001Other 218 @ $69,09$15K · 2026-02-27
- EVP, STORE OPERATIONS · Class A common stock, par value $0.001Other 218 @ $69,09$15K · 2026-02-27
- EVP, STORE OPERATIONS · Class A common stock, par value $0.001Other 539 @ $69,09$37K · 2026-02-27
- Director, Executive Chair · Class A common stock, par value $0.001Other 2 870 @ $69,09$198K · 2026-02-27
- EVP, STORE OPERATIONS · Class A common stock, par value $0.001Other 276 @ $70,14$19K · 2026-02-26
- EVP, CAO & CLO · Class A common stock, par value $0.001Other 704 @ $70,14$49K · 2026-02-26
- EVP - MERCHANDISING · Class A common stock, par value $0.001Other 340 @ $70,14$24K · 2026-02-26
- Director, Executive Chair · Class A common stock, par value $0.001Other 3 016 @ $70,14$212K · 2026-02-26
- EVP & CIO · Class A common stock, par value $0.001Other 154 @ $70,14$11K · 2026-02-26
- EVP & CHIEF FINANCIAL OFFICER · Class A common stock, par value $0.001Other 319 @ $70,14$22K · 2026-02-26
- EVP - MERCHANDISING · Class A common stock, par value $0.001Other 1 954 · 2026-02-24
- EVP & CHIEF FINANCIAL OFFICER · Class A common stock, par value $0.001Other 837 @ $69,61$58K · 2026-02-24
Short positioning
Geographic breakdown
Intel & risk
Evidence & claims
From filings & derived data- Gross margin (FY 2025-12-25): 43.6%Derived (calculated)
- Net margin (FY 2025-12-25): 4.5%Derived (calculated)
- Return on equity (FY 2025-12-25): 8.7%Derived (calculated)
- Return on assets (FY 2025-12-25): 3.8%Derived (calculated)
- Current ratio (FY 2025-12-25): 1.33xDerived (calculated)
- Debt-to-equity (FY 2025-12-25): 1.27xDerived (calculated)
- Cost of revenue (YoY) (2025-12-25 vs 2024-12-26): 4.5%Derived (calculated)
- EPS (basic) (YoY) (2025-12-25 vs 2024-12-26): 1.0%Derived (calculated)
- EPS (diluted) (YoY) (2025-12-25 vs 2024-12-26): 1.1%Derived (calculated)
- Gross profit (YoY) (2025-12-25 vs 2024-12-26): 6.0%Derived (calculated)
- Shareholders' equity (YoY) (2025-12-25 vs 2024-12-26): 11.0%Derived (calculated)
- Total liabilities (YoY) (2025-12-25 vs 2024-12-26): 6.3%Derived (calculated)
- Total assets (YoY) (2025-12-25 vs 2024-12-26): 8.3%Derived (calculated)
- Long-term debt (YoY) (2025-12-25 vs 2024-12-26): 0.9%Derived (calculated)
- Net income (YoY) (2025-12-25 vs 2024-12-26): 1.3%Derived (calculated)
- Operating cash flow (YoY) (2025-12-25 vs 2024-12-26): -36.7%Derived (calculated)
- Operating income (YoY) (2025-12-25 vs 2024-12-26): 5.4%Derived (calculated)
- Revenue (YoY) (2025-12-25 vs 2024-12-26): 5.1%Derived (calculated)
- EPS (diluted) (annual): USD-PER-SHARES 2SEC XBRL filing
- Pre-tax income (annual): USD 266.66MSEC XBRL filing
- Net income (annual): USD 208.65MSEC XBRL filing
- Total liabilities (annual): USD 3.06BSEC XBRL filing
- Current assets (annual): USD 1.53BSEC XBRL filing
- Cost of revenue (annual): USD 2.64BSEC XBRL filing