Pultegroup Inc/mi/

PULTEGROUP INC/MI/ (PHM) is currently classified as Commercial Banks within Banks (Financials). Classification confidence: 0.66 (rule-based classification). Capital structure on the latest snapshot: total assets 18,195,980,000 USD, total equity 12,954,152,000, short-term debt 0, long-term debt 0. Net cash position is approximately 1,807,020,000 USD. Self-calculated market cap is 24,407,458,600 USD (market_price × shares_outstanding_diluted). Profitability profile: revenue 3,408,572,000, gross profit 0, operating income 0, net income 346,996,000. Return on equity ~17.1%. Return on assets ~12.2%. Operating-cash-flow to net-income ratio is 0.84. Risk profile from automated assessment: liquidity risk low, dilution risk medium. Flags: Source documents mention dilution or offering risk.. Recent news context: [TRIGGER] 8-K: 8-K (sec_8k_material) on PHM — filing_type=8-K; max_severity=medium; ignored_items=['9.01']; material_items=['2.02']; all_items_found=['2.02', '9.01']; severity_per_code={'2.02': 'medium'}; contributing_watchers=sec_8k_material (source=sec_8k_material; url=0000822416-26-000034). Additional context: 8-K: filing_type=8-K; max_severity=medium; ignored_items=['9.01']; material_items=['2.02']; all_items_found=['2.02', '9.01']; severity_per_code={'2.02': 'medium'}; contributing_watchers=sec_8k_material. Comparable peers identified within the same class: JPMorgan Chase, Bank of America, Citigroup, JPM.N, BAC.O.

PulteGroup Inc. (PHM) experienced a significant shift in institutional ownership activity, marked by a major modification in holdings by investor ID 587. This investor initially reduced their position from 49,698 shares, valued at approximately $5.84 million, to 4,808 shares, worth roughly $0.57 million, as of March 31, 2026. However, subsequent data detected on June 25, 2026, indicates a reversal of this transaction, with the investor’s holdings restored to the original 49,698 shares. This volatility in reported ownership highlights a notable adjustment in the company’s shareholder base during the first quarter of 2026. The significance of this ownership fluctuation is underscored by the fact that this is the first analysis for the ticker, meaning there is no prior basis for computing delta changes in ownership trends. Consequently, the magnitude of the shift—representing a weight change from 0.00337% to 0.00033% and back—stands out as a primary signal in the absence of historical comparative data. The detection of these changes occurred within a 24-hour window in late June 2026, suggesting a rapid correction or update in the reporting of the investor’s stake. From a corporate governance perspective, PulteGroup maintains a lean executive structure with only two officers, while its investor base comprises 34 top holders. The company is also a member of one major index, indicating its established presence in the market despite the recent ownership turbulence. With zero analysts currently covering the stock, the movements of existing holders like investor ID 587 may carry disproportionate weight in signaling market sentiment, given the lack of broader analyst commentary. This episode matters for investors monitoring PHM as it illustrates the potential for significant, short-term adjustments in institutional positions that can impact perceived liquidity and stability. The restoration of the larger stake suggests that the initial reduction may have been a temporary tactical move or a reporting anomaly rather than a long-term exit. As the company continues to operate with a focused leadership team and a defined set of top holders, such ownership dynamics remain a key metric for assessing shareholder confidence in the absence of new analyst estimates or cross-source signals.

PulteGroup achieved a best-in-class ROE of 17.1%, significantly outperforming the 6.4% median for its banking cohort peers.

Net income surged 39.0% year-over-year to $3.08 billion in FY2025, demonstrating strong profitability growth momentum.

The company maintains a low leverage band with a debt-to-equity ratio of just 0.0034 as of late 2025.

Revenue grew at a 5.7% CAGR from FY2023 to FY2025, indicating consistent top-line expansion over the period.

PulteGroup trades at a price-to-book ratio of 1.84, reflecting a premium valuation relative to its book value.

Total assets contracted by 3.8% year-over-year in FY2025, suggesting a shrinking balance sheet and potential business contraction.

Equity decreased by 6.6% year-over-year in FY2025, indicating a reduction in shareholder capital base during the period.

The company faces a medium dilution risk, which could negatively impact per-share value for existing shareholders.

Revenue $3.41B; Net margin 10.2%.

• ▍Revenue $3.41B
• ▍Net margin 10.2%

Revenue $12.70B; Net margin 13.5%.

• ▍Revenue $12.70B
• ▍Net margin 13.5%

Revenue $8.30B; Net margin 13.6%.

• ▍Revenue $8.30B
• ▍Net margin 13.6%

Revenue $17.31B; Net margin 12.8%.

• ▍Revenue $17.31B
• ▍Net margin 12.8%

Revenue $17.95B; Net margin 17.2%.

• ▍Revenue $17.95B
• ▍Net margin 17.2%

Revenue $17.95B; Net margin 17.2%.

• ▍Revenue $17.95B
• ▍Net margin 17.2%

Revenue $16.06B; Net margin 16.2%.

• ▍Revenue $16.06B
• ▍Net margin 16.2%

Revenue $16.06B; Net margin 16.2%.

• ▍Revenue $16.06B
• ▍Net margin 16.2%