Reta.V

RETA.V maintains a conservative capital structure with a debt-to-equity ratio of 0.56 and a current ratio of 1.96, indicating adequate short-term liquidity coverage. The balance sheet shows total assets of $553.5 million against total liabilities of $266.9 million, resulting in total equity of $286.5 million. Long-term debt stands at $161.5 million, which is fully covered by equity, but the risk assessment flags that net cash is negative after subtracting total debt, suggesting reliance on operating cash flows for debt servicing. Operating cash flow is robust at $71.6 million, supporting a free cash flow of $19.7 million after capital expenditures of $37.0 million.

Profitability metrics are weak, with a return on equity of -2.08% and a return on assets of -1.07%, reflecting a net loss of $0.9 million on revenue of $776.8 million. The gross profit of $434.5 million suggests a gross margin of approximately 56%, but operating income is compressed to just $6.8 million, indicating high operating expenses relative to sales. Without cohort median data for direct comparison, the negative returns highlight inefficiencies in converting gross profit to net income, a common challenge in low-margin or high-overhead retail environments.

Segment and geographic revenue breakdowns are not provided in the available data, preventing an analysis of revenue concentration or regional exposure. The company’s activity is broadly classified as unclassified within the Specialty Retail industry, implying a lack of detailed public disclosure on specific business units or geographic markets.

Growth trajectory analysis is limited by the absence of historical period data. The current financial snapshot shows a single period of revenue at $776.8 million, but without year-over-year or quarterly trends, it is not possible to assess the direction or velocity of revenue growth. The stability of the share count, with 35.9 million basic and diluted shares outstanding, suggests no recent significant equity issuances or buybacks in the latest period.

Risk factors include medium liquidity risk and low dilution risk, with a key flag noting negative net cash after debt subtraction. The company’s ESG profile shows a total score of 32.52 (Grade C-), with particularly low governance (16.02) and environment (33.63) pillar scores, though social performance is moderate at 46.86. The high ESG controversies score of 100 indicates few recent controversies, but the low governance score may signal internal control or transparency risks.

Recent events are not detailed in filings, news, or transcript observations. The available data focuses on static financial and ESG metrics, with no disclosed strategic initiatives, management signals, or competitor context to inform near-term catalysts.

Revenue remained relatively stable with a 4.1% CAGR over the last four years, indicating some resilience in top-line performance.

The company maintains a moderate debt-to-equity ratio of 0.56, which is below the cohort median of 0.27.

Dilution risk is assessed as low, suggesting limited immediate pressure on existing shareholder equity from new share issuance.

The company faces high credit risk, indicating potential difficulties in meeting financial obligations or securing favorable financing terms.

Revenue C$207.2M, +1,1% YoY; Operating income +26,4% YoY.

• ▍Revenue C$207.2M, +1,1% YoY
• ▍Operating income +26,4% YoY
• ▍Net income −17,7% YoY
• ▍Free cash flow +229,0% YoY
• ▍Net margin -2.4%

Revenue C$215.9M, +0,1% YoY; Operating income −8,6% YoY.

• ▍Revenue C$215.9M, +0,1% YoY
• ▍Operating income −8,6% YoY
• ▍Net income −16,4% YoY
• ▍Free cash flow −13,4% YoY
• ▍Net margin 6.1%

Revenue C$158.9M; Operating income -C$10.7M.

• ▍Revenue C$158.9M
• ▍Operating income -C$10.7M
• ▍Net margin -6.3%

Revenue C$204.8M; Operating income -C$6.4M.

• ▍Revenue C$204.8M
• ▍Operating income -C$6.4M
• ▍Net margin -2.0%

Revenue C$187.7M; Operating income C$3.9M.

• ▍Revenue C$187.7M
• ▍Operating income C$3.9M
• ▍Net margin 1.1%

Revenue C$215.6M; Operating income C$21.5M.

• ▍Revenue C$215.6M
• ▍Operating income C$21.5M
• ▍Net margin 7.3%

Revenue C$773.8M, −2,6% YoY; Operating income −22,2% YoY.

• ▍Revenue C$773.8M, −2,6% YoY
• ▍Operating income −22,2% YoY
• ▍Net income −18,1% YoY
• ▍Free cash flow −24,9% YoY
• ▍Net margin 1.6%

Revenue C$794.7M, −1,1% YoY; Operating income −52,5% YoY.

• ▍Revenue C$794.7M, −1,1% YoY
• ▍Operating income −52,5% YoY
• ▍Net income −80,9% YoY
• ▍Free cash flow −60,0% YoY
• ▍Net margin 1.9%

Revenue C$803.3M, +21,4% YoY; Operating income −66,3% YoY.

• ▍Revenue C$803.3M, +21,4% YoY
• ▍Operating income −66,3% YoY
• ▍Net income −50,9% YoY
• ▍Free cash flow −36,5% YoY
• ▍Net margin 9.7%

Revenue C$662.0M; Operating income C$143.1M.

• ▍Revenue C$662.0M
• ▍Operating income C$143.1M
• ▍Net margin 23.9%