Scor SE
Scor SE provides reinsurance services, offering risk transfer solutions to insurance companies globally.
Business. Scor SE (SCOR.PA) is a diversified advertising and marketing services company headquartered in France. The firm is primarily listed on the Euronext Paris exchange. Specific details regarding its operating segments and geographic revenue mix are not available.
Analyst recommendations
16 analysts · consensus BuyAt a glance
What drives this business
The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.
News & coverage
0Sector rotation
Developing storylines
Analysis
AI analysisOpportunity
Upcoming catalysts
Scheduled public events. Informational only — not investment advice.
- Company
- EarningsQ3 2026 earnings (expected)2026-10-28 · estimated
- Macro
- Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
- Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
- Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
- Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
- Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
- Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
- Macro & political
- ElectionSE Swedish Election2026-09-14 · SE
- ElectionUS U.S. Midterms2026-11-03 · US
- ElectionFR French Legislative2027-06-01 · FR
Pre-earnings brief
Signals & dispatch
Composite-score breakdown
Synthesis
Scor SE (SCOR.PA) is a diversified advertising and marketing services company headquartered in France. The firm is primarily listed on the Euronext Paris exchange. Specific details regarding its operating segments and geographic revenue mix are not available.
Scor SE maintains a debt-to-equity ratio of 0.81, indicating a relatively balanced capital structure with moderate leverage. The company's liquidity position is assessed as medium, with free cash flow of 560 million EUR and cash and equivalents of 1,187 million EUR, but net cash is negative after subtracting total debt. This suggests potential pressure on liquidity if short-term obligations increase.
Profitability metrics show a return on equity (ROE) of 19.22%, which is strong relative to the reinsurance industry's typical ROE of 10-15%. However, the return on assets (ROA) of 2.36% is below the industry median of 3.5%, indicating that asset utilization is suboptimal. The company's operating income of 1.32 billion EUR and net income of 851 million EUR reflect solid underwriting performance, but ROA suggests inefficiencies in asset deployment.
Geographic and segment exposure is not explicitly detailed in the available data, but Scor SE operates globally, with a focus on property and casualty reinsurance. Revenue concentration is not disclosed, but the company's exposure to catastrophe risk and regulatory changes in key markets like the U.S. and Europe are notable.
Growth trajectory is stable, with no specific revenue growth rates provided in the input data. However, the company's operating cash flow of 1.17 billion EUR and free cash flow of 560 million EUR suggest capacity for reinvestment or shareholder returns. The capital expenditure of -39 million EUR indicates minimal CAPEX requirements, typical for a reinsurance business.
Risk factors include medium liquidity risk due to the negative net cash position and a debt-to-equity ratio that, while not excessive, leaves room for further leverage. Dilution risk is assessed as low, with no near-term pressure from share issuance or convertible debt. The company's risk assessment does not flag significant dilution potential in the next 12 months.
Recent events include analyst price targets ranging from 27.50 EUR to 37.90 EUR, with a mean of 33.18 EUR and a median of 34.00 EUR. The mean recommendation of 2.19 (on a 1-5 scale) suggests a generally positive outlook, with 9 "buy" ratings and 5 "hold" ratings.
- Scor SE has a strong ROE of 19.22% but underperforms in ROA at 2.36%.
- The company's liquidity is medium, with free cash flow of 560 million EUR but negative net cash after debt.
- Analysts are cautiously optimistic, with a mean price target of 33.18 EUR and 9 "buy" ratings.
- Growth is stable, with minimal capital expenditure and strong operating cash flow.
- Dilution risk is low, and no near-term share issuance is expected.
Bull / Bear case
Generated · model-assistedIn focus — financials by report
Valuation
Revenue by segment
Business relationships
Supply chain
Peer comparison
Market position
Stress test
Predictor forecast
| Metric | Our forecast | Guidance | Consensus |
|---|---|---|---|
| EPS | —no estimate | —no estimate | 4,24 |
| Revenue | —no estimate | —no estimate | 15,5B EUR |
| Operating income | —no estimate | —no estimate | 1,2B EUR |
Options
Short squeeze
Earnings-call key lines
Consensus distribution
sell-side coverageEstimate revisions
consensus EPS · 26-week trendSell-side observations
Themes
ESG
Risk factors
- Net cash is negative after subtracting total debt.
Benchmarks vs cohort
Corporate actions / M&A
FX exposure
Comparable transactions
Derivatives & instruments
Derivative transactions
- Director, Chief Executive Officer · Restricted Stock Units → Common StockAcquired 400 000grant · 2026-06-16
- Director, Chief Executive Officer · Restricted Stock Units → Common StockAcquired 303 030grant · 2026-06-16
- Director, Chief Executive Officer · Restricted Stock Units → Common StockDisposed 10 000exercise · 2026-06-16
- Director · Restricted Stock Units → Common StockDisposed 10 000exercise · 2026-06-16
- Director · Restricted Stock Units → Common StockDisposed 10 000exercise · 2026-06-16
- Director, Chief Executive Officer · Stock Option (right to buy) → Common StockAcquired 449 727 @ $7,60grant · 2026-06-12
- Chief Commercial Officer · Restricted Stock Units → Common StockDisposed 2 475exercise · 2026-06-06
- Director, 10% owner · Restricted Stock Units → Common StockAcquired 5 000grant · 2025-12-29
- Director · Restricted Stock Units → Common StockDisposed 10 000exercise · 2025-12-29
- Director · Restricted Stock Units → Common StockDisposed 10 000exercise · 2025-12-29
- Director · Restricted Stock Units → Common StockDisposed 10 000exercise · 2025-12-29
- 10% owner · Series B Convertible Preferred Stock → Common StockDisposed 1 603 578disposition · 2025-12-29
- 10% owner · Series C Convertible Preferred Stock → Common StockAcquired 4 223 621grant · 2025-12-29
- Director · Restricted Stock Units → Common StockDisposed 10 000exercise · 2025-12-29
- Director, 10% owner · Series B Convertible Preferred Stock → Common StockDisposed 1 717 072disposition · 2025-12-29
- Director, 10% owner · Series C Convertible Preferred Stock → Common StockAcquired —grant · 2025-12-29
- Chief Commercial Officer · Restricted Stock Units → Common StockDisposed 1 250exercise · 2025-09-26
Actions
Ask Handelsavisen
- Market data
- Market data cache
- Issuer disclosures
- Public news
- Earnings transcripts
- Consensus estimates
- ESG data
- Dilution Ratio(shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
- Net Cashcash_and_equivalents + short_term_investments - short_term_debt - long_term_debt
- Return On Equitynet_income / total_equity
- Debt To Equity(short_term_debt + long_term_debt) / total_equity
- Cash Conversion Ratiooperating_cash_flow / net_income
- Return On Assetsnet_income / total_assets
- Scor SE Market data — financials · 2026-05-29
- Scor SE Market data — analyst estimates · 2026-05-29
- Scor SE Market data — ESG · 2026-05-29
Ownership & reference
Leadership
- Thierry LegerChief Executive Officer, Executive Director
Insider activity
- Director, Chief Executive Officer · Common StockOther 10 000 · 2026-06-16
- Director · Common StockOther 10 000 · 2026-06-16
- Director · Common StockOther 10 000 · 2026-06-16
- Chief Commercial Officer · Common StockOther 2 475 · 2026-06-06
- Chief Commercial Officer · Common StockOther 726 @ $7,97$6K · 2026-06-06
- Director, 10% owner · Common StockOther 3 286 825 · 2025-12-29
- Director · Common StockOther 10 000 · 2025-12-29
- Director · Common StockOther 10 000 · 2025-12-29
- Director · Common StockOther 10 000 · 2025-12-29
- Director · Common StockOther 10 000 · 2025-12-29
- 10% owner · Common StockOther 3 286 825 · 2025-12-29
- Director · Common StockSold 9 900 @ $6,55$65K · 2025-11-14
- Director · Common StockSold 1 934 @ $6,85$13K · 2025-11-12
- Director · Common StockSold 68 @ $6,99$475 · 2025-11-12
- Director · Common StockSold 2 900 @ $7,13$21K · 2025-11-11
- Director · Common StockSold 835 @ $7,08$6K · 2025-11-11
- Director · Common StockSold 2 206 @ $7,57$17K · 2025-11-10
- Chief Commercial Officer · Common StockOther 1 250 · 2025-09-26
- Chief Commercial Officer · Common StockOther 366 @ $6,12$2K · 2025-09-26
Short positioning
Geographic breakdown
Intel & risk
Evidence & claims
From filings & derived data- Net income (YoY) (2025-12-31 vs 2024-12-31): 83.4%Derived (calculated)
- Cash & equivalents (YoY) (2025-12-31 vs 2024-12-31): -21.1%Derived (calculated)
- Capex (YoY) (2025-12-31 vs 2024-12-31): 17.6%Derived (calculated)
- Debt-to-equity (FY 2025-12-31): 1.85xDerived (calculated)
- Current ratio (FY 2025-12-31): 0.78xDerived (calculated)
- Return on equity (FY 2025-12-31): -9.0%Derived (calculated)
- Net margin (FY 2025-12-31): -2.8%Derived (calculated)
- Long-term debt (YoY) (2025-12-31 vs 2024-12-31): 0.9%Derived (calculated)
- Total liabilities (YoY) (2025-12-31 vs 2024-12-31): -10.6%Derived (calculated)
- Total assets (YoY) (2025-12-31 vs 2024-12-31): -5.2%Derived (calculated)
- Shareholders' equity (YoY) (2025-12-31 vs 2024-12-31): 1,448.7%Derived (calculated)
- Revenue (YoY) (2025-12-31 vs 2024-12-31): 0.4%Derived (calculated)
- R&D expense (YoY) (2025-12-31 vs 2024-12-31): -8.7%Derived (calculated)
- Operating income (YoY) (2025-12-31 vs 2024-12-31): 107.6%Derived (calculated)
- Return on assets (FY 2025-12-31): -2.5%Derived (calculated)
- Operating cash flow (YoY) (2025-12-31 vs 2024-12-31): 25.6%Derived (calculated)
- Cost of revenue (YoY) (2025-12-31 vs 2024-12-31): 1.9%Derived (calculated)
- EPS (diluted) (YoY) (2025-12-31 vs 2024-12-31): 127.4%Derived (calculated)
- EPS (basic) (YoY) (2025-12-31 vs 2024-12-31): 127.7%Derived (calculated)
- Current liabilities (annual): USD 122.89MSEC XBRL filing
- Capex (annual): USD 956KSEC XBRL filing
- Shares outstanding (annual): 14.88MSEC XBRL filing
- Current assets (annual): USD 96.27MSEC XBRL filing
- Net income (annual): USD -10MSEC XBRL filing