Singapura Finance Ltd
Singapura Finance Ltd provides banking and investment services, primarily through its operations in the consumer finance sector.
Business. Singapura Finance Ltd (SBDS.SI) is a consumer discretionary company operating in the Appliances, Tools & Housewares industry. The firm generates revenue primarily through interest income, aligning with financial services metrics such as net interest margin and capital adequacy ratios. It is listed on the Singapore Exchange (SGX). Specific details regarding operating segments, headquarters location, and geographic breakdown are not available in the provided data.
At a glance
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- Company
- EarningsQ3 2026 earnings (expected)2026-10-28 · estimated
- Peers
- DividendDividend USD 1.75/sh2026-09-25 · Bank of America (BAC)
- EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · JPMorgan Chase (JPM)
- EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · Citigroup (C)
- Macro
- Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
- Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
- Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
- Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
- Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
- Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
- Macro & political
- ElectionSE Swedish Election2026-09-14 · SE
- ElectionUS U.S. Midterms2026-11-03 · US
- ElectionFR French Legislative2027-06-01 · FR
Pre-earnings brief
Signals & dispatch
Composite-score breakdown
Synthesis
Singapura Finance Ltd (SBDS.SI) is a consumer discretionary company operating in the Appliances, Tools & Housewares industry. The firm generates revenue primarily through interest income, aligning with financial services metrics such as net interest margin and capital adequacy ratios. It is listed on the Singapore Exchange (SGX). Specific details regarding operating segments, headquarters location, and geographic breakdown are not available in the provided data.
Singapura Finance Ltd has a fully diluted share count of 158,685,890 shares, with no difference between basic and diluted shares outstanding, indicating no dilution from stock options or convertible securities. The company's liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents.
The company reported an EPS of 0.06 SGD in the latest period. However, without access to industry_config preferred metrics or cohort medians, a direct comparison of profitability and returns to industry benchmarks is not possible.
Singapura Finance Ltd's revenue concentration and geographic exposure are not disclosed in the available data, making it difficult to assess the company's risk from regional economic shifts or market-specific downturns.
The company's growth trajectory is not quantified in the available data, as no numeric deltas or revenue history are provided for the current or next fiscal year.
The company's risk assessment indicates a low dilution potential, with no significant dilution sources identified in the available documents. However, the absence of balance-sheet inputs and going-concern language limits the ability to fully assess liquidity risk.
No recent events, such as filings or transcripts, are provided in the available data to inform the company's current strategic or operational developments.
- Singapura Finance Ltd has no difference between basic and diluted shares outstanding, indicating no dilution from stock options or convertible securities.
- The company reported an EPS of 0.06 SGD in the latest period.
- The company's liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents.
- No competitor context is provided for Singapura Finance Ltd, making it difficult to assess its market position.
- The company's growth trajectory and revenue history are not quantified in the available data.
- No recent events are provided to inform the company's current strategic or operational developments.
Bull / Bear case
Generated · model-assistedIn focus — financials by report
Revenue SGD 25.9M, +7,2% YoY; Net income −13,2% YoY.
- ▍Revenue SGD 25.9M, +7,2% YoY
- ▍Net income −13,2% YoY
- ▍Free cash flow −71,7% YoY
- ▍Net margin 32.2%
Revenue SGD 24.2M; Net margin 39.7%.
- ▍Revenue SGD 24.2M
- ▍Net margin 39.7%
Valuation FY
Revenue by segment
Business relationships
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Peer comparison
Market position
Stress test
Predictor forecast
Options
Short squeeze
Earnings-call key lines
Estimate revisions
consensus EPS · 26-week trendSell-side observations
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ESG
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Corporate actions / M&A
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- ESG data
- Dilution Ratio(shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
- Singapura Finance Ltd Market data — financials · 2026-05-29
- Singapura Finance Ltd Market data — analyst estimates · 2026-05-29
Ownership & reference
Leadership
- Chiang Long TeoExecutive Chairman of the Board
- Miang Yeow TeoChief Executive Officer, Executive Director
Insider activity
Short positioning
Geographic breakdown
Intel & risk
Evidence & claims
From filings & derived data- Operating income (YoY) (2025-12-31 vs 2024-12-31): 35.0%Derived (calculated)
- Long-term debt (YoY) (2025-12-31 vs 2024-12-31): 60.6%Derived (calculated)
- R&D expense (YoY) (2025-12-31 vs 2024-12-31): -52.9%Derived (calculated)
- EPS (diluted) (YoY) (2025-12-31 vs 2024-12-31): 17.5%Derived (calculated)
- Gross profit (YoY) (2025-12-31 vs 2024-12-31): -27.7%Derived (calculated)
- Revenue (YoY) (2025-12-31 vs 2024-12-31): -30.4%Derived (calculated)
- Shareholders' equity (YoY) (2025-12-31 vs 2024-12-31): -65.6%Derived (calculated)
- EPS (basic) (YoY) (2025-12-31 vs 2024-12-31): 17.5%Derived (calculated)
- Total assets (YoY) (2025-12-31 vs 2024-12-31): -27.2%Derived (calculated)
- Cash & equivalents (YoY) (2025-12-31 vs 2024-12-31): 67.2%Derived (calculated)
- Gross margin (FY 2025-12-31): 59.4%Derived (calculated)
- Current ratio (FY 2025-12-31): 2.96xDerived (calculated)
- Capex (YoY) (2025-12-31 vs 2024-12-31): -38.7%Derived (calculated)
- Operating cash flow (YoY) (2025-12-31 vs 2024-12-31): -543.1%Derived (calculated)
- EPS (diluted) (annual): USD-PER-SHARES -64SEC XBRL filing
- Operating income (annual): USD -113.48MSEC XBRL filing
- R&D expense (annual): USD 800KSEC XBRL filing
- EPS (basic) (annual): USD-PER-SHARES -64SEC XBRL filing
- Operating cash flow (annual): USD -46.6MSEC XBRL filing
- Current assets (annual): USD 140.21MSEC XBRL filing
- Shareholders' equity (annual): USD 46MSEC XBRL filing
- Pre-tax income (annual): USD -142.01MSEC XBRL filing
- Total operating expenses (annual): USD 301.56MSEC XBRL filing
- Revenue (annual): USD 316.58MSEC XBRL filing