Sun Life Holding Co Ltd

Sun Life Holding Co Ltd maintains a strong liquidity position, with a current ratio of 5.17 and cash and equivalents amounting to ¥10,389,810,000, indicating a robust ability to meet short-term obligations. The company's price-to-book ratio is 1.0, and its price-to-tangible-book ratio is also 1.0, suggesting that the market values the company's equity in line with its book value. The company's return on equity is 2.69%, and its return on assets is 0.46%, which are below the typical thresholds for high-performing firms in the personal services industry.

The company's profitability is modest, with a net income of ¥163,486,000 and an operating income of ¥201,381,000. The gross profit margin is 23.88%, which is in line with the industry average for personal services. The company's debt-to-equity ratio is 0.0, indicating that it is not leveraged and does not use debt financing to fund its operations.

Sun Life Holding Co Ltd's revenue is concentrated in a single segment, as there are no disclosed segments in the financial data. The company's geographic exposure is not specified, but the lack of segment data suggests that it may not have significant international operations. The company's revenue is ¥3,258,050,000, and there is no indication of significant geographic diversification.

The company's growth trajectory is not clearly defined, as there are no specific growth metrics or projections provided in the financial data. The company's revenue and net income figures are static, and there is no indication of a significant growth strategy or expansion plans. The company's market price is ¥993.0, and its market cap is ¥6,080,292,915, which is relatively small compared to industry peers.

The company's risk assessment indicates a low level of liquidity and dilution risk. There are no immediate filing-based liquidity or dilution flags, and the company's capital structure is not leveraged. The company's dilution potential is low, as there is no indication of share buybacks or new share issuances. The company's financial structure is stable, with no long-term debt and a strong cash position.

Recent events and filings do not indicate any significant changes in the company's operations or financial status. The company's last actual EPS was 136.44 JPY, and its last actual revenue was ¥13,856,020,000, which are in line with the reported financial data. There are no recent transcripts or filings that suggest a change in the company's strategic direction or financial performance.

Sun Life generated zero long-term debt across all reported fiscal years, indicating a debt-free balance sheet.

The company's operating margin of 6.2% exceeds the 5.2% median for the Personal Services cohort.

Net margin of 5.0% outperforms the 3.5% median net margin of the Personal Services peer group.

Revenue demonstrated a 6.4% compound annual growth rate over the four-year period ending in fiscal 2026.

The company maintains low levels of dilution, liquidity, and credit risk according to available risk flags.

Return on assets stands at a low 0.46%, indicating inefficient utilization of total assets.

Revenue ¥3.61B, −4,7% YoY; Operating income −57,6% YoY.

• ▍Revenue ¥3.61B, −4,7% YoY
• ▍Operating income −57,6% YoY
• ▍Net income −57,9% YoY
• ▍Net margin 3.8%

Revenue ¥3.75B, +6,1% YoY; Operating income −3,9% YoY.

• ▍Revenue ¥3.75B, +6,1% YoY
• ▍Operating income −3,9% YoY
• ▍Net income −17,0% YoY
• ▍Net margin 4.4%

Revenue ¥3.44B, +5,0% YoY; Operating income −0,3% YoY.

• ▍Revenue ¥3.44B, +5,0% YoY
• ▍Operating income −0,3% YoY
• ▍Net income +4,6% YoY
• ▍Net margin 4.5%

Revenue ¥3.35B, +2,8% YoY; Operating income +24,9% YoY.

• ▍Revenue ¥3.35B, +2,8% YoY
• ▍Operating income +24,9% YoY
• ▍Net income +0,1% YoY
• ▍Net margin 4.9%

Revenue ¥3.79B; Operating income ¥508.7M.

• ▍Revenue ¥3.79B
• ▍Operating income ¥508.7M
• ▍Net margin 8.6%

Revenue ¥3.53B; Operating income ¥299.3M.

• ▍Revenue ¥3.53B
• ▍Operating income ¥299.3M
• ▍Net margin 5.6%

Revenue ¥3.27B; Operating income ¥257.8M.

• ▍Revenue ¥3.27B
• ▍Operating income ¥257.8M
• ▍Net margin 4.5%

Revenue ¥3.26B; Operating income ¥201.4M.

• ▍Revenue ¥3.26B
• ▍Operating income ¥201.4M
• ▍Net margin 5.0%

Revenue ¥14.15B, +2,1% YoY; Operating income −20,2% YoY.

• ▍Revenue ¥14.15B, +2,1% YoY
• ▍Operating income −20,2% YoY
• ▍Net income −25,8% YoY
• ▍Free cash flow −87,3% YoY
• ▍Net margin 4.4%

Revenue ¥13.86B, +2,6% YoY; Operating income −5,5% YoY.

• ▍Revenue ¥13.86B, +2,6% YoY
• ▍Operating income −5,5% YoY
• ▍Net income −25,1% YoY
• ▍Free cash flow −24,2% YoY
• ▍Net margin 6.0%

Revenue ¥13.50B, +7,2% YoY; Operating income +841,1% YoY.

• ▍Revenue ¥13.50B, +7,2% YoY
• ▍Operating income +841,1% YoY
• ▍Net income +212,5% YoY
• ▍Free cash flow +280,1% YoY
• ▍Net margin 8.3%

Revenue ¥12.60B, +14,0% YoY; Operating income −45,0% YoY.

• ▍Revenue ¥12.60B, +14,0% YoY
• ▍Operating income −45,0% YoY
• ▍Net income −12,1% YoY
• ▍Free cash flow −32,1% YoY
• ▍Net margin 2.8%