Tfc.Hn
TFC.HN operates in the Food Processing industry, manufacturing and distributing processed food products to generate revenue through sales to consumers and businesses.
Business. Truist Financial Corp (TFC.O) is a commercial bank headquartered in the United States, operating within the Banking Services industry group. The company is primarily listed on the NASDAQ exchange under the ticker symbol TFC.O. Specific details regarding its operating segments and geographic revenue mix are not available.
Analyst recommendations
22 analysts · consensus BuyAt a glance
What drives this business
The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.
News & coverage
0Sector rotation
Developing storylines
Analysis
AI analysisOpportunity
Upcoming catalysts
Scheduled public events. Informational only — not investment advice.
- Company
- EarningsQ3 2026 earnings (expected)2026-10-28 · estimated
- Macro
- Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
- Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
- Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
- Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
- Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
- Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
- Macro & political
- ElectionSE Swedish Election2026-09-14 · SE
- ElectionUS U.S. Midterms2026-11-03 · US
- ElectionFR French Legislative2027-06-01 · FR
- Congressional trades
- CongressDan Newhouse — Truist Financial Corporation Common2025-12-11 · Republican · WA · Sale · $1,001 - $15,000
- CongressDan Newhouse — Truist Financial Corporation Common2025-04-11 · Republican · WA · Sale · $1,001 - $15,000
- CongressJulie Johnson — Truist Financial Corporation Common2025-02-11 · Democrat · TX · Sale · $1,001 - $15,000
- CongressRoger Williams — Truist Financial Corporation2022-06-30 · Republican · TX · Purchase · $1,001 - $15,000
- CongressMarjorie Taylor Greene — Truist Financial Corporation2021-12-16 · GA · Sale · $15,001 - $50,000
- CongressMarjorie Taylor Greene — Truist Financial Corporation2021-05-12 · GA · Purchase · $1,001 - $15,000
Pre-earnings brief
Truist Financial Corp (TFC.O) has seen its activity and economic sector taxonomy classifications updated to "Unclassified," a change flagged with medium severity. This reclassification marks a shift from previously undefined status to a formal "Unclassified" designation for both activity and economic sector fields, indicating a structural update in how the company's operational scope is categorized within the current analytical framework. Concurrently, the company’s risk profile has been refined with the introduction of specific risk assessments. Dilution risk is now explicitly classified as "low," while liquidity risk has been established at a "medium" level. These new fields provide a clearer baseline for evaluating capital structure stability and short-term financial flexibility, replacing prior null values with defined risk parameters. The significance of these updates lies in the enhanced granularity of Truist’s financial and operational data. By moving from undefined states to specific classifications—whether "Unclassified" for taxonomy or "low/medium" for risk—investors and analysts gain a more precise understanding of the company’s current standing. This clarity supports more accurate comparative analysis and risk modeling, particularly given Truist’s position as a member of one major index and its broad base of 36 top holders. While the AI analysis narrative has also been revised, the specific details of this modification are not fully elaborated in the available data. However, combined with the new risk and taxonomy fields, these changes suggest a comprehensive refresh of Truist’s analytical profile. This updated framework ensures that future assessments of the bank’s performance and risk exposure are grounded in the most current and structured data available.
Signals & dispatch
Composite-score breakdown
Synthesis
Truist Financial Corp (TFC.O) is a commercial bank headquartered in the United States, operating within the Banking Services industry group. The company is primarily listed on the NASDAQ exchange under the ticker symbol TFC.O. Specific details regarding its operating segments and geographic revenue mix are not available.
TFC.HN maintains a debt-to-equity ratio of 0.7, indicating a relatively balanced capital structure with a moderate reliance on debt financing. The company's liquidity position is characterized as medium, with a current ratio of 1.57, suggesting it can cover short-term obligations but with limited excess capacity. Free cash flow of 133,455,613,380 VND supports operational flexibility and potential reinvestment.
Profitability metrics show a return on equity (ROE) of 32.68% and a return on assets (ROA) of 16.61%, both exceeding typical industry benchmarks for the Food Processing sector. These figures indicate strong asset utilization and efficient capital deployment, contributing to a competitive financial performance.
The company's revenue is concentrated within the Food Processing segment, with no disclosed geographic diversification. This concentration may expose TFC.HN to regional economic fluctuations and supply chain disruptions, particularly in its primary markets.
Outlook data suggests a positive growth trajectory, with revenue expected to increase in the current fiscal year. Historical revenue growth and the company's strong operating cash flow position it well for future expansion, although the pace of growth will depend on market demand and operational efficiency.
Risk factors include a medium liquidity risk due to the current ratio and a negative net cash position after accounting for total debt. The dilution risk is assessed as low, with no significant dilution potential identified in the basic shares outstanding. However, the company's reliance on long-term debt may necessitate future refinancing, which could introduce new risks.
Recent filings and transcripts indicate no major operational or financial disruptions. The company has maintained consistent performance and has not disclosed any material events that would significantly impact its financial standing or strategic direction.
Truist Financial Corp (TFC.O) has seen its activity and economic sector taxonomy classifications updated to "Unclassified," a change flagged with medium severity. This reclassification marks a shift from previously undefined status to a formal "Unclassified" designation for both activity and economic sector fields, indicating a structural update in how the company's operational scope is categorized within the current analytical framework. Concurrently, the company’s risk profile has been refined with the introduction of specific risk assessments. Dilution risk is now explicitly classified as "low," while liquidity risk has been established at a "medium" level. These new fields provide a clearer baseline for evaluating capital structure stability and short-term financial flexibility, replacing prior null values with defined risk parameters. The significance of these updates lies in the enhanced granularity of Truist’s financial and operational data. By moving from undefined states to specific classifications—whether "Unclassified" for taxonomy or "low/medium" for risk—investors and analysts gain a more precise understanding of the company’s current standing. This clarity supports more accurate comparative analysis and risk modeling, particularly given Truist’s position as a member of one major index and its broad base of 36 top holders. While the AI analysis narrative has also been revised, the specific details of this modification are not fully elaborated in the available data. However, combined with the new risk and taxonomy fields, these changes suggest a comprehensive refresh of Truist’s analytical profile. This updated framework ensures that future assessments of the bank’s performance and risk exposure are grounded in the most current and structured data available.
- TFC.HN demonstrates strong profitability with ROE and ROA well above industry norms.
- The company's capital structure is balanced, with a moderate debt-to-equity ratio.
- Liquidity is adequate but not robust, with a current ratio of 1.57.
- Revenue concentration in a single segment and geographic market introduces operational risk.
- Growth prospects are positive, supported by strong free cash flow and operating performance.
Bull / Bear case
Generated · model-assistedIn focus — financials by report
Valuation
Revenue by segment
Business relationships
Supply chain
Peer comparison
Market position
Stress test
Predictor forecast
Options
Short squeeze
Earnings-call key lines
Estimate revisions
consensus EPS · 26-week trendSell-side observations
Themes
ESG
Risk factors
- Net cash is negative after subtracting total debt.
Benchmarks vs cohort
Corporate actions / M&A
FX exposure
Comparable transactions
Derivatives & instruments
Derivative transactions
- Chief Risk Officer · Restricted Stock Units → Common StockDisposed 16 149exercise · 2026-06-01
- Corp. Controller & CAO · Restricted Stock Units → Common StockDisposed 1 929exercise · 2026-03-13
- Chief Risk Officer · Restricted Stock Units → Common StockDisposed 803exercise · 2026-03-13
- Chief Risk Officer · Restricted Stock Units → Common StockDisposed 2 895exercise · 2026-03-13
- Chief Risk Officer · Restricted Stock Units → Common StockDisposed 4 123exercise · 2026-03-13
- Director · Restricted Stock Unit → Common StockAcquired 4 207grant · 2026-02-24
- Director · Restricted Stock Unit → Common StockAcquired 4 027grant · 2026-02-24
- Director · Restricted Stock Unit → Common StockAcquired 4 027grant · 2026-02-24
- Director · Restricted Stock Unit → Common StockAcquired 4 027grant · 2026-02-24
- Director · Restricted Stock Unit → Common StockAcquired 4 027grant · 2026-02-24
- Director · Restricted Stock Unit → Common StockAcquired 4 027grant · 2026-02-24
- Director · Restricted Stock Unit → Common StockAcquired 4 027grant · 2026-02-24
- Chief Whlse Banking Officer · Restricted Stock Units → Common StockAcquired 37 138grant · 2026-02-23
- Chief Legal Officer · Restricted Stock Units → Common StockAcquired 15 022grant · 2026-02-23
- Corp. Controller & CAO · Restricted Stock Units → Common StockAcquired 7 386grant · 2026-02-23
- Chief Consumer & SB BK Officer · Restricted Stock Units → Common StockAcquired 26 691grant · 2026-02-23
- Director, Chairman and CEO · Restricted Stock Units → Common StockAcquired 76 861grant · 2026-02-23
Actions
Ask Handelsavisen
- Market data
- Market data cache
- Issuer disclosures
- Public news
- Earnings transcripts
- Consensus estimates
- ESG data
- Dilution Ratio(shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
- Net Cashcash_and_equivalents + short_term_investments - short_term_debt - long_term_debt
- Capex To Revenuecapital_expenditure / revenue
- Return On Equitynet_income / total_equity
- Debt To Equity(short_term_debt + long_term_debt) / total_equity
- Cash Conversion Ratiooperating_cash_flow / net_income
- TFC.HN Market data — financials · 2026-05-29
Ownership & reference
Top holders
- Investment Managers · as of 2026-03-310,91 %$3 883M
- Investment Managers · as of 2026-03-310,79 %$1 238M
- Institutional Investor · as of 2022-09-300,24 %$0M
- Investment Managers · as of 2026-03-310,21 %$411M
- Investment Managers · as of 2026-03-310,13 %$188M
- Investment Managers · as of 2026-03-310,13 %$185M
- Investment Managers · as of 2026-03-310,12 %$815M
- Investment Managers · as of 2026-03-310,12 %$223M
- Funds · as of 2026-03-310,10 %$654M
- Institutional Investor · as of 2026-03-310,10 %$519M
- Investment Managers · as of 2026-03-310,09 %$2 675M
- Investment Managers · as of 2026-03-310,09 %$489M
- Investment Managers · as of 2026-03-310,09 %$1 458M
- Investment Managers · as of 2024-06-300,09 %$3 847M
- Investment Managers · as of 2025-12-310,09 %$5 892M
- Investment Managers · as of 2026-03-310,08 %$396M
- Investment Managers · as of 2026-03-310,08 %$583M
- Investment Managers · as of 2026-03-310,07 %$157M
- Brokerage Firms · as of 2026-03-310,07 %$228M
- Investment Managers · as of 2026-03-310,06 %$470M
- Investment Managers · as of 2026-03-310,06 %$227M
- Investment Managers · as of 2026-03-310,06 %$993M
- Investment Managers · as of 2026-03-310,05 %$295M
- Institutional Investor · as of 2026-03-310,05 %$96M
- Brokerage Firms · as of 2026-03-310,04 %$200M
- Institutional Investor · as of 2026-03-310,04 %$734M
- Investment Managers · as of 2024-12-310,03 %$123M
- Investment Managers · as of 2026-03-310,03 %$64M
- Institutional Investor · as of 2026-03-310,02 %$107M
- Investment Managers · as of 2026-03-310,02 %$66M
- Investment Managers · as of 2026-03-310,01 %$61M
- Investment Managers · as of 2026-03-310,01 %$0M
- Institutional Investor · as of 2026-03-310,00 %$7M
- Investment Managers · as of 2026-03-310,00 %$3M
- Investment Managers · as of 2026-03-310,00 %$1M
- Investment Managers · as of 2026-03-310,00 %$0M
Leadership
- Bill H. RogersChairman of the Board, Chief Executive Officer
Insider activity
- Director · Common StockOther 2 338 · 2026-07-28
- Director · Common StockSold 3 986 @ $50,70$202K · 2026-07-23
- Director, Chairman & CEO · Common StockSold 13 250 @ $52,36$694K · 2026-07-20
- Chief Risk Officer · Common StockOther 16 149 · 2026-06-01
- Chief Risk Officer · Common StockOther 9 115 @ $46,87$427K · 2026-06-01
- Director, Chairman and CEO · Common StockOther 32 861 @ $43,83$1,4M · 2026-03-13
- Corp. Controller & CAO · Common StockOther 1 929 · 2026-03-13
- Corp. Controller & CAO · Common StockOther 2 476 @ $43,83$109K · 2026-03-13
- Chief Financial Officer · Common StockOther 7 951 @ $43,83$348K · 2026-03-13
- Chief Whlse Banking Officer · Common StockOther 7 433 @ $43,83$326K · 2026-03-13
- Chief Risk Officer · Common StockOther 803 · 2026-03-13
- Chief Risk Officer · Common StockOther 437 @ $43,83$19K · 2026-03-13
- Chief Risk Officer · Common StockOther 2 895 · 2026-03-13
- Chief Risk Officer · Common StockOther 1 594 @ $43,83$70K · 2026-03-13
- Chief Risk Officer · Common StockOther 4 123 · 2026-03-13
- Chief Consumer & SB BK Officer · Common StockOther 10 204 @ $43,83$447K · 2026-03-13
- Chief Risk Officer · Common StockOther 2 306 @ $43,83$101K · 2026-03-13
- Chief Legal Officer · Common StockOther 3 001 @ $43,83$132K · 2026-03-13
- Director · Common StockOther 4 027 · 2026-02-24
- Director · Common StockOther 4 027 · 2026-02-24
- Director · Common StockOther 4 027 · 2026-02-24
- Director · Common StockOther 4 027 · 2026-02-24
- Director, Chairman and CEO · Common StockOther 17 690 · 2026-02-23
- Director, Chairman and CEO · Common StockOther 25 692 · 2026-02-23
- Director, Chairman and CEO · Common StockOther 34 405 · 2026-02-23
Short positioning
Geographic breakdown
Intel & risk
Evidence & claims
From filings & derived data- Total liabilities (YoY) (2025-12-31 vs 2024-12-31): 3.2%Derived (calculated)
- EPS (diluted) (YoY) (2025-12-31 vs 2024-12-31): 13.7%Derived (calculated)
- EPS (basic) (YoY) (2025-12-31 vs 2024-12-31): 15.2%Derived (calculated)
- Long-term debt (YoY) (2025-12-31 vs 2024-12-31): 20.0%Derived (calculated)
- Debt-to-equity (FY 2025-12-31): 7.40xDerived (calculated)
- Total assets (YoY) (2025-12-31 vs 2024-12-31): 3.1%Derived (calculated)
- Shareholders' equity (YoY) (2025-12-31 vs 2024-12-31): 2.4%Derived (calculated)
- Operating cash flow (YoY) (2025-12-31 vs 2024-12-31): 165.2%Derived (calculated)
- EPS (basic) (annual): USD-PER-SHARES 4SEC XBRL filing
- Pre-tax income (annual): USD 6.35BSEC XBRL filing
- EPS (diluted) (annual): USD-PER-SHARES 4SEC XBRL filing
- Shares outstanding (annual): 1.26BSEC XBRL filing
- Shareholders' equity (annual): USD 65.19BSEC XBRL filing
- Total liabilities (annual): USD 482.35BSEC XBRL filing
- Operating cash flow (annual): USD 5.74BSEC XBRL filing
- Long-term debt (annual): USD 41.96BSEC XBRL filing
- Total assets (annual): USD 547.54BSEC XBRL filing
- EPS (diluted) (YoY) (2024-12-31 vs 2023-12-31): 408.3%Derived (calculated)
- Total liabilities (YoY) (2024-12-31 vs 2023-12-31): -1.8%Derived (calculated)
- Total assets (YoY) (2024-12-31 vs 2023-12-31): -0.8%Derived (calculated)
- Operating cash flow (YoY) (2024-12-31 vs 2023-12-31): -74.9%Derived (calculated)
- Long-term debt (YoY) (2024-12-31 vs 2023-12-31): -10.2%Derived (calculated)
- EPS (basic) (YoY) (2024-12-31 vs 2023-12-31): 408.3%Derived (calculated)
- Debt-to-equity (FY 2024-12-31): 7.34xDerived (calculated)