Samsung Fire & Marine Insurance Co Ltd
Samsung Fire & Marine Insurance Co Ltd operates as a multiline insurance provider within the Financials sector, generating revenue through underwriting premiums and investment income.
Business. Samsung Fire & Marine Insurance Co Ltd (000810.KS) is a South Korean multinational insurance company that operates in the multiline insurance and brokers industry. The firm is headquartered in Seoul and is primarily listed on the Korea Exchange (KRX). It provides a range of insurance products and services, focusing on both fire and marine insurance sectors. As a key player in the financial services sector, Samsung Fire & Marine Insurance contributes significantly to the insurance market in South Korea and internationally.
Analyst recommendations
22 analysts · consensus BuyAt a glance
What drives this business
The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.
News & coverage
0Sector rotation
Developing storylines
Analysis
AI analysisOpportunity
Upcoming catalysts
Scheduled public events. Informational only — not investment advice.
- Macro
- Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
- Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
- Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
- Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
- Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
- Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
- Macro & political
- ElectionSE Swedish Election2026-09-14 · SE
- ElectionUS U.S. Midterms2026-11-03 · US
- ElectionFR French Legislative2027-06-01 · FR
Pre-earnings brief
Signals & dispatch
Composite-score breakdown
Synthesis
Samsung Fire & Marine Insurance Co Ltd (000810.KS) is a South Korean multinational insurance company that operates in the multiline insurance and brokers industry. The firm is headquartered in Seoul and is primarily listed on the Korea Exchange (KRX). It provides a range of insurance products and services, focusing on both fire and marine insurance sectors. As a key player in the financial services sector, Samsung Fire & Marine Insurance contributes significantly to the insurance market in South Korea and internationally.
Samsung Fire & Marine Insurance maintains a conservative capital structure characterized by minimal leverage and strong liquidity. The company reports total assets of 96.45 trillion KRW against total liabilities of 75.19 trillion KRW, resulting in total equity of 21.26 trillion KRW. Long-term debt stands at a negligible 433.18 billion KRW, yielding a debt-to-equity ratio of 0.02. This low leverage is supported by robust cash generation, with operating cash flow reaching 3.41 trillion KRW and free cash flow at 1.37 trillion KRW. The balance sheet holds 3.42 trillion KRW in cash and equivalents, reinforcing a low liquidity risk profile.
Profitability metrics indicate efficient capital utilization relative to the equity base. The company reports a net income of 2.02 trillion KRW on an operating income of 1.58 trillion KRW. Return on equity stands at 9.49%, while return on assets is 2.09%. The valuation snapshot reflects a price-to-earnings ratio of 12.83 and a price-to-book ratio of 1.22, suggesting the market prices the equity at a modest premium to book value. The EV/EBITDA multiple is 14.53, consistent with mature financial institutions.
Segment and geographic revenue mix data are not present in the available structured analysis state. Consequently, specific insights into revenue concentration by business line or region cannot be derived from the current input. The analysis relies on consolidated financial figures to assess overall performance.
Historical period data for revenue and net income trends over the last five years or eight quarters are absent from the input. Therefore, a quantitative assessment of growth trajectory or momentum cannot be performed. The analysis is limited to the latest normalized period's snapshot.
Risk assessment indicates low liquidity risk and low dilution risk, with no immediate filing-based flags detected. The company maintains a stable share count, with basic and diluted shares outstanding both at 39.83 million, indicating no current dilutive securities in the calculation. ESG metrics show a strong profile with a total score of 78.41 and an A- grade, supported by high social (88.70) and environmental (76.46) pillar scores.
Recent observations are limited to ESG disclosures and static financial snapshots. No specific filing, news, or transcript events are detailed in the input data to provide context on recent operational changes or strategic shifts. The absence of recent event data limits the narrative to fundamental financial positioning.
- The company exhibits a highly conservative balance sheet with a debt-to-equity ratio of 0.02 and substantial cash reserves of 3.42 trillion KRW.
- Profitability is solid with a 9.49% ROE and 2.09% ROA, supported by 2.02 trillion KRW in net income.
- Valuation multiples are moderate, with a P/E of 12.83 and P/B of 1.22, reflecting stable but not high-growth expectations.
- Dilution risk is low, evidenced by identical basic and diluted share counts and no flagged issuance activities.
- ESG performance is strong with an A- grade and high scores in social and environmental pillars.
Bull / Bear case
Generated · model-assistedIn focus — financials by report
Valuation
Revenue by segment
Business relationships
Supply chain
Peer comparison
Market position
Stress test
Predictor forecast
| Metric | Our forecast | Guidance | Consensus |
|---|---|---|---|
| EPS | —no estimate | —no estimate | 52 447,38 |
| Revenue | —no estimate | —no estimate | 1,75T KRW |
| Operating income | —no estimate | —no estimate | 2,99T KRW |
Options
Short squeeze
Earnings-call key lines
Consensus distribution
sell-side coverageEstimate revisions
consensus EPS · 26-week trendSell-side observations
Themes
ESG
Risk factors
- No immediate filing-based liquidity or dilution flags were detected.
Benchmarks vs cohort
Corporate actions / M&A
FX exposure
Comparable transactions
Derivatives & instruments
Actions
Ask Handelsavisen
- Market data
- Market data cache
- Issuer disclosures
- Public news
- Earnings transcripts
- Consensus estimates
- ESG data
- Reference data
- Debt To Equity(short_term_debt + long_term_debt) / total_equity
- Market Capmarket_price * shares_outstanding_diluted
- Return On Assetsnet_income / total_assets
- Price To Tangible Bookmarket_price / (tangible_book_value / shares_outstanding_diluted)
- Price To Earningsmarket_price / (net_income / shares_outstanding_diluted)
- Enterprise Valuemarket_cap - net_cash
- Samsung Fire & Marine Insurance Co Ltd Market data — financials · 2026-07-10
- Samsung Fire & Marine Insurance Co Ltd Market data — ESG · 2026-07-10
Ownership & reference
Leadership
- Mun Hwa LeePresident, Director