Industrial Bank of Korea
Industrial Bank of Korea has a liquidity profile that is medium, with a debt-to-equity ratio of 6.97, indicating a significant reliance on debt financing. The company's price-to-book ratio is 0.45, suggesting that the market values the company's equity at a discount to its book value. The price-to-tangible-book ratio is also 0.45, aligning with the price-to-book ratio and indicating a similar valuation discount. The company's market price is 20,450 KRW, and its market capitalization is 16.31 trillion KRW. In terms of profitability, Industrial Bank of Korea has a return on equity (ROE) of 7.44%, which is a measure of how effectively the company uses its equity to generate profits. The return on assets (ROA) is 0.54%, indicating that the company generates a relatively low return on its total assets. The company's net income is 2.71 trillion KRW, and its revenue is 7.75 trillion KRW. The company's operating cash flow is negative at -3.02 trillion KRW, which may indicate challenges in generating sufficient cash from operations. Industrial Bank of Korea's revenue is concentrated in its core banking operations, with no specific segments disclosed in the provided data. The company's geographic exposure is primarily within South Korea, as it is a domestic bank with no significant international operations mentioned in the data. The company's growth trajectory is expected to be moderate, with no specific numeric deltas provided for the current or next fiscal year. The company's revenue history shows a stable performance, with a revenue of 7.75 trillion KRW in the latest period. The company's capital expenditure is -206.59 billion KRW, indicating a reduction in capital spending. Industrial Bank of Korea faces a medium level of risk, with a liquidity risk that is medium and a dilution risk that is low. The company has a key flag indicating that net cash is negative after subtracting total debt, which may affect its liquidity position. The company's dilution potential is low, and no significant adjustments have been applied to its valuations. Recent events for Industrial Bank of Korea include analyst estimates that suggest a mean price target of 23,250 KRW and a median price target of 22,750 KRW. The mean recommendation from analysts is 2.70, indicating a generally positive outlook, with 2 strong-buy, 5 buy, and 10 hold recommendations. No specific recent filings or transcripts are mentioned in the provided data.
Business. Industrial Bank of Korea provides banking and investment services, generating revenue primarily through net interest income and fee-based services.
Classification. Industrial Bank of Korea is classified under the Financials economic sector, Banking & Investment Services business sector, and Banks industry with a confidence level of 0.92.
- Industrial Bank of Korea has a medium liquidity profile with a high debt-to-equity ratio.
- The company's ROE is 7.44%, indicating a relatively strong return on equity.
- The company's revenue is concentrated in its core banking operations with no significant international exposure.
- Analysts have a generally positive outlook, with a mean price target of 23,250 KRW and a mean recommendation of 2.70.
- The company faces a medium level of risk, with a key flag indicating negative net cash after subtracting total debt.
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- Net cash is negative after subtracting total debt.