KBank
KBank operates as a bank within the Financials sector, generating revenue through banking activities.
Business. KBank (279570.KS) is a bank listed on the Korea Exchange that operates within the Banking & Investment Services industry. The company generates revenue primarily through interest income, consistent with standard banking operations. Specific details regarding its operating segments, headquarters location, and geographic presence are not available in the provided data.
Analyst recommendations
2 analysts · consensus BuyAt a glance
What drives this business
The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.
News & coverage
0Sector rotation
Developing storylines
Analysis
AI analysisOpportunity
Upcoming catalysts
Scheduled public events. Informational only — not investment advice.
- Peers
- DividendDividend USD 1.75/sh2026-09-25 · Bank of America (BAC)
- EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · JPMorgan Chase (JPM)
- EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · Citigroup (C)
- Macro
- Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
- Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
- Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
- Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
- Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
- Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
- Macro & political
- ElectionSE Swedish Election2026-09-14 · SE
- ElectionUS U.S. Midterms2026-11-03 · US
- ElectionFR French Legislative2027-06-01 · FR
Pre-earnings brief
Signals & dispatch
Composite-score breakdown
Synthesis
KBank (279570.KS) is a bank listed on the Korea Exchange that operates within the Banking & Investment Services industry. The company generates revenue primarily through interest income, consistent with standard banking operations. Specific details regarding its operating segments, headquarters location, and geographic presence are not available in the provided data.
KBank maintains a capital structure characterized by total assets of 31.86 trillion KRW and total equity of 2.17 trillion KRW. The debt-to-equity ratio stands at 0.29, indicating moderate leverage relative to equity. Long-term debt is recorded at 626.18 billion KRW. Liquidity is assessed as medium risk, with a key flag noting that net cash is negative after subtracting total debt. The company generates operating cash flow of 616.67 billion KRW, while free cash flow is 83.47 billion KRW. Capital expenditure is 56.81 billion KRW.
Profitability metrics show a return on equity of 5.19% and a return on assets of 0.35%. The price-to-earnings ratio is 19.89, and the price-to-book ratio is 1.03. Net income for the latest period is 112.61 billion KRW against revenue of 444.17 billion KRW. The enterprise value to revenue multiple is 6.45.
Segment and geographic revenue mix data is not available in the provided input. The company's activity is broadly classified as Banks.
Historical period data for revenue and net income trends is not available in the provided input. The current revenue base is 444.17 billion KRW.
Risk assessment indicates medium liquidity risk and low dilution risk. A key flag highlights that net cash is negative after subtracting total debt. The shares outstanding basic and diluted are identical at 405.70 million, suggesting no immediate dilutive securities in the count.
Recent observations include analyst estimates with a mean price target of 9,000.00 KRW and a mean recommendation of 2.50. There is one buy rating and one hold rating, with no strong buy ratings. Competitor context lists JPMorgan Chase, Bank of America, and Citigroup, though specific comparative data is not provided.
- KBank trades at a P/E of 19.89 and a P/B of 1.03, with an ROE of 5.19%.
- Liquidity risk is rated medium, with a flag for negative net cash after debt subtraction.
- Dilution risk is low, with basic and diluted shares outstanding being equal.
- Analyst consensus is neutral with a mean recommendation of 2.50 and a price target of 9,000 KRW.
- Operating cash flow is 616.67 billion KRW, significantly higher than free cash flow of 83.47 billion KRW.
Bull / Bear case
Generated · model-assistedAnalysts project 45.6% upside to a consensus target price of 9,000 KRW, signaling strong market confidence.
The stock trades at 1.03x price-to-book, offering a valuation near tangible book value for potential capital appreciation.
Cash conversion of 5.48 ranks best-in-class among peers, indicating superior ability to turn earnings into cash.
Net income surged 552.3% year-over-year in the latest period, demonstrating significant recent profitability improvement.
A low debt-to-equity ratio of 0.29 suggests a conservative capital structure with manageable leverage risk.
Revenue declined 14.5% year-over-year, reflecting a substantial contraction in top-line operating performance recently.
Equity decreased by 3.7% year-over-year, highlighting a reduction in the bank's net asset base.
In focus — financials by report
Valuation FY
Revenue by segment
Business relationships
Supply chain
Peer comparison
Market position
Stress test
Predictor forecast
Options
Short squeeze
Earnings-call key lines
Consensus distribution
sell-side coverageEstimate revisions
consensus EPS · 26-week trendSell-side observations
Themes
ESG
Risk factors
- Net cash is negative after subtracting total debt.
Benchmarks vs cohort
Corporate actions / M&A
FX exposure
Comparable transactions
Derivatives & instruments
Actions
Ask Handelsavisen
- Market data
- Market data cache
- Issuer disclosures
- Public news
- Earnings transcripts
- Consensus estimates
- ESG data
- Reference data
- Debt To Equity(short_term_debt + long_term_debt) / total_equity
- Market Capmarket_price * shares_outstanding_diluted
- Ev To Revenueenterprise_value / revenue
- Return On Assetsnet_income / total_assets
- Price To Tangible Bookmarket_price / (tangible_book_value / shares_outstanding_diluted)
- Price To Earningsmarket_price / (net_income / shares_outstanding_diluted)
- KBank Market data — financials · 2026-07-11
- KBank Market data — analyst estimates · 2026-07-11