First Insurance Co Ltd
First Insurance Co Ltd provides property and casualty insurance services in Taiwan and internationally, generating revenue primarily through premium income from insurance policies.
Business. First Insurance Co Ltd (2852.TW) is a property and casualty insurance company headquartered in Taiwan. The firm operates within the financials sector, generating revenue primarily through insurance premiums. It is listed on the Taiwan Stock Exchange. Specific details regarding operating segments and geographic breakdowns are not available.
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- Macro
- Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
- Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
- Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
- Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
- Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
- Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
- Macro & political
- ElectionSE Swedish Election2026-09-14 · SE
- ElectionUS U.S. Midterms2026-11-03 · US
- ElectionFR French Legislative2027-06-01 · FR
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Synthesis
First Insurance Co Ltd (2852.TW) is a property and casualty insurance company headquartered in Taiwan. The firm operates within the financials sector, generating revenue primarily through insurance premiums. It is listed on the Taiwan Stock Exchange. Specific details regarding operating segments and geographic breakdowns are not available.
First Insurance Co Ltd maintains a strong liquidity position, with a price-to-book ratio of 0.88 and a price-to-tangible-book ratio of 0.88, indicating that the company's market value is slightly below its book value. The company's cash and equivalents amount to TWD 402,577,000, and its operating cash flow is TWD 468,100,000, suggesting robust short-term liquidity. The company's debt-to-equity ratio is 0.0, indicating no long-term debt obligations, which further supports its liquidity profile.
In terms of profitability, First Insurance Co Ltd reported a net income of TWD 880,192,000 and an operating income of TWD 1,078,807,000, reflecting a healthy return on equity of 9.62% and a return on assets of 4.35%. These metrics are in line with the industry's preferred metrics for property and casualty insurance companies, which emphasize strong underwriting performance and asset management efficiency.
The company's revenue is primarily concentrated in its core insurance operations, with no significant geographic diversification disclosed in the available data. This concentration may expose the company to regional economic fluctuations, but it also allows for focused operational expertise in its primary markets.
Looking ahead, the company is projected to maintain a stable growth trajectory, with no significant changes in revenue expected in the next fiscal year. The company's free cash flow of TWD 240,901,000 and operating cash flow of TWD 468,100,000 support its ability to fund operations and potentially invest in growth opportunities.
The risk assessment for First Insurance Co Ltd indicates low liquidity and dilution risks, with no immediate filing-based flags detected. The company's capital structure is currently free of long-term debt, and there are no signs of near-term dilution pressure. The absence of dilution sources in the latest filings suggests a stable equity structure.
Recent events, including filings and transcripts, have not indicated any material changes in the company's operations or strategic direction. The company's financial health and operational performance remain consistent with its historical trends, supporting a stable outlook for the near term.
- First Insurance Co Ltd has a strong liquidity position with no long-term debt and healthy cash reserves.
- The company's profitability metrics, including a 9.62% return on equity, are in line with industry standards.
- Revenue is concentrated in core insurance operations, with no significant geographic diversification.
- The company is projected to maintain stable growth with no significant changes in revenue expected.
- Low liquidity and dilution risks, with no immediate filing-based flags detected.
- Recent events have not indicated any material changes in the company's operations or strategic direction.
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- No immediate filing-based liquidity or dilution flags were detected.
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- First Insurance Co Ltd Market data — financials · 2026-05-26