TS Financial Holding Co Ltd
TS Financial Holding Co Ltd has a market price of 23.9 TWD and a market capitalization of 594.3 billion TWD, with a price-to-earnings ratio of 15.92 and a price-to-book ratio of 1.23. The company's liquidity is assessed as medium, with a negative net cash position after subtracting total debt. The debt-to-equity ratio is 0.84, indicating a moderate level of leverage. The company's return on equity is 7.72%, which is a key metric for evaluating profitability in the banking industry. This ROE is relatively strong compared to the industry median, suggesting efficient use of shareholders' equity. The return on assets is 0.43%, which is lower than the industry median, indicating that the company is not generating as much profit from its asset base as its peers. TS Financial Holding Co Ltd's revenue is concentrated in its domestic operations, with no significant international revenue disclosed. The company's primary revenue source is interest income from loans, and it operates in a highly competitive banking environment in Taiwan. The company's revenue for the latest period is 92.01 billion TWD, and the outlook for the current fiscal year is for growth, with a projected increase in revenue. The next fiscal year is expected to show continued growth, with a projected increase in revenue. The company's capital expenditure is -2.47 billion TWD, indicating a reduction in capital spending. The company faces medium liquidity risk due to its negative net cash position after subtracting total debt. The dilution risk is assessed as low, with no significant dilution expected in the near term. The company's risk assessment indicates that it is managing its liquidity and capital structure effectively, but there are some concerns about its debt levels. Recent events include the company's financial performance and analyst estimates. The mean price target for the company is 22.60 TWD, with a median price target of 22.30 TWD. The mean recommendation from analysts is 2.75, indicating a mixed outlook with one strong buy, two holds, and no buys.
Business. TS Financial Holding Co Ltd provides banking and investment services in Taiwan, generating revenue primarily through interest income from loans and fees from financial products and services.
Classification. TS Financial Holding Co Ltd is classified under the Financials economic sector, Banking & Investment Services business sector, and Banks industry with a confidence level of 0.92.
- TS Financial Holding Co Ltd has a moderate level of leverage with a debt-to-equity ratio of 0.84.
- The company's return on equity is 7.72%, which is relatively strong compared to the industry median.
- The company's liquidity is assessed as medium, with a negative net cash position after subtracting total debt.
- The company's revenue is concentrated in its domestic operations, with no significant international revenue disclosed.
- The company's outlook for the current and next fiscal years is for growth, with projected increases in revenue.
- # RATIONALES
- {
- "margin_outlook_rationale": "The company's margin outlook is positive due to its strong return on equity and efficient use of shareholders' equity.",
- Net cash is negative after subtracting total debt.