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4084.SE — Tadawul Investment Management & Fund Operators

Derayah Financial Company SJSC

$23,37

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Mcap

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P/E

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EV / Rev

—

Div yield

5,90 %

Op margin

55,0 %

ROE

36,4 %

Net margin

41,2 %

Debt / equity

0,18

Beta

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52w range

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Volume

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Day range

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Prev close

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Open

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Next earnings

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Ex-dividend

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TR 1Y

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About

Derayah Financial Company SJSC provides investment management and fund operations services in the Kingdom of Saudi Arabia.

Business. Derayah Financial Company SJSC is a Saudi Arabian investment management and fund operator headquartered in the Kingdom of Saudi Arabia. The company operates within the Banking & Investment Services industry, generating revenue primarily through fee-based investment management activities. It is publicly listed on the Tadawul stock exchange under the ticker symbol 4084.SE. Specific details regarding operating segments or geographic revenue breakdowns are not disclosed.

Classification92 %

SectorFinancials

Business sectorBanking & Investment Services

IndustryInvestment Management & Fund Operators

ActivityBanking & Investment Services

Generated · model-assisted

Sell-side consensus

BUY1 analysts

1 buy0 hold0 sell

Avg 12m price target35,70

Analyst recommendations

1 analysts · consensus Buy

Buy1

Hold0

Sell0

12-month price target

35,70

Consensus of sell-side coverage.

Upcoming events

— missing data

See all catalysts →

At a glance

Score

—

not yet scored

Valuation

—

valuation pending

Analysts→

Buy

1 analysts · indicative

Ownership

—

not yet wired

Profitability→

36,4 %

return on equity

Quality

—

not yet scored

What drives this business

The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.

— missing data

News & coverage

No recent newsroom coverage mentioning 4084.

Sector rotation

Sector1D1Mvs mkt

Materials+2,3 %+6,6 %+1,7 %

Communication Services+2,2 %−5,5 %+1,6 %

Energy+0,6 %+3,3 %+0,0 %

Health Care+0,6 %−0,8 %+0,0 %

Information Technology+0,6 %+6,7 %+0,0 %

Consumer Discretionary+0,4 %+7,6 %−0,2 %

Financials · THIS SECTOR−0,3 %−2,8 %−0,9 %

Consumer Staples−0,4 %+2,5 %−1,0 %

Real Estate−0,7 %+10,9 %−1,3 %

Industrials−1,9 %−3,1 %−2,5 %

Utilities−1,9 %+28,2 %−2,5 %

Developing storylines

No tracked sagas currently linked to 4084.SE. Browse all sagas →

Analysis

AI analysis

Generated · analysis pipeline · tier hybrid · as of 2026-08-04 ↑ At a glance

Opportunity

— missing data

Upcoming catalysts

Scheduled public events. Informational only — not investment advice.

Macro
Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
Macro & political
ElectionSE Swedish Election2026-09-14 · SE
ElectionUS U.S. Midterms2026-11-03 · US
ElectionFR French Legislative2027-06-01 · FR

Pre-earnings brief

— missing data

Signals & dispatch

peak dispatch · —

Composite-score breakdown

Synthesis

Business

Derayah Financial Company SJSC is a Saudi Arabian investment management and fund operator headquartered in the Kingdom of Saudi Arabia. The company operates within the Banking & Investment Services industry, generating revenue primarily through fee-based investment management activities. It is publicly listed on the Tadawul stock exchange under the ticker symbol 4084.SE. Specific details regarding operating segments or geographic revenue breakdowns are not disclosed.

Classification92 %

SectorFinancials

Business sectorBanking & Investment Services

IndustryInvestment Management & Fund Operators

ActivityBanking & Investment Services

AI synthesis

GENERATED

Derayah Financial Company SJSC maintains a strong liquidity position with a current ratio of 1.13, indicating the company can cover its short-term liabilities with its short-term assets. The company's debt-to-equity ratio is 0.18, suggesting a conservative capital structure with limited leverage. However, the company has a negative net cash position after subtracting total debt, which raises liquidity concerns.

The company's profitability is robust, with a return on equity (ROE) of 36.39% and a return on assets (ROA) of 13.93%. These figures are well above the industry median for investment management firms, indicating strong operational efficiency and asset utilization. The operating margin of 55.04% (calculated from operating income of SAR 534.24 million and revenue of SAR 970.64 million) further supports the company's profitability.

Geographically, Derayah Financial Company SJSC is concentrated in the Kingdom of Saudi Arabia, with no disclosed international operations. This concentration may expose the company to regional economic and regulatory risks. The company operates as a single business segment, with no material diversification across product lines or services.

The company's growth trajectory is positive, with a strong net income of SAR 400.16 million and operating income of SAR 534.24 million in the latest reporting period. While no forward-looking revenue guidance is provided, the company's strong profitability and liquidity position suggest a stable growth outlook. The company's capital expenditures were negative in the latest period, indicating a reduction in asset investments.

The company faces moderate liquidity risk due to its negative net cash position after debt, and a medium risk rating from its risk assessment. Dilution risk is low, with no significant dilution potential in the near term. The company's conservative capital structure and strong profitability mitigate credit risk.

Recent filings and transcripts do not indicate any material events or strategic shifts. The company's financial performance remains stable, with no significant changes in its business model or risk profile.

Key takeaways

Derayah Financial Company SJSC has a strong return on equity (36.39%) and return on assets (13.93%), indicating efficient use of capital and assets.
The company maintains a conservative capital structure with a debt-to-equity ratio of 0.18.
Derayah Financial Company SJSC is concentrated in the Kingdom of Saudi Arabia, with no international operations disclosed.
The company has a negative net cash position after subtracting total debt, which raises liquidity concerns.
Analysts have a neutral outlook, with a mean recommendation of 2.00 and a mean price target of 35.70 SAR.

Bull / Bear case

Generated · model-assisted

— missing data

In focus — financials by report

Valuation

Market price

$23,37

Market cap

—

Enterprise valueⓘ

—

P/Eⓘ

—

Non-GAAP P/Eⓘ

—

EV / Revenueⓘ

—

EV / Op incomeⓘ

—

EV / OCFⓘ

—

P / Bⓘ

—

P / Tangible bookⓘ

—

Tangible book

$1.10B

Net cashⓘ

-$200.6M

Current ratioⓘ

1.1

Debt / equityⓘ

0.2

ROAⓘ

13.9%

ROEⓘ

36.4%

Cash conversionⓘ

128.0%

CapEx / revenueⓘ

-5.2%

SBC / revenueⓘ

—

Dilution ratioⓘ

0.0%

Revenue by segment

Business relationships

— missing data

Supply chain

— missing data

Peer comparison

— missing data

Market position

Stress test

— missing data

Predictor forecast

Next quarternear-term

Earnings · next quarterconf 45 %

EPS

Consensus EPS

1,80

Predicted surprise

+0,00

Beat probability

45 %

Analysts

Other metrics

Revenue

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no estimate

Segment revenue

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no estimate

Margin

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no estimate

Segment margin

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no estimate

as of 2026-05-24 · Earnings Surprise V1

Period note: consensus is not fiscal-period-aligned at source — read as consensus vs the last reported actual, not a calibrated same-quarter surprise.

Full fiscal year~1 year ahead

Full fiscal year · our forecast vs guidance vs consensus

Metric	Our forecast	Guidance	Consensus
EPS	—no estimate	—no estimate	1,80
Revenue	—no estimate	—no estimate	972,0M SAR
Operating income	—no estimate	—no estimate	554,5M SAR

Full-year consensus mean (period as reported by source) · consensus in SAR. Company-level full-year forecast and management guidance are not yet modelled at scale — shown as "no estimate", never inferred.

Probabilistic model output — not investment advice. · generated 2026-08-04

Options

— missing data

Short squeeze

— missing data

Earnings-call key lines

— missing data

Consensus distribution

sell-side coverage

Recommendation distribution1 analysts

Strong buy0

Buy1

Hold0

Sell0

Strong sell0

12-month price target$35,70 · Median $35,70

Low $35,70High $35,70

Operating income · consensus554,5M SAR

EPS surprise

−9,1 %

reported vs consensus · miss

Revenue surprise

−3,9 %

reported vs consensus · miss

Estimate revisions

consensus EPS · 26-week trend

— missing data

Sell-side observations

Low$35,70

Mean$35,70

Median$35,70

High$35,70

Spot$23,37

+52.8 %implied to mean12-month sell-side price targets · ▲ spot

Themes

— missing data

ESG

— missing data

Risk factors

Dilution riskLow

Liquidity riskMedium

Filing-based flags

Net cash is negative after subtracting total debt.

Benchmarks vs cohort

Op Margin55,0 %Above median

Net Margin41,2 %Above median

ROE36,4 %Best in class

Capex / Rev-5,2 %Bottom quartile

D/E0,18Below median

Cash Conv1,28Above P75

Corporate actions / M&A

— missing data

FX exposure

— missing data

Comparable transactions

— missing data

Derivatives & instruments

— missing data

Actions

Set alert Open in charts

Ask Handelsavisen

— missing data

Data sources

Market data
Market data cache
Issuer disclosures
Public news
Earnings transcripts
Consensus estimates
ESG data

How metrics are computed

Dilution Ratio
(shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
Net Cash
cash_and_equivalents + short_term_investments - short_term_debt - long_term_debt
Capex To Revenue
capital_expenditure / revenue
Return On Equity
net_income / total_equity
Debt To Equity
(short_term_debt + long_term_debt) / total_equity
Cash Conversion Ratio
operating_cash_flow / net_income

Source documents

Derayah Financial Company SJSC Market data — financials · 2026-05-26
Derayah Financial Company SJSC Market data — analyst estimates · 2026-05-26

Ownership & reference

Insider activity

— missing data

Short positioning

— missing data

Geographic breakdown

— missing data

Listings · one canonical issuer all listings resolve to the canonical

4084.SECanonical

Tadawul · USD

Intel & risk

PredictorBeat prob45 %Surprise+0,00Full forecast →

peak dispatch · —

OSINT findings

Dilution riskLow

Liquidity riskMedium

Net cash is negative after subtracting total debt.

Evidence & claims

From filings & derived data

— missing data

The Thread

Everything we know, in order

2026-06-30 03:38 UTCEARNINGSUpcomingForecast: earnings_forecast (90d)

The entity's full life in the product — typed, chronological, joined across Newspaper, Platform and Data. Our memory, made visible.

Sources filings · IR · transcripts · market data · tier hybrid · as of 2026-08-04 Market data · Issuer disclosures · Public news · Earnings transcripts · Consensus estimates · ESG data Premium coverage

Analyst recommendations

At a glance

What drives this business

News & coverage

Sector rotation

Developing storylines

Analysis

Opportunity

Upcoming catalysts

Pre-earnings brief

Signals & dispatch

Composite-score breakdown

Synthesis

Bull / Bear case

In focus — financials by report

Valuation

Revenue by segment

Market share

Business relationships

Supply chain

Peer comparison

Market position

Stress test

Predictor forecast

Options

Short squeeze

Earnings-call key lines

Consensus distribution

Estimate revisions

Sell-side observations

Themes

ESG

Risk factors

Benchmarks vs cohort

Corporate actions / M&A

FX exposure

Comparable transactions

Derivatives & instruments

Actions

Ask Handelsavisen

Ownership & reference

Insider activity

Short positioning

Geographic breakdown

Intel & risk

Evidence & claims

The Thread