601577.Ss
The company operates as a bank, generating revenue primarily through net interest income and fee-based services.
Business. The company operates as a bank, generating revenue primarily through net interest income and fee-based services.
Analyst recommendations
3 analysts · consensus BuyAt a glance
What drives this business
The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.
News & coverage
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Analysis
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Upcoming catalysts
Scheduled public events. Informational only — not investment advice.
- Peers
- DividendDividend USD 1.75/sh2026-09-25 · Bank of America (BAC)
- EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · JPMorgan Chase (JPM)
- EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · Citigroup (C)
- Macro
- Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
- Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
- Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
- Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
- Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
- Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
- Macro & political
- ElectionSE Swedish Election2026-09-14 · SE
- ElectionUS U.S. Midterms2026-11-03 · US
- ElectionFR French Legislative2027-06-01 · FR
Pre-earnings brief
Signals & dispatch
Composite-score breakdown
Synthesis
The company operates as a bank, generating revenue primarily through net interest income and fee-based services.
The company maintains a market price of 9.31 CNY, with a market capitalization of 37.44 billion CNY. Its price-to-earnings ratio is 4.62, and its price-to-book ratio is 0.47, indicating a relatively low valuation compared to book value. The company's debt-to-equity ratio is 3.48, suggesting a high reliance on debt financing. The return on equity is 10.13%, which is a key metric for evaluating the efficiency of equity usage in generating profits.
The company's profitability is reflected in its net income of 8.11 billion CNY and a return on assets of 0.64%. These figures are important indicators of the company's ability to generate profit from its assets. The company's operating cash flow is 37.21 billion CNY, which is a positive sign for its ability to generate cash from operations. However, the free cash flow is only 3.59 billion CNY, indicating that the company has limited cash available after capital expenditures.
The company's revenue is primarily concentrated in its core banking operations, with no significant diversification into other segments. The geographic exposure is not disclosed in the provided data, but the company's operations are likely centered in its domestic market. The company's revenue concentration in a single segment may pose a risk if that segment experiences a downturn.
The company's growth trajectory is indicated by its revenue of 19.27 billion CNY. While the data does not provide a historical revenue growth rate, the current revenue level suggests a stable performance. The company's capital expenditure is negative, indicating that it is not investing in new assets, which may affect its long-term growth potential.
The company's risk assessment indicates a medium liquidity risk and a low dilution risk. The key flag of negative net cash after subtracting total debt suggests potential liquidity constraints. The company's debt-to-equity ratio of 3.48 highlights the significant leverage it uses, which can increase financial risk during periods of economic stress.
Recent events, such as analyst estimates and financial performance, indicate a mixed outlook. The mean recommendation from analysts is 2.00, with one strong-buy, one buy, and one hold recommendation. The last actual EPS was 1.93 CNY, slightly below the mean estimate of 2.07 CNY, suggesting some uncertainty in earnings projections.
- The company has a low price-to-book ratio of 0.47, indicating it is undervalued relative to its book value.
- The company's debt-to-equity ratio is 3.48, suggesting a high level of leverage.
- The company's return on equity is 10.13%, which is a strong indicator of profitability.
- The company's liquidity risk is assessed as medium, with a key flag of negative net cash after subtracting total debt.
- The company's free cash flow is 3.59 billion CNY, indicating limited cash available after capital expenditures.
Bull / Bear case
analysis pipelineIn focus — financials by report
Valuation
Revenue by segment
Business relationships
Supply chain
Peer comparison
Market position
Stress test
Predictor forecast
| Metric | Our forecast | Guidance | Consensus |
|---|---|---|---|
| EPS | —no estimate | —no estimate | 2,07 |
| Revenue | —no estimate | —no estimate | 26,9B CNY |
| Operating income | —no estimate | —no estimate | 20,0B CNY |
Options
Short squeeze
Earnings-call key lines
Consensus distribution
sell-side coverageEstimate revisions
consensus EPS · 26-week trendSell-side observations
Themes
ESG
Risk factors
- Net cash is negative after subtracting total debt.
Benchmarks vs cohort
Corporate actions / M&A
FX exposure
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- ESG data
- Ev To Operating Cash Flowenterprise_value / operating_cash_flow
- Return On Equitynet_income / total_equity
- Price To Earningsmarket_price / (net_income / shares_outstanding_diluted)
- Price To Bookmarket_price / (adjusted_book_value / shares_outstanding_diluted)
- Dilution Ratio(shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
- Market Priceinput from market-data provider (delayed close or quote-shim mid)
- 601577.SS Market data — financials · 2026-05-27
- Bank of Changsha Co Ltd Market data — analyst estimates · 2026-05-27