7388.T
The company operates in the insurance and asset management sectors, generating revenue primarily through insurance premiums and investment management fees.
Business. 7388.T is a multiline insurance and broker operating within the Financials sector, primarily engaged in asset management activities. The company generates revenue through a premium-income model, consistent with industry standards for insurance entities. Specific details regarding its operating segments, headquarters location, and primary stock exchange listing are not available in the provided data.
Analyst recommendations
3 analysts · consensus HoldAt a glance
What drives this business
The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.
News & coverage
0Sector rotation
Developing storylines
Analysis
AI analysisOpportunity
Upcoming catalysts
Scheduled public events. Informational only — not investment advice.
- Macro
- Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
- Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
- Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
- Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
- Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
- Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
- Macro & political
- ElectionSE Swedish Election2026-09-14 · SE
- ElectionUS U.S. Midterms2026-11-03 · US
- ElectionFR French Legislative2027-06-01 · FR
Pre-earnings brief
Signals & dispatch
Composite-score breakdown
Synthesis
7388.T is a multiline insurance and broker operating within the Financials sector, primarily engaged in asset management activities. The company generates revenue through a premium-income model, consistent with industry standards for insurance entities. Specific details regarding its operating segments, headquarters location, and primary stock exchange listing are not available in the provided data.
The company maintains a strong liquidity position, with cash and equivalents amounting to ¥7.52 billion, representing 40.86% of total assets. The liquidity FPT (free cash flow to total liabilities) is 0.136, indicating a solid ability to meet short-term obligations. The current ratio of 1.85 further supports this, showing that the company has 1.85 times more current assets than current liabilities.
Profitability metrics show the company is performing well relative to industry norms. The return on equity (ROE) of 17.28% and return on assets (ROA) of 11.1% are both above the industry median for multiline insurance and brokers. The net income margin of 6.36% is also strong, indicating efficient cost management and pricing power.
Geographically, the company's revenue is concentrated in Japan, as disclosed in its segments. No other geographic regions are reported, suggesting a lack of diversification in terms of market exposure. This concentration could pose a risk if the Japanese economy experiences a downturn.
The company's growth trajectory appears stable, with a current FY revenue outlook of 0.0% and a next FY outlook of 0.0%. This suggests a flat revenue trend, with no significant growth expected in the near term. The company's operating income and net income have also remained relatively flat in recent periods.
Risk factors for the company are currently low, with no immediate filing-based liquidity or dilution flags detected. The debt-to-equity ratio of 0.09 is low, indicating a conservative capital structure. However, the company's free cash flow is negative at ¥895.16 million, which could be a concern if it persists.
Recent events include analyst estimates for the company's stock price, with a mean price target of ¥2,416.67 and a median of ¥2,450.00. The mean recommendation is 2.67, indicating a "hold" rating. No recent filings or transcripts have been disclosed that would suggest significant changes in the company's operations or strategy.
- The company has a strong liquidity position with a current ratio of 1.85 and cash and equivalents of ¥7.52 billion.
- Profitability metrics such as ROE (17.28%) and ROA (11.1%) are above industry medians.
- Revenue is concentrated in Japan, which could pose a risk if the domestic economy weakens.
- Analysts have a "hold" rating for the stock, with a mean price target of ¥2,416.67.
- The company's free cash flow is negative, which may be a concern if it continues.
Bull / Bear case
Generated · model-assistedIn focus — financials by report
Valuation
Revenue by segment
Business relationships
Supply chain
Peer comparison
Market position
Stress test
Predictor forecast
| Metric | Our forecast | Guidance | Consensus |
|---|---|---|---|
| EPS | —no estimate | —no estimate | 93,48 |
| Revenue | —no estimate | —no estimate | 34,3B JPY |
| Operating income | —no estimate | —no estimate | —no estimate |
Options
Short squeeze
Earnings-call key lines
Consensus distribution
sell-side coverageEstimate revisions
consensus EPS · 26-week trendSell-side observations
Themes
ESG
Risk factors
- No immediate filing-based liquidity or dilution flags were detected.
Benchmarks vs cohort
Corporate actions / M&A
FX exposure
Comparable transactions
Derivatives & instruments
Actions
Ask Handelsavisen
- Market data
- Market data cache
- Issuer disclosures
- Public news
- Earnings transcripts
- Consensus estimates
- ESG data
- Ev To Operating Cash Flowenterprise_value / operating_cash_flow
- Return On Equitynet_income / total_equity
- Price To Earningsmarket_price / (net_income / shares_outstanding_diluted)
- Price To Bookmarket_price / (adjusted_book_value / shares_outstanding_diluted)
- Dilution Ratio(shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
- Market Priceinput from market-data provider (delayed close or quote-shim mid)
- 7388.T Market data — financials · 2026-05-27
- FP Partner Inc Market data — analyst estimates · 2026-05-27