8210.Se
The company operates in the life and health insurance sector, generating revenue primarily through insurance premiums and investment income from its asset base.
Business. The company operates in the life and health insurance sector, generating revenue primarily through insurance premiums and investment income from its asset base.
Analyst recommendations
3 analysts · consensus BuyAt a glance
What drives this business
The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.
News & coverage
0Sector rotation
Developing storylines
Analysis
AI analysisOpportunity
Upcoming catalysts
Scheduled public events. Informational only — not investment advice.
- Macro
- Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
- Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
- Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
- Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
- Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
- Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
- Macro & political
- ElectionSE Swedish Election2026-09-14 · SE
- ElectionUS U.S. Midterms2026-11-03 · US
- ElectionFR French Legislative2027-06-01 · FR
Pre-earnings brief
Signals & dispatch
Composite-score breakdown
Synthesis
The company operates in the life and health insurance sector, generating revenue primarily through insurance premiums and investment income from its asset base.
The company maintains a strong liquidity position, with cash and equivalents amounting to SAR 1.43 billion, representing 25.4% of total assets. Its liquidity FPT (free cash flow to total liabilities) is robust, indicating a solid ability to meet short-term obligations. The debt-to-equity ratio of 0.05 is significantly below the industry median, suggesting a conservative capital structure with minimal leverage risk.
Profitability metrics show the company is performing well relative to industry norms. Return on equity (ROE) of 19.02% and return on assets (ROA) of 6.31% are both above the industry median, indicating efficient use of equity and assets to generate returns. Net income of SAR 1.08 billion and operating income of SAR 1.11 billion further support strong earnings performance.
The company's revenue is not disclosed by segment or geography in the available data, but its total assets of SAR 17.1 billion suggest a broad customer base and diversified operations. Given the nature of the insurance industry, it is likely exposed to both domestic and international markets, though specific geographic concentrations are not quantified in the input data.
Outlook data is not provided in the input, but the company's free cash flow of SAR 455.68 million and operating cash flow of SAR -191.77 million suggest a mixed cash flow profile. The negative operating cash flow may be due to investment in long-term assets or underwriting activities, while the positive free cash flow indicates the company is generating sufficient cash to fund operations and potentially return value to shareholders.
Risk assessment indicates low liquidity and dilution risk, with no immediate filing-based flags detected. The company's low debt-to-equity ratio and strong cash reserves support this assessment. There is no evidence of near-term dilution pressure, as shares outstanding remain unchanged between basic and diluted counts.
Recent events include analyst estimates for the stock, with a mean price target of SAR 193.33 and a median of SAR 200.00. Analysts have issued two "buy" and one "hold" recommendation, with no "strong buy" or "strong sell" ratings, suggesting a generally positive but cautious outlook.
- The company has a strong liquidity position with cash and equivalents representing 25.4% of total assets.
- Return on equity (19.02%) and return on assets (6.31%) are above industry medians, indicating strong profitability.
- The debt-to-equity ratio of 0.05 is significantly below the industry median, reflecting a conservative capital structure.
- Analysts have a generally positive outlook, with a mean price target of SAR 193.33 and two "buy" recommendations.
- No immediate liquidity or dilution risks are flagged, and shares outstanding remain unchanged between basic and diluted counts.
Bull / Bear case
analysis pipelineIn focus — financials by report
Valuation
Revenue by segment
Business relationships
Supply chain
Peer comparison
Market position
Stress test
Predictor forecast
| Metric | Our forecast | Guidance | Consensus |
|---|---|---|---|
| EPS | —no estimate | —no estimate | 9,26 |
| Revenue | —no estimate | —no estimate | 22,0B SAR |
| Operating income | —no estimate | —no estimate | —no estimate |
Options
Short squeeze
Earnings-call key lines
Consensus distribution
sell-side coverageEstimate revisions
consensus EPS · 26-week trendSell-side observations
Themes
ESG
Risk factors
- No immediate filing-based liquidity or dilution flags were detected.
Benchmarks vs cohort
Corporate actions / M&A
FX exposure
Comparable transactions
Derivatives & instruments
Actions
Ask Handelsavisen
- Market data
- Market data cache
- Issuer disclosures
- Public news
- Earnings transcripts
- Consensus estimates
- ESG data
- Dilution Ratio(shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
- Net Cashcash_and_equivalents + short_term_investments - short_term_debt - long_term_debt
- Return On Equitynet_income / total_equity
- Debt To Equity(short_term_debt + long_term_debt) / total_equity
- Cash Conversion Ratiooperating_cash_flow / net_income
- Return On Assetsnet_income / total_assets
- 8210.SE Market data — financials · 2026-05-27
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