eGuarantee Inc

eGuarantee Inc maintains a strong liquidity position, with cash and equivalents amounting to ¥15.04 billion, representing 50.0% of its total assets. The company's liquidity FPT (free cash flow to total assets) is robust, supported by an operating cash flow of ¥3.13 billion and a current ratio of 3.05, indicating a solid ability to meet short-term obligations.

Profitability metrics show a return on equity (ROE) of 3.82% and a return on assets (ROA) of 2.84%, which are below the industry median for Corporate Financial Services. The company's operating margin is 52.0%, calculated as operating income of ¥1.22 billion divided by revenue of ¥2.34 billion, suggesting a relatively efficient cost structure but with room for improvement in asset utilization.

Geographically, eGuarantee Inc's revenue is concentrated in Japan, with no disclosed international segments. The company's business is entirely within the domestic financial services market, which may limit diversification benefits and expose it to local economic conditions.

The company's growth trajectory is modest, with no disclosed revenue growth in the most recent fiscal year. Analysts project a mean price target of ¥2,950, with a median of ¥2,950, indicating a neutral outlook. The absence of long-term debt and a debt-to-equity ratio of 0.0 suggest a conservative capital structure, but also limit financial leverage.

Risk factors for eGuarantee Inc are low, with no immediate liquidity or dilution flags detected. The company has no dilution potential in the near term, as shares outstanding remain unchanged between basic and diluted measures. However, the absence of long-term debt may also indicate limited capacity for capital expansion.

Recent events include no material filings or transcripts that would suggest significant operational or strategic changes. The company's financial performance remains stable, with no disclosed material risks in the latest filings.

Revenue grew 11.6% year-over-year to JPY 10.2 billion, demonstrating strong top-line expansion momentum.

The company maintains zero long-term debt, resulting in a debt-to-equity ratio of 0.0.

Analysts project 74.0% upside to a mean price target of JPY 2,950 from current levels.

Net income CAGR of 14.9% over four years indicates robust historical profitability growth.

Return on equity of 3.8% trails the 4.8% median for the Corporate Financial Services cohort.

Free cash flow declined 11.4% year-over-year to JPY 1.85 billion in the latest period.

Net income growth slowed to 7.0% year-over-year, decelerating from previous higher growth rates.

Revenue ¥2.77B, +5,8% YoY; Operating income −0,1% YoY.

• ▍Revenue ¥2.77B, +5,8% YoY
• ▍Operating income −0,1% YoY
• ▍Net income +7,7% YoY
• ▍Net margin 34.2%

Revenue ¥2.75B, +11,1% YoY; Operating income +3,1% YoY.

• ▍Revenue ¥2.75B, +11,1% YoY
• ▍Operating income +3,1% YoY
• ▍Net income +2,2% YoY
• ▍Net margin 31.9%

Revenue ¥2.74B, +13,9% YoY; Operating income +8,1% YoY.

• ▍Revenue ¥2.74B, +13,9% YoY
• ▍Operating income +8,1% YoY
• ▍Net income +11,0% YoY
• ▍Net margin 31.6%

Revenue ¥2.73B, +16,5% YoY; Operating income +8,7% YoY.

• ▍Revenue ¥2.73B, +16,5% YoY
• ▍Operating income +8,7% YoY
• ▍Net income +14,3% YoY
• ▍Net margin 35.8%

Revenue ¥2.61B; Operating income ¥1.36B.

• ▍Revenue ¥2.61B
• ▍Operating income ¥1.36B
• ▍Net margin 33.6%

Revenue ¥2.47B; Operating income ¥1.21B.

• ▍Revenue ¥2.47B
• ▍Operating income ¥1.21B
• ▍Net margin 34.7%

Revenue ¥2.41B; Operating income ¥1.17B.

• ▍Revenue ¥2.41B
• ▍Operating income ¥1.17B
• ▍Net margin 32.4%

Revenue ¥2.34B; Operating income ¥1.22B.

• ▍Revenue ¥2.34B
• ▍Operating income ¥1.22B
• ▍Net margin 36.5%

Revenue ¥10.22B, +11,6% YoY; Operating income +4,6% YoY.

• ▍Revenue ¥10.22B, +11,6% YoY
• ▍Operating income +4,6% YoY
• ▍Net income +7,0% YoY
• ▍Free cash flow +11,4% YoY
• ▍Net margin 34.1%

Revenue ¥9.17B, +7,9% YoY; Operating income +17,6% YoY.

• ▍Revenue ¥9.17B, +7,9% YoY
• ▍Operating income +17,6% YoY
• ▍Net income +13,9% YoY
• ▍Free cash flow +29,3% YoY
• ▍Net margin 35.6%

Revenue ¥8.49B, +7,6% YoY; Operating income +10,7% YoY.

• ▍Revenue ¥8.49B, +7,6% YoY
• ▍Operating income +10,7% YoY
• ▍Net income +16,3% YoY
• ▍Free cash flow −18,7% YoY
• ▍Net margin 33.7%

Revenue ¥7.89B, +9,7% YoY; Operating income +21,6% YoY.

• ▍Revenue ¥7.89B, +9,7% YoY
• ▍Operating income +21,6% YoY
• ▍Net income +22,9% YoY
• ▍Free cash flow +1,7% YoY
• ▍Net margin 31.2%