Act.O
ACT.O provides property and casualty insurance services, generating revenue primarily through premium income from its insurance policies.
Business. ACT.O is a property and casualty insurance company that generates revenue primarily through premium income. The firm operates within the broader financials sector, specifically focusing on insurance activities. Detailed information regarding its operating segments, headquarters location, and primary stock exchange listings is not available in the provided data.
Analyst recommendations
5 analysts · consensus HoldAt a glance
What drives this business
The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.
News & coverage
0Sector rotation
Developing storylines
Analysis
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Upcoming catalysts
Scheduled public events. Informational only — not investment advice.
- Company
- EarningsQ3 2026 earnings (expected)2026-10-28 · estimated
- Macro
- Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
- Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
- Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
- Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
- Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
- Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
- Macro & political
- ElectionSE Swedish Election2026-09-14 · SE
- ElectionUS U.S. Midterms2026-11-03 · US
- ElectionFR French Legislative2027-06-01 · FR
Pre-earnings brief
Enact Holdings Inc (ACT.O) has recorded a series of notable new institutional holdings, marking the first analysis for this ticker with no prior basis for delta computation. The most significant addition occurred as of March 31, 2026, when investor ID 487 established a position of 3,002,894 shares, valued at approximately $122.5 million, representing a portfolio weight of 2.55%. This single entry constitutes the largest individual stake among the newly reported holders. Other notable additions were also detected as of March 31, 2026, indicating broader institutional interest. Investor ID 467 added 1,206,061 shares valued at $49.2 million (0.17% weight), while investor ID 486 acquired 514,538 shares worth $21.0 million (0.13% weight). Additionally, investor ID 481 took a position of 392,099 shares valued at $16.0 million (0.24% weight), and investor ID 478 added a smaller stake of 28,619 shares valued at $1.2 million. A separate notable addition was reported with an earlier date stamp of June 30, 2024, where investor ID 466 acquired 2,582,992 shares valued at $79.2 million, carrying a weight of 0.18%. Another position from investor ID 497, dated December 31, 2024, included 782,531 shares valued at $25.3 million with a 0.72% weight. These entries highlight accumulation activity across different reporting periods leading up to the current analysis. The emergence of these new holders is significant given Enact Holdings' current profile, which includes only one officer, no analyst coverage, and no index membership. With 29 top holders now identified, the influx of institutional capital suggests growing visibility for the company despite the absence of analyst estimates or financial consensus data. This shift in ownership structure may indicate early-stage institutional validation of the firm's market position.
Signals & dispatch
Composite-score breakdown
Synthesis
ACT.O is a property and casualty insurance company that generates revenue primarily through premium income. The firm operates within the broader financials sector, specifically focusing on insurance activities. Detailed information regarding its operating segments, headquarters location, and primary stock exchange listings is not available in the provided data.
ACT.O maintains a conservative capital structure with a debt-to-equity ratio of 0.14, indicating a low reliance on debt financing. The company's liquidity position is characterized by a market price-to-book ratio of 1.14 and a tangible book value ratio of 1.14, suggesting that the market values the company slightly above its book value. However, the risk assessment notes a medium liquidity risk, with net cash being negative after subtracting total debt.
Profitability metrics for ACT.O show a return on equity (ROE) of 12.59% and a return on assets (ROA) of 9.78%, both of which are strong indicators of efficient asset utilization and profitability. These figures are in line with the industry's preferred metrics, which emphasize ROE and ROA as key performance indicators for insurance firms.
The company's revenue is primarily concentrated in its core insurance operations, with no significant geographic diversification reported. This concentration may expose the company to regional economic fluctuations, which could impact its overall performance. The lack of detailed segment data limits the ability to assess the contribution of different geographic regions to the company's revenue.
ACT.O's growth trajectory is expected to remain stable, with no significant changes in revenue forecasted for the current fiscal year. The company's operating income of $908.79 million and net income of $674.24 million indicate a healthy profit margin, which supports a stable growth outlook. However, the absence of detailed growth projections makes it difficult to assess the company's long-term growth potential.
The risk assessment for ACT.O highlights a medium liquidity risk and a low dilution risk. The company's net cash position is negative after accounting for total debt, which could affect its ability to meet short-term obligations. The low dilution risk suggests that the company is not likely to issue additional shares in the near term, which is a positive sign for existing shareholders.
Recent events and filings for ACT.O do not indicate any significant changes in the company's operations or financial strategy. The company's financial performance and risk profile remain consistent with its historical trends. The absence of recent major events or strategic shifts suggests a stable business environment for the company.
Enact Holdings Inc (ACT.O) has recorded a series of notable new institutional holdings, marking the first analysis for this ticker with no prior basis for delta computation. The most significant addition occurred as of March 31, 2026, when investor ID 487 established a position of 3,002,894 shares, valued at approximately $122.5 million, representing a portfolio weight of 2.55%. This single entry constitutes the largest individual stake among the newly reported holders. Other notable additions were also detected as of March 31, 2026, indicating broader institutional interest. Investor ID 467 added 1,206,061 shares valued at $49.2 million (0.17% weight), while investor ID 486 acquired 514,538 shares worth $21.0 million (0.13% weight). Additionally, investor ID 481 took a position of 392,099 shares valued at $16.0 million (0.24% weight), and investor ID 478 added a smaller stake of 28,619 shares valued at $1.2 million. A separate notable addition was reported with an earlier date stamp of June 30, 2024, where investor ID 466 acquired 2,582,992 shares valued at $79.2 million, carrying a weight of 0.18%. Another position from investor ID 497, dated December 31, 2024, included 782,531 shares valued at $25.3 million with a 0.72% weight. These entries highlight accumulation activity across different reporting periods leading up to the current analysis. The emergence of these new holders is significant given Enact Holdings' current profile, which includes only one officer, no analyst coverage, and no index membership. With 29 top holders now identified, the influx of institutional capital suggests growing visibility for the company despite the absence of analyst estimates or financial consensus data. This shift in ownership structure may indicate early-stage institutional validation of the firm's market position.
- ACT.O has a strong profitability profile with a ROE of 12.59% and ROA of 9.78%.
- The company's capital structure is conservative, with a debt-to-equity ratio of 0.14.
- ACT.O's liquidity risk is medium, with a negative net cash position after subtracting total debt.
- The company's revenue is primarily concentrated in its core insurance operations.
- Analysts have a mixed outlook, with a mean recommendation of 2.60 and a mean price target of $42.39.
Bull / Bear case
Generated · model-assistedIn focus — financials by report
Valuation
Revenue by segment
Business relationships
Supply chain
Peer comparison
Market position
Stress test
Predictor forecast
| Metric | Our forecast | Guidance | Consensus |
|---|---|---|---|
| EPS | —no estimate | —no estimate | 4,73 |
| Revenue | —no estimate | —no estimate | 1,3B USD |
| Operating income | —no estimate | —no estimate | —no estimate |
Options
Short squeeze
Earnings-call key lines
Consensus distribution
sell-side coverageEstimate revisions
consensus EPS · 26-week trendSell-side observations
Themes
ESG
Risk factors
- Net cash is negative after subtracting total debt.
Benchmarks vs cohort
Corporate actions / M&A
FX exposure
Comparable transactions
Derivatives & instruments
Derivative transactions
- EVP, Gen. Counsel & Secretary · Restricted Stock Units → Common StockAcquired 28grant · 2026-06-18
- Director · Deferred Stock Units → Common StockAcquired 201grant · 2026-06-18
- Director, President and CEO · Restricted Stock Units → Common StockAcquired 217grant · 2026-06-18
- Director, President and CEO · Restricted Stock Units → Common StockAcquired 173grant · 2026-06-18
- Director, President and CEO · Restricted Stock Units → Common StockAcquired 107grant · 2026-06-18
- EVP, CFO and Treasurer · Restricted Stock Units → Common StockAcquired 75grant · 2026-06-18
- EVP, CFO and Treasurer · Restricted Stock Units → Common StockAcquired 58grant · 2026-06-18
- EVP, CFO and Treasurer · Restricted Stock Units → Common StockAcquired 36grant · 2026-06-18
- Director · Deferred Stock Units → Common StockAcquired 56grant · 2026-06-18
- EVP & Chief Operations Officer · Restricted Stock Units → Common StockAcquired 12grant · 2026-06-18
- EVP & Chief Operations Officer · Restricted Stock Units → Common StockAcquired 19grant · 2026-06-18
- EVP & Chief Operations Officer · Restricted Stock Units → Common StockAcquired 23grant · 2026-06-18
- Director · Deferred Stock Units → Common StockAcquired 176grant · 2026-06-18
- Director · Deferred Stock Units → Common StockAcquired 201grant · 2026-06-18
- Director · Deferred Stock Units → Common StockAcquired 201grant · 2026-06-18
- Director, Chairperson of the Board · Deferred Stock Units → Common StockAcquired 348grant · 2026-06-18
- EVP, Gen. Counsel & Secretary · Restricted Stock Units → Common StockAcquired 15grant · 2026-06-18
- EVP, Gen. Counsel & Secretary · Restricted Stock Units → Common StockAcquired 24grant · 2026-06-18
- Controller · Restricted Stock Units → Common StockAcquired 4grant · 2026-06-18
- EVP and Chief Risk Officer · Restricted Stock Units → Common StockAcquired 15grant · 2026-06-18
- EVP and Chief Risk Officer · Restricted Stock Units → Common StockAcquired 24grant · 2026-06-18
- EVP and Chief Risk Officer · Restricted Stock Units → Common StockAcquired 39grant · 2026-06-18
- Director · Deferred Stock Units → Common StockAcquired 201grant · 2026-06-18
- Director · Deferred Stock Units → Common StockAcquired 201grant · 2026-06-18
- Controller · Restricted Stock Units → Common StockAcquired 5grant · 2026-06-18
Actions
Ask Handelsavisen
- Market data
- Market data cache
- Issuer disclosures
- Public news
- Earnings transcripts
- Consensus estimates
- ESG data
- Ev To Operating Cash Flowenterprise_value / operating_cash_flow
- Return On Equitynet_income / total_equity
- Price To Earningsmarket_price / (net_income / shares_outstanding_diluted)
- Price To Bookmarket_price / (adjusted_book_value / shares_outstanding_diluted)
- Dilution Ratio(shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
- Market Priceinput from market-data provider (delayed close or quote-shim mid)
- ACT.O Market data — financials · 2026-05-27
- Enact Holdings Inc Market data — analyst estimates · 2026-05-27
Ownership & reference
Top holders
- Investment Managers · as of 2026-03-310,04 %$57M
- Investment Managers · as of 2026-03-310,03 %$123M
- Investment Managers · as of 2026-03-310,02 %$41M
- Investment Managers · as of 2026-03-310,02 %$36M
- Investment Managers · as of 2024-12-310,01 %$25M
- Investment Managers · as of 2026-03-310,01 %$9M
- Investment Managers · as of 2026-03-310,00 %$8M
- Investment Managers · as of 2026-03-310,00 %$9M
- Institutional Investor · as of 2026-03-310,00 %$16M
- Funds · as of 2026-03-310,00 %$19M
- Investment Managers · as of 2026-03-310,00 %$16M
- Investment Managers · as of 2026-03-310,00 %$36M
- Investment Managers · as of 2026-03-310,00 %$14M
- Investment Managers · as of 2025-12-310,00 %$124M
- Investment Managers · as of 2024-06-300,00 %$79M
- Investment Managers · as of 2026-03-310,00 %$49M
- Investment Managers · as of 2026-03-310,00 %$12M
- Investment Managers · as of 2026-03-310,00 %$6M
- Investment Managers · as of 2026-03-310,00 %$21M
- Investment Managers · as of 2026-03-310,00 %$6M
- Institutional Investor · as of 2026-03-310,00 %$4M
- Institutional Investor · as of 2026-03-310,00 %$2M
- Investment Managers · as of 2026-03-310,00 %$2M
- Brokerage Firms · as of 2026-03-310,00 %$1M
- Investment Managers · as of 2026-03-310,00 %$0M
- Brokerage Firms · as of 2026-03-310,00 %$0M
- Institutional Investor · as of 2026-03-310,00 %$0M
- Investment Managers · as of 2026-03-310,00 %$0M
- Institutional Investor · as of 2026-03-310,00 %$0M
Leadership
- Rohit GuptaPresident, Chief Executive Officer, Director
Insider activity
- 10% owner · Common StockSold 523 226 @ $45,92$24,0M · 2026-07-31
- 10% owner · Common StockSold 605 067 @ $42,28$25,6M · 2026-06-30
- EVP & Chief Operations Officer · Common StockSold 23 000 @ $41,18$947K · 2026-06-01
- 10% owner · Common StockSold 602 440 @ $42,91$25,9M · 2026-05-29
Short positioning
Geographic breakdown
Intel & risk
Evidence & claims
From filings & derived data- Net income (YoY) (2025-12-31 vs 2024-12-31): -2.0%Derived (calculated)
- Net margin (FY 2025-12-31): 54.6%Derived (calculated)
- Total assets (YoY) (2025-12-31 vs 2024-12-31): 5.7%Derived (calculated)
- Shareholders' equity (YoY) (2025-12-31 vs 2024-12-31): 7.2%Derived (calculated)
- Operating cash flow (YoY) (2025-12-31 vs 2024-12-31): 5.6%Derived (calculated)
- Revenue (YoY) (2025-12-31 vs 2024-12-31): 2.8%Derived (calculated)
- EPS (diluted) (YoY) (2025-12-31 vs 2024-12-31): 3.4%Derived (calculated)
- Debt-to-equity (FY 2025-12-31): 0.29xDerived (calculated)
- Return on assets (FY 2025-12-31): 9.8%Derived (calculated)
- Return on equity (FY 2025-12-31): 12.6%Derived (calculated)
- Total liabilities (YoY) (2025-12-31 vs 2024-12-31): 0.8%Derived (calculated)
- Long-term debt (YoY) (2025-12-31 vs 2024-12-31): 0.2%Derived (calculated)
- EPS (basic) (YoY) (2025-12-31 vs 2024-12-31): 3.2%Derived (calculated)
- Cash & equivalents (YoY) (2025-12-31 vs 2024-12-31): -2.8%Derived (calculated)
- Revenue (annual): USD 1.24BSEC XBRL filing
- Net income (annual): USD 674.24MSEC XBRL filing
- Shareholders' equity (annual): USD 5.36BSEC XBRL filing
- Shares outstanding (annual): 142.21MSEC XBRL filing
- Operating cash flow (annual): USD 724.52MSEC XBRL filing
- Total assets (annual): USD 6.89BSEC XBRL filing
- Interest expense (annual): USD 49.95MSEC XBRL filing
- Long-term debt (annual): USD 744.48MSEC XBRL filing
- Cash & equivalents (annual): USD 582.49MSEC XBRL filing
- Total liabilities (annual): USD 1.54BSEC XBRL filing