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ADIN.PSX PSX (Pakistan) Property & Casualty Insurance

Adin.Psx

$74,99
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Mcap
P/E
EV / Rev
Div yield
5,26 %
Op margin
ROE
11,0 %
Net margin
Debt / equity
0,01
Beta
52w range
Volume
Day range
Prev close
Open
Next earnings
Ex-dividend
TR 1Y
About

ADIN.PSX operates in the property and casualty insurance industry, providing insurance products and services to customers, generating revenue primarily through premium income and investment returns.

Business. ADIN.PSX operates in the property and casualty insurance industry, providing insurance products and services to customers, generating revenue primarily through premium income and investment returns.

Classification92 %
SectorFinancials
Business sectorInsurance
IndustryProperty & Casualty Insurance
ActivityInsurance
Generated · model-assisted
Sell-side consensus
consensus pending
— buy— hold— sell
Avg 12m price target
Upcoming events
— missing data
See all catalysts →

At a glance

Score
not yet scored
Valuation
valuation pending
Analysts
not yet wired
Ownership
not yet wired
Profitability
11,0 %
return on equity
Quality
not yet scored

What drives this business

The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.

— missing data

News & coverage

0
  • No recent newsroom coverage mentioning ADIN.
  • Sector rotation

    Sector1D1Mvs mkt
    Materials+2,3 %+6,6 %+1,7 %
    Communication Services+2,2 %−5,5 %+1,6 %
    Energy+0,6 %+3,3 %+0,0 %
    Health Care+0,6 %−0,8 %+0,0 %
    Information Technology+0,6 %+6,7 %+0,0 %
    Consumer Discretionary+0,4 %+7,6 %−0,2 %
    Financials · THIS SECTOR−0,3 %−2,8 %−0,9 %
    Consumer Staples−0,4 %+2,5 %−1,0 %
    Real Estate−0,7 %+10,9 %−1,3 %
    Industrials−1,9 %−3,1 %−2,5 %
    Utilities−1,9 %+28,2 %−2,5 %

    Developing storylines

    No tracked sagas currently linked to ADIN.PSX. Browse all sagas →

    Analysis

    AI analysis
    Generated · analysis pipeline · tier hybrid · as of 2026-08-04 ↑ At a glance

    Opportunity

    — missing data

    Upcoming catalysts

    Scheduled public events. Informational only — not investment advice.

    • Macro
    • Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
    • Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
    • Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
    • Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
    • Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
    • Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
    • Macro & political
    • ElectionSE Swedish Election2026-09-14 · SE
    • ElectionUS U.S. Midterms2026-11-03 · US
    • ElectionFR French Legislative2027-06-01 · FR

    Pre-earnings brief

    — missing data

    Signals & dispatch

    peak dispatch · —

    Composite-score breakdown

    Synthesis

    Business

    ADIN.PSX operates in the property and casualty insurance industry, providing insurance products and services to customers, generating revenue primarily through premium income and investment returns.

    Classification92 %
    SectorFinancials
    Business sectorInsurance
    IndustryProperty & Casualty Insurance
    ActivityInsurance
    AI synthesis
    GENERATED

    ADIN.PSX maintains a strong liquidity position, with a debt-to-equity ratio of 0.01, indicating minimal leverage and a conservative capital structure. The company's free cash flow of PKR 4,040,731,000 and operating cash flow of PKR 7,579,625,000 support its liquidity and ability to fund operations and investments. The return on equity of 10.96% and return on assets of 2.11% suggest that the company is generating reasonable returns relative to its equity and asset base.

    In terms of profitability, ADIN.PSX's return on equity of 10.96% is a key metric for evaluating its performance in the insurance industry. While the return on assets of 2.11% is relatively modest, it is in line with the capital-intensive nature of the insurance sector. The company's operating income of PKR 9,816,157,000 and net income of PKR 5,574,375,000 reflect its ability to generate profits from its core operations.

    ADIN.PSX's revenue is primarily derived from its insurance operations, with no specific segments or geographic regions disclosed in the available data. The company's exposure to different markets and customer bases is not detailed, but its financial performance suggests a stable and diversified revenue stream.

    The company's growth trajectory is supported by its strong operating and net income figures. While specific growth rates are not provided, the positive operating and net income figures indicate a healthy financial position. The capital expenditure of PKR -904,853,000 suggests that the company is not heavily investing in new projects or infrastructure, which may indicate a focus on maintaining existing operations.

    ADIN.PSX faces a medium liquidity risk, as noted in the risk assessment, and a low dilution risk. The company's key financial flags include a negative net cash position after subtracting total debt, which could impact its short-term liquidity. However, the low dilution risk suggests that the company is not likely to issue additional shares in the near term, preserving shareholder value.

    Recent events and filings for ADIN.PSX are not detailed in the available data. The company's financial performance and risk profile suggest a stable and conservative approach to managing its capital and operations. The absence of specific recent events does not detract from the company's overall financial health, as its strong operating and net income figures support its market position.

    Key takeaways
    • ADIN.PSX has a strong liquidity position with a low debt-to-equity ratio of 0.01.
    • The company generates a return on equity of 10.96%, indicating efficient use of equity capital.
    • ADIN.PSX's operating and net income figures reflect a healthy financial position and profitability.
    • The company faces a medium liquidity risk but a low dilution risk, preserving shareholder value.
    • ADIN.PSX's capital expenditure is relatively low, suggesting a focus on maintaining existing operations.
    • "margin_outlook_rationale": "The company's operating and net income figures suggest stable margins, supported by strong cash flow generation.",

    Bull / Bear case

    analysis pipeline
    — missing data

    In focus — financials by report

    Valuation

    Market price
    $74,99
    Market cap
    Enterprise value
    P/E
    Non-GAAP P/E
    EV / Revenue
    EV / Op income
    EV / OCF
    P / B
    P / Tangible book
    Tangible book
    $50.85B
    Net cash
    -$355.3M
    Current ratio
    Debt / equity
    0.0
    ROA
    2.1%
    ROE
    11.0%
    Cash conversion
    136.0%
    CapEx / revenue
    SBC / revenue
    Dilution ratio
    0.0%

    Revenue by segment

    Market share

    — missing data

    Business relationships

    — missing data

    Supply chain

    — missing data

    Peer comparison

    — missing data

    Market position

    Stress test

    — missing data

    Predictor forecast

    Options

    — missing data

    Short squeeze

    — missing data

    Earnings-call key lines

    — missing data

    Estimate revisions

    consensus EPS · 26-week trend
    — missing data

    Sell-side observations

    — missing data

    Themes

    — missing data

    ESG

    — missing data

    Risk factors

    Dilution riskLow
    Liquidity riskMedium
    Filing-based flags
    • Net cash is negative after subtracting total debt.

    Benchmarks vs cohort

    ROE11,0 %Above median
    D/E0,01Above median
    Cash Conv1,36Above median

    Corporate actions / M&A

    — missing data

    FX exposure

    — missing data

    Comparable transactions

    — missing data

    Derivatives & instruments

    — missing data

    Actions

    Ask Handelsavisen

    — missing data
    Data sources
    • Market data
    • Market data cache
    • Issuer disclosures
    • Public news
    • Earnings transcripts
    • Consensus estimates
    • ESG data
    How metrics are computed
    • Dilution Ratio
      (shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
    • Net Cash
      cash_and_equivalents + short_term_investments - short_term_debt - long_term_debt
    • Return On Equity
      net_income / total_equity
    • Debt To Equity
      (short_term_debt + long_term_debt) / total_equity
    • Cash Conversion Ratio
      operating_cash_flow / net_income
    • Return On Assets
      net_income / total_assets
    Source documents
    • ADIN.PSX Market data — financials · 2026-05-27

    Ownership & reference

    Insider activity

    — missing data

    Short positioning

    — missing data

    Geographic breakdown

    — missing data
    Listings · one canonical issuer all listings resolve to the canonical
    ADIN.PSXCanonical
    PSX (Pakistan) · USD

    Intel & risk

    peak dispatch · —
    OSINT findings
    Dilution riskLow
    Liquidity riskMedium
    Net cash is negative after subtracting total debt.

    Evidence & claims

    From filings & derived data
    — missing data

    The Thread

    Everything we know, in order
    — missing data
    Sources filings · IR · transcripts · market data · tier hybrid · as of 2026-08-04 Market data · Issuer disclosures · Public news · Earnings transcripts · Consensus estimates · ESG data Premium coverage