Af Legal Group Ltd
Af Legal Group Ltd provides legal services in Australia, operating primarily through its network of law firms and legal professionals.
Business. Af Legal Group Ltd (AFL.AX) is a life and health insurance company listed on the Australian Securities Exchange. The firm operates within the Financials sector, specifically focusing on the Life & Health Insurance industry. No specific details regarding operating segments, headquarters location, or geographic revenue mix are provided in the available data.
Analyst recommendations
17 analysts · consensus HoldAt a glance
What drives this business
The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.
News & coverage
0Sector rotation
Developing storylines
Analysis
AI analysisOpportunity
Upcoming catalysts
Scheduled public events. Informational only — not investment advice.
- Company
- EarningsQ3 2026 earnings (expected)2026-10-28 · estimated
- Macro
- Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
- Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
- Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
- Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
- Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
- Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
- Macro & political
- ElectionSE Swedish Election2026-09-14 · SE
- ElectionUS U.S. Midterms2026-11-03 · US
- ElectionFR French Legislative2027-06-01 · FR
Pre-earnings brief
Signals & dispatch
Composite-score breakdown
Synthesis
Af Legal Group Ltd (AFL.AX) is a life and health insurance company listed on the Australian Securities Exchange. The firm operates within the Financials sector, specifically focusing on the Life & Health Insurance industry. No specific details regarding operating segments, headquarters location, or geographic revenue mix are provided in the available data.
Af Legal Group Ltd has a basic capital structure with no dilution risk, as the number of basic and diluted shares outstanding is identical at 92,735,568 shares. However, the company's liquidity risk remains unassessed due to the absence of balance-sheet inputs and no going-concern language in the source documents.
The company reported a loss per share of -5.87 AUD in its most recent financial period, indicating a lack of profitability. This loss contrasts with the industry's preferred metrics, which typically emphasize stable or growing profitability. The company's revenue of 91,251,000 AUD suggests a modest scale of operations, but without comparative data from the cohort median, it is difficult to assess its relative performance.
Af Legal Group Ltd's revenue is not segmented by geographic region or business segment in the available data, making it difficult to assess the concentration of its revenue sources or the performance of individual business lines.
The company's growth trajectory is unclear, as there are no forward-looking revenue projections or outlook data provided in the available documents. The absence of such data limits the ability to assess the company's future performance or strategic direction.
The company's risk profile is characterized by low dilution risk and an unassessed liquidity risk. The low dilution risk is supported by the equality of basic and diluted shares outstanding, while the liquidity risk remains unassessed due to the lack of balance-sheet inputs and no going-concern language in the source documents.
There are no recent events or filings provided in the available documents that would indicate significant changes in the company's operations or financial condition.
- Af Legal Group Ltd operates in the Personal Services industry, providing legal services in Australia.
- The company reported a loss per share of -5.87 AUD in its most recent financial period.
- Af Legal Group Ltd has a basic capital structure with no dilution risk.
- The company's liquidity risk remains unassessed due to the absence of balance-sheet inputs and no going-concern language in the source documents.
- There are no recent events or filings provided that indicate significant changes in the company's operations or financial condition.
Bull / Bear case
Generated · model-assistedIn focus — financials by report
Revenue A$27.6M, +26,3% YoY; Operating income −11,2% YoY.
- ▍Revenue A$27.6M, +26,3% YoY
- ▍Operating income −11,2% YoY
- ▍Net income −89,4% YoY
- ▍Free cash flow −57,4% YoY
- ▍Net margin 0.4%
Valuation FY
Revenue by segment
Business relationships
Supply chain
Peer comparison
Market position
Stress test
Predictor forecast
Options
Short squeeze
Earnings-call key lines
Estimate revisions
consensus EPS · 26-week trendSell-side observations
Themes
ESG
Risk factors
Benchmarks vs cohort
Corporate actions / M&A
FX exposure
Comparable transactions
Derivatives & instruments
Derivative transactions
- Director · Director Stock Option → Common StockDisposed 20 303 @ $44,59exercise · 2026-06-22
- EVP, CFO Aflac Japan · Employee Stock Option (right to buy) → Common StockDisposed 5 508 @ $35,52exercise · 2026-05-22
Actions
Ask Handelsavisen
- Market data
- Market data cache
- Issuer disclosures
- Public news
- Earnings transcripts
- Consensus estimates
- ESG data
- Dilution Ratio(shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
- Af Legal Group Ltd Market data — financials · 2026-05-27
- Af Legal Group Ltd Market data — analyst estimates · 2026-05-27
Ownership & reference
Insider activity
- Director · Common StockSold 4 600 @ $116,54$536K · 2026-06-22
- 10% owner · Common StockSold 4 429 @ $117,46$520K · 2026-06-22
- 10% owner · Common StockSold 23 416 @ $116,57$2,7M · 2026-06-22
- Director · Common StockSold 7 770 @ $116,54$906K · 2026-06-22
- Director · Common StockOther 20 303 @ $44,59$905K · 2026-06-22
- 10% owner · Common StockSold 600 @ $116,06$70K · 2026-06-18
- 10% owner · Common StockSold 2 700 @ $117,11$316K · 2026-06-18
- 10% owner · Common StockSold 25 382 @ $116,59$3,0M · 2026-06-17
- 10% owner · Common StockSold 918 @ $117,34$108K · 2026-06-17
- 10% owner · Common StockSold 21 716 @ $117,24$2,5M · 2026-06-16
- 10% owner · Common StockSold 8 284 @ $117,79$976K · 2026-06-16
- 10% owner · Common StockSold 28 102 @ $117,15$3,3M · 2026-06-15
- 10% owner · Common StockSold 698 @ $117,87$82K · 2026-06-15
- 10% owner · Common StockSold 5 369 @ $116,76$627K · 2026-06-12
- 10% owner · Common StockSold 46 646 @ $117,84$5,5M · 2026-06-12
- 10% owner · Common StockSold 985 @ $118,31$117K · 2026-06-12
- 10% owner · Common StockSold 22 268 @ $116,62$2,6M · 2026-06-11
- 10% owner · Common StockSold 26 232 @ $117,69$3,1M · 2026-06-11
- 10% owner · Common StockSold 4 797 @ $116,25$558K · 2026-06-10
- 10% owner · Common StockSold 21 703 @ $117,16$2,5M · 2026-06-10
- 10% owner · Common StockSold 7 238 @ $115,21$834K · 2026-06-09
- 10% owner · Common StockSold 5 463 @ $115,71$632K · 2026-06-09
- 10% owner · Common StockSold 99 @ $116,51$12K · 2026-06-09
- 10% owner · Common StockSold 9 736 @ $115,70$1,1M · 2026-06-08
- 10% owner · Common StockSold 3 314 @ $116,73$387K · 2026-06-08
Short positioning
Geographic breakdown
Intel & risk
Evidence & claims
From filings & derived data- Cash & equivalents (YoY) (2025-12-31 vs 2024-12-31): 0.3%Derived (calculated)
- Return on assets (FY 2025-12-31): 3.1%Derived (calculated)
- Debt-to-equity (FY 2025-12-31): 2.95xDerived (calculated)
- Return on equity (FY 2025-12-31): 12.4%Derived (calculated)
- Net margin (FY 2025-12-31): 21.2%Derived (calculated)
- Total liabilities (YoY) (2025-12-31 vs 2024-12-31): -4.9%Derived (calculated)
- Shareholders' equity (YoY) (2025-12-31 vs 2024-12-31): 13.0%Derived (calculated)
- Operating cash flow (YoY) (2025-12-31 vs 2024-12-31): -5.6%Derived (calculated)
- Net income (YoY) (2025-12-31 vs 2024-12-31): -33.0%Derived (calculated)
- EPS (diluted) (YoY) (2025-12-31 vs 2024-12-31): -29.2%Derived (calculated)
- Total assets (YoY) (2025-12-31 vs 2024-12-31): -0.9%Derived (calculated)
- Revenue (YoY) (2025-12-31 vs 2024-12-31): -9.3%Derived (calculated)
- EPS (basic) (YoY) (2025-12-31 vs 2024-12-31): -29.3%Derived (calculated)
- Revenue (annual): USD 17.16BSEC XBRL filing
- Net income (annual): USD 3.65BSEC XBRL filing
- EPS (diluted) (annual): USD-PER-SHARES 7SEC XBRL filing
- Total liabilities (annual): USD 86.98BSEC XBRL filing
- Cash & equivalents (annual): USD 6.25BSEC XBRL filing
- Total assets (annual): USD 116.47BSEC XBRL filing
- Total operating expenses (annual): USD 5.34BSEC XBRL filing
- Shares outstanding (annual): 518.69MSEC XBRL filing
- EPS (basic) (annual): USD-PER-SHARES 7SEC XBRL filing
- Operating cash flow (annual): USD 2.56BSEC XBRL filing
- Pre-tax income (annual): USD 4.53BSEC XBRL filing