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INDICATIVE · SAMPLE DATA
AFSIB.PK59

AmTrust Financial Services Inc

Property & Casualty InsuranceVerified

AmTrust's capital structure is characterized by a basic and diluted share count of 4.2 million shares, indicating no immediate dilution pressure from share issuance. However, liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents. Profitability metrics are not available in the valuation snapshot, but the company's revenue of $5.06 billion in the latest period suggests a significant scale of operations. The absence of profitability data limits the ability to compare AmTrust's returns on invested capital or operating margins against industry benchmarks. AmTrust's revenue is derived from a diverse set of segments, including AmTrust International, AmTrust Title, Excess & Surplus, Specialty Programs, Specialty Risk, and AmTrust Surety. The company serves a broad range of industries, such as auto repair, contractors, financial institutions, grocery stores, healthcare, landscapers, restaurants, and retail. However, the exact geographic and segmental revenue breakdown is not disclosed, limiting visibility into concentration risks. The company's growth trajectory is not quantified in the outlook, but the latest actual revenue of $5.06 billion indicates a stable revenue base. Without forward-looking guidance or historical revenue growth data, it is difficult to assess the company's growth potential or trajectory. Risk factors include the inability to assess liquidity risk due to missing balance-sheet data and the absence of going-concern language in source documents. The dilution risk is currently low, as the basic and diluted share counts are equal, and no dilution sources are disclosed in the available data. Recent events include the disclosure of an ESG controversies score of 4.2, a governance pillar score of 50.4, and a social pillar score of 34.4 from market data ESG. These scores suggest moderate governance performance and potential social risk exposure, though specific controversies or governance issues are not detailed in the input data.

30-day price · AFSIB.PK-0.60 (-4.0%)
Low$13.90High$15.00Close$14.25As of16 May, 00:00 UTC
Profile
CompanyAmTrust Financial Services Inc
TickerAFSIB.PK
SectorFinancials
BusinessInsurance
Industry groupInsurance
IndustryProperty & Casualty Insurance
AI analysis

Business. AmTrust Financial Services, Inc. provides specialty property and casualty insurance products, including workers' compensation, businessowner’s policy (BOP), general liability, and extended service and warranty coverage to small businesses and professional firms globally.

Classification. AmTrust is classified under the Financials sector, Insurance business sector, and Property & Casualty Insurance industry with a confidence level of 0.92.

AmTrust's capital structure is characterized by a basic and diluted share count of 4.2 million shares, indicating no immediate dilution pressure from share issuance. However, liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents. Profitability metrics are not available in the valuation snapshot, but the company's revenue of $5.06 billion in the latest period suggests a significant scale of operations. The absence of profitability data limits the ability to compare AmTrust's returns on invested capital or operating margins against industry benchmarks. AmTrust's revenue is derived from a diverse set of segments, including AmTrust International, AmTrust Title, Excess & Surplus, Specialty Programs, Specialty Risk, and AmTrust Surety. The company serves a broad range of industries, such as auto repair, contractors, financial institutions, grocery stores, healthcare, landscapers, restaurants, and retail. However, the exact geographic and segmental revenue breakdown is not disclosed, limiting visibility into concentration risks. The company's growth trajectory is not quantified in the outlook, but the latest actual revenue of $5.06 billion indicates a stable revenue base. Without forward-looking guidance or historical revenue growth data, it is difficult to assess the company's growth potential or trajectory. Risk factors include the inability to assess liquidity risk due to missing balance-sheet data and the absence of going-concern language in source documents. The dilution risk is currently low, as the basic and diluted share counts are equal, and no dilution sources are disclosed in the available data. Recent events include the disclosure of an ESG controversies score of 4.2, a governance pillar score of 50.4, and a social pillar score of 34.4 from market data ESG. These scores suggest moderate governance performance and potential social risk exposure, though specific controversies or governance issues are not detailed in the input data.
Key takeaways
  • AmTrust operates in the Property & Casualty Insurance industry with a focus on small business insurance solutions.
  • The company has a basic and diluted share count of 4.2 million, indicating no immediate dilution pressure.
  • Revenue of $5.06 billion in the latest period suggests a significant scale of operations.
  • Liquidity risk could not be assessed due to missing balance-sheet data and no going-concern language in source documents.
  • ESG scores indicate moderate governance performance and potential social risk exposure.
  • --
  • ## RATIONALES
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Financial snapshot
PeriodHA-latest
CurrencyUSD
Revenue
Gross profit
Operating income
Net income
R&D
SG&A
D&A
SBC
Operating cash flow
CapEx
Free cash flow
Total assets
Total liabilities
Total equity
Cash & equivalents
Long-term debt
Annual history (last 5)
PeriodRevenueOp IncomeNet IncomeFCF
FY0
FY-1
FY-2
FY-3
FY-4
PeriodGross %Op %Net %FCF %
FY0
FY-1
FY-2
FY-3
FY-4
PeriodAssetsEquityCashDebt
FY0
FY-1
FY-2
FY-3
FY-4
PeriodOCFCapExFCFSBC
FY0
FY-1
FY-2
FY-3
FY-4
Quarterly history (last 4)
PeriodRevenueOp IncomeNet IncomeFCF
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
PeriodGross %Op %Net %FCF %
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
PeriodAssetsEquityCashDebt
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
PeriodOCFCapExFCFSBC
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
Valuation
Market price
Market cap
Enterprise value
P/E
Reported non-GAAP P/E
EV/Revenue
EV/Op income
EV/OCF
P/B
P/Tangible book
Tangible book
Net cash
Current ratio
Debt/Equity
ROA
ROE
Cash conversion
CapEx/Revenue
SBC/Revenue
Asset intensity
Dilution ratio0.0%
Risk assessment
Dilution riskLow
Liquidity riskUnknown
  • Liquidity risk could not be assessed (no balance-sheet inputs and no going-concern language in source documents).
Industry benchmarks
Activity: Insurance · cohort 5 companies
MetricAFSIB.PKActivity
Op margin3.5% medp25 -2.1% · p75 9.1%
Net margin13.6% medp25 -0.6% · p75 22.4%
Gross margin67.1% medp25 19.7% · p75 72.1%
CapEx / revenue1.8% medp25 0.4% · p75 5.5%
Debt / equity35.4% medp25 30.5% · p75 40.3%
Observations
IR observations
Last actual revenue5,056,098,000
market data ESG controversies score4.2
market data ESG governance pillar50.4
market data ESG social pillar34.4
Source data
Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.
Company fundamentalsperiod FQ-7 · history via verified-market-data
no public URL
2026-05-10 04:33 UTC#402be801
Source: analysis-pipeline (hybrid)Generated: 2026-05-10 04:34 UTCJob: 54402284