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INDICATIVE · SAMPLE DATA
AGM.CS58

Agma SA

ReinsuranceVerified

Agma SA's capital structure is characterized by a basic and diluted share count of 200,000 shares, indicating no immediate dilution pressure from share issuance. However, the liquidity risk remains unassessed due to the absence of balance-sheet inputs and no going-concern language in source documents. The company's valuation snapshot is currently unavailable, limiting the ability to assess its market valuation relative to peers. Profitability metrics are not available for Agma SA, which prevents a direct comparison with industry_config preferred metrics such as ROIC or operating margins. Without these figures, it is not possible to determine whether the company's returns are in line with or deviate from the cohort median for the Reinsurance industry. Segmental and geographic exposure data are not disclosed in the available financial reports, making it difficult to assess revenue concentration or geographic diversification. This lack of transparency could pose a risk to investors seeking to understand the company's exposure to regional economic fluctuations. Growth trajectory data is also limited, with no specific revenue growth rates or outlook figures provided in the available data. The absence of forward-looking guidance from the company or industry benchmarks makes it challenging to project future performance. Risk factors include an unassessed liquidity risk and a low dilution potential, with no significant dilution sources identified in the 10-K Risk Factors or recent issuance disclosures. The company's ESG score of 32.97 and a C- grade suggest moderate environmental, social, and governance risks, with particular weaknesses in the environment pillar. Recent events and filings do not provide additional insights into the company's operations or strategic direction. The lack of recent transcripts or significant regulatory actions indicates a relatively stable but opaque operating environment.

30-day price · AGM.CS+280.00 (+4.0%)
Low$6855.00High$7330.00Close$7300.00As of12 May, 00:00 UTC
Profile
CompanyAgma SA
TickerAGM.CS
SectorFinancials
BusinessInsurance
Industry groupInsurance
IndustryReinsurance
AI analysis

Business. Agma SA is a reinsurance company that provides risk transfer solutions to insurance companies, primarily generating revenue through premium income from reinsurance contracts.

Classification. Agma SA is classified under the Reinsurance industry within the Insurance business sector and Financials economic sector, with a confidence level of 0.92 based on verified market data.

Agma SA's capital structure is characterized by a basic and diluted share count of 200,000 shares, indicating no immediate dilution pressure from share issuance. However, the liquidity risk remains unassessed due to the absence of balance-sheet inputs and no going-concern language in source documents. The company's valuation snapshot is currently unavailable, limiting the ability to assess its market valuation relative to peers. Profitability metrics are not available for Agma SA, which prevents a direct comparison with industry_config preferred metrics such as ROIC or operating margins. Without these figures, it is not possible to determine whether the company's returns are in line with or deviate from the cohort median for the Reinsurance industry. Segmental and geographic exposure data are not disclosed in the available financial reports, making it difficult to assess revenue concentration or geographic diversification. This lack of transparency could pose a risk to investors seeking to understand the company's exposure to regional economic fluctuations. Growth trajectory data is also limited, with no specific revenue growth rates or outlook figures provided in the available data. The absence of forward-looking guidance from the company or industry benchmarks makes it challenging to project future performance. Risk factors include an unassessed liquidity risk and a low dilution potential, with no significant dilution sources identified in the 10-K Risk Factors or recent issuance disclosures. The company's ESG score of 32.97 and a C- grade suggest moderate environmental, social, and governance risks, with particular weaknesses in the environment pillar. Recent events and filings do not provide additional insights into the company's operations or strategic direction. The lack of recent transcripts or significant regulatory actions indicates a relatively stable but opaque operating environment.
Key takeaways
  • Agma SA has a basic and diluted share count of 200,000 shares, indicating no immediate dilution pressure.
  • The company's liquidity risk remains unassessed due to the absence of balance-sheet inputs and no going-concern language in source documents.
  • Profitability metrics are not available, preventing a direct comparison with industry benchmarks.
  • Segmental and geographic exposure data are not disclosed, limiting understanding of revenue concentration.
  • The company's ESG score of 32.97 and a C- grade suggest moderate environmental, social, and governance risks.
  • --
  • ## RATIONALES
  • ```json
Financial snapshot
PeriodHA-latest
CurrencyMAD
Revenue
Gross profit
Operating income
Net income
R&D
SG&A
D&A
SBC
Operating cash flow
CapEx
Free cash flow
Total assets
Total liabilities
Total equity
Cash & equivalents
Long-term debt
Annual history (last 5)
PeriodRevenueOp IncomeNet IncomeFCF
FY-4$141.4M$76.4M$52.0M$8.3M
FY-3$152.0M$78.8M$56.8M$5.3M
FY-2$160.8M$84.8M$63.3M$10.1M
FY-1$172.2M$85.4M$66.6M
FY0$188.1M$94.2M$73.8M
PeriodGross %Op %Net %FCF %
FY-4
FY-3
FY-2
FY-1
FY0
PeriodAssetsEquityCashDebt
FY-4$387.4M$124.0M$72.1M
FY-3$465.6M$132.0M$101.9M
FY-2$553.2M$146.2M$131.2M
FY-1$749.3M$157.8M$151.2M
FY0$731.4M$171.9M$204.4M
PeriodOCFCapExFCFSBC
FY-4$85.7M-$720.0k$8.3M
FY-3$91.2M-$7.1M$5.3M
FY-2$86.7M-$6.0M$10.1M
FY-1
FY0
Quarterly history (last 4)
PeriodRevenueOp IncomeNet IncomeFCF
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodGross %Op %Net %FCF %
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodAssetsEquityCashDebt
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodOCFCapExFCFSBC
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
Valuation
Market price
Market cap
Enterprise value
P/E
Reported non-GAAP P/E
EV/Revenue
EV/Op income
EV/OCF
P/B
P/Tangible book
Tangible book
Net cash
Current ratio
Debt/Equity
ROA
ROE
Cash conversion
CapEx/Revenue
SBC/Revenue
Asset intensity
Dilution ratio0.0%
Risk assessment
Dilution riskLow
Liquidity riskUnknown
  • Liquidity risk could not be assessed (no balance-sheet inputs and no going-concern language in source documents).
Industry benchmarks
Activity: Insurance · cohort 5 companies
MetricAGM.CSActivity
Op margin19.9% medp25 18.5% · p75 33.1%
Net margin13.0% medp25 12.2% · p75 21.2%
Gross margin63.2% medp25 34.2% · p75 67.3%
CapEx / revenue-1.6% medp25 -2.7% · p75 -0.1%
Debt / equity4.8% medp25 0.3% · p75 25.4%
Observations
IR observations
market data ESG Score32.97 (0-100, higher is better)
Environment pillar22.56 (0-100)
Social pillar34.55 (0-100)
Governance pillar34.94 (0-100)
ESG controversies score100 (0-100, higher = fewer controversies)
ESG gradeC-
Source data
Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.
Company fundamentalsperiod FQ-7 · history via verified-market-data
no public URL
2026-05-15 22:13 UTC#f591320a
Source: analysis-pipeline (hybrid)Generated: 2026-05-27 07:04 UTCJob: 19ef615b