Arab Islamic Bank
AIB.PL operates as a bank, generating revenue primarily through interest income from loans and fees from financial services.
Business. AIB.PL is a bank operating within the Banking & Investment Services industry, primarily generating revenue through interest income. The company does not disclose specific operating segments or geographic breakdowns in the available data. Headquarters location and primary stock exchange listing details are not provided in the source information.
At a glance
What drives this business
The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.
News & coverage
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Developing storylines
Analysis
AI analysisOpportunity
Upcoming catalysts
Scheduled public events. Informational only — not investment advice.
- Company
- EarningsQ3 2026 earnings (expected)2026-10-28 · estimated
- Peers
- DividendDividend USD 1.75/sh2026-09-25 · Bank of America (BAC)
- EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · JPMorgan Chase (JPM)
- EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · Citigroup (C)
- Macro
- Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
- Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
- Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
- Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
- Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
- Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
- Macro & political
- ElectionSE Swedish Election2026-09-14 · SE
- ElectionUS U.S. Midterms2026-11-03 · US
- ElectionFR French Legislative2027-06-01 · FR
Pre-earnings brief
Signals & dispatch
Composite-score breakdown
Synthesis
AIB.PL is a bank operating within the Banking & Investment Services industry, primarily generating revenue through interest income. The company does not disclose specific operating segments or geographic breakdowns in the available data. Headquarters location and primary stock exchange listing details are not provided in the source information.
AIB.PL has a liquidity position that is characterized as medium, with a debt-to-equity ratio of 0.94, indicating a moderate level of leverage. The company's free cash flow stands at $8,378,380, which is a positive sign for its ability to fund operations and potentially return value to shareholders. However, the company's net cash position is negative after subtracting total debt, which could pose a liquidity risk.
In terms of profitability, AIB.PL's return on equity is 3.59%, which is a measure of how effectively the company is using shareholders' equity to generate profits. The return on assets is 0.28%, suggesting that the company is not generating a high return relative to its total assets. These figures should be compared against the industry median to determine if AIB.PL is outperforming or underperforming its peers.
The company's revenue is concentrated in a single business segment, as no additional segments are disclosed. There is no information provided on geographic exposure, which is a limitation in assessing the diversification of AIB.PL's revenue streams.
AIB.PL's growth trajectory is not clearly defined in the provided data. The company's capital expenditure is negative, indicating that it is not investing in new long-term assets. This could suggest a focus on cost control or a lack of investment opportunities. The outlook for the current fiscal year and the next fiscal year is not provided, which limits the ability to assess future growth potential.
The risk assessment for AIB.PL indicates a medium liquidity risk and a low dilution risk. The company's key flags include a negative net cash position after subtracting total debt, which could affect its ability to meet short-term obligations. The dilution potential is low, suggesting that the company is not expected to issue a significant number of new shares in the near term.
There are no recent events listed in the provided data that would impact AIB.PL's operations or financial performance. The absence of recent filings or transcripts means that there is no additional context to consider when evaluating the company's current situation.
- AIB.PL has a moderate level of leverage with a debt-to-equity ratio of 0.94.
- The company's return on equity is 3.59%, which is a measure of profitability.
- AIB.PL's free cash flow is positive, indicating the ability to fund operations and return value to shareholders.
- The company's capital expenditure is negative, suggesting a focus on cost control or a lack of investment opportunities.
- AIB.PL has a medium liquidity risk and a low dilution risk.
Bull / Bear case
Generated · model-assistedIn focus — financials by report
Valuation
Revenue by segment
Business relationships
Supply chain
Peer comparison
Market position
Stress test
Predictor forecast
Options
Short squeeze
Earnings-call key lines
Estimate revisions
consensus EPS · 26-week trendSell-side observations
Themes
ESG
Risk factors
- Net cash is negative after subtracting total debt.
Benchmarks vs cohort
Corporate actions / M&A
FX exposure
Comparable transactions
Derivatives & instruments
Derivative transactions
- Director · Stock Option (right to buy) → Common StockAcquired 10 @ $1 594,17grant · 2026-03-16
- Director · Stock Option (right to buy) → Common StockAcquired 59 @ $1 594,17grant · 2026-03-16
- Director · Stock Option (right to buy) → Common StockAcquired 195 @ $1 157,06grant · 2026-03-16
Actions
Ask Handelsavisen
- Market data
- Market data cache
- Issuer disclosures
- Public news
- Earnings transcripts
- Consensus estimates
- ESG data
- Dilution Ratio(shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
- Net Cashcash_and_equivalents + short_term_investments - short_term_debt - long_term_debt
- Capex To Revenuecapital_expenditure / revenue
- Return On Equitynet_income / total_equity
- Debt To Equity(short_term_debt + long_term_debt) / total_equity
- Cash Conversion Ratiooperating_cash_flow / net_income
- AIB.PL Market data — financials · 2026-05-27
Ownership & reference
Top holders
- Investment Managers · as of 2026-03-310,00 %$0M
Insider activity
- Director · Common StockOther 37 527 · 2026-03-16
- 10% owner · Common StockOther 100 · 2026-03-16
- 10% owner · Common StockOther 15 100 970 · 2026-03-16
- Director, CEO and President, 10% owner · Common StockOther 200 · 2026-03-16
- Director, CEO and President, 10% owner · Common StockOther 26 297 214 · 2026-03-16
- 10% owner · Common StockOther 100 · 2026-03-16
- 10% owner · Common StockOther 11 196 244 · 2026-03-16
- Director · Common StockOther 2 917 · 2026-03-16
Short positioning
Geographic breakdown
Intel & risk
Evidence & claims
From filings & derived data- Debt-to-equity (FY 2025-12-31): 1.20xDerived (calculated)
- Current ratio (FY 2025-12-31): 0.40xDerived (calculated)
- Total liabilities (annual): USD 9.41MSEC XBRL filing
- Cash & equivalents (annual): USD 15.27KSEC XBRL filing
- Current liabilities (annual): USD 8.73MSEC XBRL filing
- Shares outstanding (annual): 0SEC XBRL filing
- Total assets (annual): USD 17.27MSEC XBRL filing
- Current assets (annual): USD 3.47MSEC XBRL filing
- Shareholders' equity (annual): USD 7.86MSEC XBRL filing