Aic.Hno
AIC.HNO operates in the property and casualty insurance industry, providing insurance products and services to customers, generating revenue primarily through premium income and investment returns.
Business. AIC.HNO operates in the property and casualty insurance industry, providing insurance products and services to customers, generating revenue primarily through premium income and investment returns.
At a glance
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- Macro
- Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
- Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
- Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
- Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
- Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
- Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
- Macro & political
- ElectionSE Swedish Election2026-09-14 · SE
- ElectionUS U.S. Midterms2026-11-03 · US
- ElectionFR French Legislative2027-06-01 · FR
Pre-earnings brief
Signals & dispatch
Composite-score breakdown
Synthesis
AIC.HNO operates in the property and casualty insurance industry, providing insurance products and services to customers, generating revenue primarily through premium income and investment returns.
AIC.HNO's capital structure is characterized by a debt-to-equity ratio of 0.25, indicating a relatively conservative leverage position compared to industry norms. The company's liquidity is assessed as medium, with no cash and equivalents reported, but a positive free cash flow of 26.68 billion. This suggests the company is generating sufficient cash to support operations and potentially reduce debt or return capital to shareholders.
Profitability metrics show a return on equity (ROE) of 2.71% and a return on assets (ROA) of 0.53%. These figures are below the typical performance benchmarks for the property and casualty insurance industry, which often prioritize underwriting discipline and investment returns to drive profitability. The company's net income of 30.88 billion is a positive indicator, but the operating loss of -110.34 billion highlights significant underwriting challenges or investment losses.
AIC.HNO's revenue is not segmented by geographic region or product line in the available data, making it difficult to assess geographic or segment concentration risk. However, the lack of cash and equivalents suggests a potential reliance on short-term financing or asset liquidity to meet obligations, which could be a concern in a volatile insurance market.
The company's growth trajectory is not clearly defined in the available data, but the operating loss and net income suggest a mixed performance. The free cash flow of 26.68 billion indicates the company is generating cash from operations, which could be used for growth initiatives or debt reduction. The capital expenditure of -6.39 billion suggests the company is investing in its operations, which could support future growth.
Risk factors for AIC.HNO include medium liquidity risk, as the company has no cash and equivalents and a negative net cash position after subtracting total debt. The dilution risk is assessed as low, with no significant dilution potential reported. The company's operating loss and underwriting challenges are key risks that could impact future performance.
Recent events and filings for AIC.HNO are not detailed in the available data, but the company's financial snapshot indicates a need for careful monitoring of liquidity and underwriting performance. The lack of cash and equivalents and the operating loss suggest that the company may need to take corrective actions to improve its financial position.
- AIC.HNO has a conservative debt-to-equity ratio of 0.25, indicating a relatively low leverage position.
- The company's return on equity (2.71%) and return on assets (0.53%) are below typical industry benchmarks.
- AIC.HNO is generating positive free cash flow of 26.68 billion, which could be used for debt reduction or shareholder returns.
- The company's operating loss of -110.34 billion highlights significant underwriting or investment challenges.
- AIC.HNO has no cash and equivalents, raising concerns about liquidity and the need for short-term financing.
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- Net cash is negative after subtracting total debt.
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- Dilution Ratio(shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
- Net Cashcash_and_equivalents + short_term_investments - short_term_debt - long_term_debt
- Return On Equitynet_income / total_equity
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- Cash Conversion Ratiooperating_cash_flow / net_income
- Return On Assetsnet_income / total_assets
- AIC.HNO Market data — financials · 2026-05-27