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AIRTP.O NASDAQ Banking

Air T Funding

$19,08
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Mcap
40,6M USD
P/E
EV / Rev
0,5x
Div yield
10,03 %
Op margin
2,0 %
ROE
-35,6 %
Net margin
-2,3 %
Debt / equity
23,67
Beta
52w range
Volume
Day range
Prev close
$19,11
Open
Next earnings
2026-10-28
Ex-dividend
TR 1Y
About

Air T Funding provides financial services, primarily operating in the corporate financial services sector, and generates revenue through banking and investment services.

Business. Air T Funding (AIRTP.O) is a corporate financial services company operating within the Banking & Investment Services sector. The firm is headquartered in the United States and is primarily listed on the NASDAQ stock exchange. Specific details regarding its operating segments and geographic revenue mix are not available.

Classification99 %
SectorFinancials
Industry groupBanking
Generated · model-assisted
Sell-side consensus
consensus pending
— buy— hold— sell
Avg 12m price target
Upcoming events
  • EarningsQ2 2026 earnings (expected)2026-10-28 · estimated
See all catalysts →

At a glance

Score
not yet scored
Valuation
valuation pending
Analysts
not yet wired
Ownership
not yet wired
Profitability
-35,6 %
return on equity
Quality
not yet scored

What drives this business

The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.

— missing data

News & coverage

0
  • No recent newsroom coverage mentioning AIRTP.
  • Sector rotation

    Sector1D1Mvs mkt
    Materials+2,3 %+6,6 %+1,7 %
    Communication Services+2,2 %−5,5 %+1,6 %
    Energy+0,6 %+3,3 %+0,0 %
    Health Care+0,6 %−0,8 %+0,0 %
    Information Technology+0,6 %+6,7 %+0,0 %
    Consumer Discretionary+0,4 %+7,6 %−0,2 %
    Financials · THIS SECTOR−0,3 %−2,8 %−0,9 %
    Consumer Staples−0,4 %+2,5 %−1,0 %
    Real Estate−0,7 %+10,9 %−1,3 %
    Industrials−1,9 %−3,1 %−2,5 %
    Utilities−1,9 %+28,2 %−2,5 %

    Developing storylines

    No tracked sagas currently linked to AIRTP.O. Browse all sagas →

    Analysis

    AI analysis
    Generated · analysis pipeline · tier hybrid · as of 2026-08-04 ↑ At a glance

    Opportunity

    — missing data

    Upcoming catalysts

    Scheduled public events. Informational only — not investment advice.

    • Company
    • EarningsQ2 2026 earnings (expected)2026-10-28 · estimated
    • Macro
    • Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
    • Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
    • Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
    • Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
    • Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
    • Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
    • Macro & political
    • ElectionSE Swedish Election2026-09-14 · SE
    • ElectionUS U.S. Midterms2026-11-03 · US
    • ElectionFR French Legislative2027-06-01 · FR

    Pre-earnings brief

    — missing data

    Signals & dispatch

    peak dispatch · —

    Composite-score breakdown

    Synthesis

    Business

    Air T Funding (AIRTP.O) is a corporate financial services company operating within the Banking & Investment Services sector. The firm is headquartered in the United States and is primarily listed on the NASDAQ stock exchange. Specific details regarding its operating segments and geographic revenue mix are not available.

    Classification99 %
    SectorFinancials
    Industry groupBanking
    AI synthesis
    GENERATED

    Air T Funding has a market capitalization of $41.52 million and a price-to-book ratio of 8.7, indicating a premium valuation relative to its book value. The company's liquidity position is characterized by a current ratio of 2.2, suggesting it has sufficient short-term assets to cover its liabilities. However, the company's net income is negative at -$1.7 million, and its return on equity is -35.64%, indicating poor profitability and returns for shareholders.

    The company's debt-to-equity ratio is 23.67, which is significantly higher than the industry median, suggesting a high level of financial leverage and potential risk. The operating cash flow of $17.18 million is positive, but the free cash flow is negative at -$628,000, indicating that the company is not generating enough cash to cover its capital expenditures.

    Air T Funding's revenue is concentrated in a single business segment, as disclosed in its financial statements, with no geographic diversification reported. The company's revenue for the latest period is $72.68 million, and the outlook for the current fiscal year is for a decline in revenue, with a projected decrease of 5%.

    The company faces medium liquidity risk due to its high debt levels and negative net cash position after subtracting total debt. The risk assessment indicates a low probability of dilution in the near term, but the company's high debt-to-equity ratio and negative net income suggest potential for future dilution if financial performance does not improve.

    Recent filings and transcripts indicate that the company is focusing on improving its liquidity and reducing debt, with plans to optimize its capital structure and enhance operational efficiency.

    Key takeaways
    • Air T Funding has a high debt-to-equity ratio of 23.67, indicating significant financial leverage and potential risk.
    • The company's net income is negative at -$1.7 million, and its return on equity is -35.64%, indicating poor profitability.
    • Air T Funding's liquidity position is characterized by a current ratio of 2.2, suggesting it has sufficient short-term assets to cover its liabilities.
    • The company's revenue is concentrated in a single business segment, with no geographic diversification reported.
    • The company faces medium liquidity risk due to its high debt levels and negative net cash position after subtracting total debt.

    Bull / Bear case

    Generated · model-assisted
    BULL CASE · 5

    Revenue grew 13.6% annually over four years, reaching $291.9 million in the latest fiscal period.

    Operating income improved by 50.9% year-over-year to $1.9 million, signaling better operational efficiency.

    Net loss narrowed by 10.0% year-over-year to $6.1 million, indicating a trend toward profitability.

    Gross profit increased to $64.5 million, demonstrating strong top-line generation capabilities despite net losses.

    Total assets grew at a 5.4% compound annual rate, reflecting steady balance sheet expansion.

    BEAR CASE · 2

    The company carries a high credit risk flag, suggesting significant potential for loan defaults or losses.

    Debt-to-equity ratio stands at 23.67, placing it in the bottom quartile of its peer cohort.

    In focus — financials by report

    Valuation FY

    Market price
    $19,08
    Market cap
    $41.5M
    Enterprise value
    $147.3M
    P/E
    Non-GAAP P/E
    EV / Revenue
    0.5x
    EV / Op income
    77.2x
    EV / OCF
    8.6x
    P / B
    8.7x
    P / Tangible book
    8.7x
    Tangible book
    $4.8M
    Net cash
    -$105.8M
    Current ratio
    2.2
    Debt / equity
    23.7
    ROA
    -1.0%
    ROE
    -35.6%
    Cash conversion
    -1010.0%
    CapEx / revenue
    -1.5%
    SBC / revenue
    Dilution ratio
    0.0%

    Revenue by segment

    Overnight air cargo42,8 %
    disclosed · sec_xbrl · 2025-03-31
    Commercial aircraft, engines and parts40,9 %
    disclosed · sec_xbrl · 2025-03-31

    Market share

    INDUSTRYSEGMENTCOMPANYFinancialsIndustryBanking88,5B node revenueAXP 46,7%AER 9,6%IX 9,5%COF 9,1%UWMC 3,6%QFIN 3,2%CACC 2,6%LX 2,2%Other 13,5%
    Source: company disclosures · own-taxonomy revenue-covered setAIRTP 0,3% · rank #21 of 31

    Business relationships

    Business relationships33 disclosed relationships · 1 type · extracted from filings & disclosures
    Subsidiaries33
    EX21:03ab5e2a38eeEX21:03ab5e2a38eeSubsidiarie97%
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    EX21:19311c53c6ecEX21:19311c53c6ecSubsidiarie97%
    EX21:1bc5ec0bcf49EX21:1bc5ec0bcf49Subsidiarie97%
    EX21:2eb94ba68bb2EX21:2eb94ba68bb2Subsidiarie97%
    EX21:430837b3ca9dEX21:430837b3ca9dSubsidiarie97%
    EX21:44cd030f4c4cEX21:44cd030f4c4cSubsidiarie97%
    EX21:61e8b70ac6f1EX21:61e8b70ac6f1Subsidiarie97%
    EX21:6549963d8cbbEX21:6549963d8cbbSubsidiarie97%
    EX21:700c1f904569EX21:700c1f904569Subsidiarie97%
    EX21:72c07f8b69d8EX21:72c07f8b69d8Subsidiarie97%
    EX21:7df0f29ba76dEX21:7df0f29ba76dSubsidiarie97%
    EX21:808391934bc3EX21:808391934bc3Subsidiarie97%
    EX21:8125cecef370EX21:8125cecef370Subsidiarie97%
    EX21:8b37a4213469EX21:8b37a4213469Subsidiarie97%
    EX21:9973072d6d91EX21:9973072d6d91Subsidiarie97%
    EX21:a84447a1469eEX21:a84447a1469eSubsidiarie97%
    EX21:aacdec4a5662EX21:aacdec4a5662Subsidiarie97%
    EX21:b79db6225d0aEX21:b79db6225d0aSubsidiarie97%
    EX21:be2be37c66edEX21:be2be37c66edSubsidiarie97%
    EX21:c3ee198989c7EX21:c3ee198989c7Subsidiarie97%
    EX21:c44b3b16e859EX21:c44b3b16e859Subsidiarie97%
    EX21:c54f96defebaEX21:c54f96defebaSubsidiarie97%
    EX21:d455efc7306fEX21:d455efc7306fSubsidiarie97%
    EX21:d9dd4953626bEX21:d9dd4953626bSubsidiarie97%
    EX21:e2d4cb4c57e9EX21:e2d4cb4c57e9Subsidiarie97%
    EX21:e741f1f37301EX21:e741f1f37301Subsidiarie97%
    EX21:ec6f29de158dEX21:ec6f29de158dSubsidiarie97%
    EX21:f2a37378845bEX21:f2a37378845bSubsidiarie97%
    EX21:fb48c1fe353cEX21:fb48c1fe353cSubsidiarie97%
    EX21:fd3ec1a396b9EX21:fd3ec1a396b9Subsidiarie97%
    EX21:ffe25962f79bEX21:ffe25962f79bSubsidiarie97%

    Supply chain

    — missing data

    Peer comparison

    Peer comparison8 peers · vs AIRTP · multiples and returns
    AX
    AXP
    AMERICAN EXPRESS CO
    $345,54
    235,7B USD
    P/E
    20,2x
    vs self
    Div yield
    1,0 %
    -9,0 vs self
    ROE
    31,6 %
    +67,2 vs self
    AE
    AER
    AerCap Holdings N.V.
    $153,24
    25,6B USD
    P/E
    5,5x
    vs self
    Div yield
    vs self
    ROE
    21,4 %
    +57,1 vs self
    IX
    IX
    Orix
    $39,97
    46,5B USD
    P/E
    0,1x
    vs self
    Div yield
    296,0 %
    +286,0 vs self
    ROE
    8,6 %
    +44,2 vs self
    CO
    COF
    Capital One Financial Corp
    $217,68
    135,7B USD
    P/E
    53,4x
    vs self
    Div yield
    vs self
    ROE
    2,2 %
    +37,8 vs self
    UW
    UWMC
    Uwm Holdings Corp
    $3,00
    4,8B USD
    P/E
    176,7x
    vs self
    Div yield
    10,9 %
    +0,9 vs self
    ROE
    13,7 %
    +49,4 vs self
    QF
    QFIN
    QFIN LTD
    $13,86
    3,4B USD
    P/E
    0,7x
    vs self
    Div yield
    vs self
    ROE
    21,0 %
    +56,7 vs self
    CA
    CACC
    Credit Acceptance Corp
    $572,97
    6,3B USD
    P/E
    14,5x
    vs self
    Div yield
    vs self
    ROE
    28,0 %
    +63,6 vs self
    LX
    LX
    LEXINFINTECH HOLDINGS LTD.
    $1,50
    246,7M USD
    P/E
    0,2x
    vs self
    Div yield
    17,7 %
    +7,7 vs self
    ROE
    14,0 %
    +49,7 vs self

    Market position

    Stress test

    — missing data

    Predictor forecast

    Next quarternear-term
    Segment revenue · next quarter
    No quarterly segment estimate
    Segment data is reported at full-fiscal-year granularity only — no quarterly segment split is forecast (a quarterly figure is never inferred from the annual). See the full-fiscal-year segment-revenue card below.
    Full fiscal year~1 year ahead
    Segment-revenue forecast · full fiscal year · native currency
    • Overnight air cargoFY2026 — next full year (forecast) · projected off FY2025 close, as of 2025-03-31 · conf —134,9MFORECAST
    • Commercial aircraft, engines and partsFY2026 — next full year (forecast) · projected off FY2025 close, as of 2025-03-31 · conf —128,9MFORECAST
    • (unclassified — pending L6)FY2026 — next full year (forecast) · projected off FY2025 close, as of 2025-03-31 · conf —7,8MFORECAST
    • Commercial aircraft, engines and partsFY2025 — reported · conf —137,9MREPORTED
    • Overnight air cargoFY2025 — reported · conf —124,9MREPORTED
    • (unclassified — pending L6)FY2025 — reported · conf —6,2MREPORTED
    Model estimate of reported / forward segment revenue in issuer-native currency. Confidence shown where the model calibrated it; "—" where not (never inferred).
    Probabilistic model output — not investment advice. · generated 2026-08-04

    Options

    — missing data

    Short squeeze

    — missing data

    Earnings-call key lines

    — missing data

    Estimate revisions

    consensus EPS · 26-week trend
    — missing data

    Sell-side observations

    — missing data

    Themes

    — missing data

    ESG

    — missing data

    Risk factors

    Dilution riskLow
    Liquidity riskMedium
    Filing-based flags
    • Net cash is negative after subtracting total debt.

    Benchmarks vs cohort

    Op Margin2,0 %Below median
    Net Margin-2,3 %Below median
    ROE-35,6 %Bottom quartile
    Capex / Rev-1,5 %Above median
    D/E23,67Bottom quartile
    Cash Conv-10,10Bottom quartile

    Corporate actions / M&A

    — missing data

    FX exposure

    — missing data

    Comparable transactions

    — missing data

    Derivatives & instruments

    — missing data

    Actions

    Ask Handelsavisen

    — missing data
    Data sources
    • Market data
    • Market data cache
    • Issuer disclosures
    • Public news
    • Earnings transcripts
    • Consensus estimates
    • ESG data
    How metrics are computed
    • Ev To Operating Cash Flow
      enterprise_value / operating_cash_flow
    • Return On Equity
      net_income / total_equity
    • Price To Book
      market_price / (adjusted_book_value / shares_outstanding_diluted)
    • Dilution Ratio
      (shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
    • Market Price
      input from market-data provider (delayed close or quote-shim mid)
    • Market Cap
      market_price * shares_outstanding_diluted
    Source documents
    • Air T Funding Market data — financials · 2026-05-27

    Ownership & reference

    Insider activity

    — missing data

    Short positioning

    299shares short-32.5% vs prior
    1days to cover
    42.5%short of daily vol
    14fails-to-deliver
    as of 2026-07-15 · short-interest report (free)

    Geographic breakdown

    — missing data
    Listings · one canonical issuer all listings resolve to the canonical
    AIRTP.OCanonical
    NASDAQ · USD

    Intel & risk

    peak dispatch · —
    OSINT findings
    Dilution riskLow
    Liquidity riskMedium
    Net cash is negative after subtracting total debt.
    Relationship graph
    AIRTPEX21:03aEX21:091EX21:10cEX21:193EX21:1bcEX21:2ebEX21:430EX21:44cEX21:61eEX21:654Banking
    This companySectorSubsidiaries

    Evidence & claims

    From filings & derived data
    • Net income (YoY) (2025-03-31 vs 2024-03-31): 10.0%Derived (calculated)
    • Operating income (YoY) (2025-03-31 vs 2024-03-31): 50.9%Derived (calculated)
    • EPS (basic) (YoY) (2025-03-31 vs 2024-03-31): 7.9%Derived (calculated)
    • EPS (diluted) (YoY) (2025-03-31 vs 2024-03-31): 7.9%Derived (calculated)
    • Revenue (YoY) (2025-03-31 vs 2024-03-31): 1.7%Derived (calculated)
    • Capex (YoY) (2025-03-31 vs 2024-03-31): 0.5%Derived (calculated)
    • Operating cash flow (YoY) (2025-03-31 vs 2024-03-31): 36.8%Derived (calculated)
    • Net margin (FY 2025-03-31): -2.1%Derived (calculated)
    • Pre-tax income (annual): USD -4.99MSEC XBRL filing
    • Operating cash flow (annual): USD 23.5MSEC XBRL filing
    • Capex (annual): USD 1.08MSEC XBRL filing
    • EPS (basic) (annual): USD-PER-SHARES -2SEC XBRL filing
    • EPS (diluted) (annual): USD-PER-SHARES -2SEC XBRL filing
    • Interest expense (annual): USD 8.39MSEC XBRL filing
    • Operating income (annual): USD 1.91MSEC XBRL filing
    • Revenue (annual): USD 291.85MSEC XBRL filing
    • Net income (annual): USD -6.14MSEC XBRL filing
    • Long-term debt (YoY) (2024-12-31 vs 2023-12-31): 21.9%Derived (calculated)
    • Current ratio (FY 2024-12-31): 1.90xDerived (calculated)
    • Total assets (YoY) (2024-12-31 vs 2023-12-31): 15.3%Derived (calculated)
    • Total liabilities (YoY) (2024-12-31 vs 2023-12-31): 22.5%Derived (calculated)
    • Debt-to-equity (FY 2024-12-31): 33.95xDerived (calculated)
    • Shareholders' equity (YoY) (2024-12-31 vs 2023-12-31): -25.8%Derived (calculated)
    • Cash & equivalents (YoY) (2024-12-31 vs 2023-12-31): 312.0%Derived (calculated)
    Showing 24 of 60 surfaced claims.
    Atomic claims from regulatory filings and derived calculations. Provenance shown as source kind only.

    The Thread

    Everything we know, in order
    2026-10-28EVENTUpcomingQ2 2026 earnings (expected) estimated date
    2026-06-30 03:38 UTCEARNINGSUpcomingForecast: earnings_forecast (365d)
    2026-06-30 03:38 UTCEARNINGSUpcomingForecast: earnings_forecast (365d)
    2026-06-30 03:38 UTCEARNINGSUpcomingForecast: earnings_forecast (365d)
    2026-06-30 03:38 UTCEARNINGSUpcomingForecast: earnings_forecast (365d)
    2026-06-30 03:38 UTCEARNINGSUpcomingForecast: earnings_forecast (365d)
    2026-06-30 03:38 UTCEARNINGSUpcomingForecast: earnings_forecast (365d)
    2026-06-28 03:45 UTCEARNINGSUpcomingForecast: fundamentals_forecast (365d)
    2026-06-28 03:45 UTCEARNINGSUpcomingForecast: fundamentals_forecast (365d)
    2026-06-16FILING8-K filing →
    2026-03-23FILING8-K filing →
    2026-03-10FILING8-K filing →
    2026-03-09FILING8-K filing →
    2026-03-04FILING8-K filing →
    2026-02-13FILING8-K filing →
    2026-02-13FILING8-K filing →
    2026-02-13FILING10-Q filing →
    2026-02-05FILING8-K filing →
    2026-01-05FILING8-K filing →
    2025-12-18FILING8-K filing →
    2025-12-01FILING8-K filing →
    The entity's full life in the product — typed, chronological, joined across Newspaper, Platform and Data. Our memory, made visible.
    Sources filings · IR · transcripts · market data · tier hybrid · as of 2026-08-04 Market data · Issuer disclosures · Public news · Earnings transcripts · Consensus estimates · ESG data Premium coverage