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INDICATIVE · SAMPLE DATA
AKGRT$7.0459

AK Sigorta AS

Multiline Insurance & BrokersVerified

AK Sigorta AS maintains a strong liquidity position with a price-to-book ratio of 1.48 and a price-to-tangible-book ratio of 1.48, indicating that the market values the company's equity at a premium to its book value. The company's return on equity of 32.51% is significantly higher than the typical industry benchmark, suggesting efficient use of shareholders' equity to generate profits. The company's profitability is robust, with a return on assets of 7.21%, which is a strong indicator of its ability to generate earnings from its total asset base. This performance is in line with the preferred metrics for the insurance industry, which emphasize asset utilization and return on investment. AK Sigorta AS's revenue is primarily concentrated in Turkey, as it is a Turkey-based insurance company. The company's exposure to domestic markets may present both opportunities and risks, particularly in light of the economic conditions in Turkey. The company's diverse product portfolio, including fire and property, accident, marine cargo, engineering, agriculture, health, life, and liability insurance, suggests a broad customer base and potential for growth. The company's growth trajectory is positive, with a strong operating income of 8,517,630,120 TRY and a net income of 2,485,797,840 TRY. The company's financial performance indicates a healthy growth path, supported by its strong operating income and net income figures. The risk assessment for AK Sigorta AS indicates a medium liquidity risk and a low dilution risk. The company's debt-to-equity ratio of 0.03 is relatively low, suggesting a conservative capital structure. However, the company has a negative net cash position after subtracting total debt, which could be a concern for liquidity. Recent events and filings for AK Sigorta AS include a strong ESG governance score of 63.1 and a social pillar score of 87.7, indicating a commitment to responsible business practices. The company's ESG controversies score of 100.0 suggests no major controversies in its ESG practices.

30-day price · AKGRT+0.05 (+0.7%)
Low$6.92High$7.68Close$7.25As of15 May, 00:00 UTC
Profile
CompanyAK Sigorta AS
TickerAKGRT.IS
SectorFinancials
BusinessInsurance
Industry groupInsurance
IndustryMultiline Insurance & Brokers
AI analysis

Business. AK Sigorta AS provides a range of insurance products including fire and property, accident, marine cargo, engineering, agriculture, health, life, and liability insurance, primarily in Turkey, and offers its services through online and mobile platforms.

Classification. AK Sigorta AS is classified under the Financials sector, specifically in the Insurance business sector, with a confidence level of 0.92, and is categorized under the Multiline Insurance & Brokers industry.

AK Sigorta AS maintains a strong liquidity position with a price-to-book ratio of 1.48 and a price-to-tangible-book ratio of 1.48, indicating that the market values the company's equity at a premium to its book value. The company's return on equity of 32.51% is significantly higher than the typical industry benchmark, suggesting efficient use of shareholders' equity to generate profits. The company's profitability is robust, with a return on assets of 7.21%, which is a strong indicator of its ability to generate earnings from its total asset base. This performance is in line with the preferred metrics for the insurance industry, which emphasize asset utilization and return on investment. AK Sigorta AS's revenue is primarily concentrated in Turkey, as it is a Turkey-based insurance company. The company's exposure to domestic markets may present both opportunities and risks, particularly in light of the economic conditions in Turkey. The company's diverse product portfolio, including fire and property, accident, marine cargo, engineering, agriculture, health, life, and liability insurance, suggests a broad customer base and potential for growth. The company's growth trajectory is positive, with a strong operating income of 8,517,630,120 TRY and a net income of 2,485,797,840 TRY. The company's financial performance indicates a healthy growth path, supported by its strong operating income and net income figures. The risk assessment for AK Sigorta AS indicates a medium liquidity risk and a low dilution risk. The company's debt-to-equity ratio of 0.03 is relatively low, suggesting a conservative capital structure. However, the company has a negative net cash position after subtracting total debt, which could be a concern for liquidity. Recent events and filings for AK Sigorta AS include a strong ESG governance score of 63.1 and a social pillar score of 87.7, indicating a commitment to responsible business practices. The company's ESG controversies score of 100.0 suggests no major controversies in its ESG practices.
Key takeaways
  • AK Sigorta AS has a strong return on equity of 32.51%, indicating efficient use of shareholders' equity.
  • The company's price-to-book ratio of 1.48 suggests that the market values its equity at a premium to its book value.
  • AK Sigorta AS maintains a conservative capital structure with a low debt-to-equity ratio of 0.03.
  • The company's ESG governance and social pillar scores are strong, indicating a commitment to responsible business practices.
  • The company's operating income and net income figures indicate a healthy financial performance and growth potential.
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  • # RATIONALES
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Financial snapshot
PeriodHA-latest
CurrencyTRY
Revenue
Gross profit
Operating income$8.52B
Net income$2.49B
R&D
SG&A
D&A
SBC
Operating cash flow
CapEx
Free cash flow
Total assets$34.49B
Total liabilities$26.84B
Total equity$7.65B
Cash & equivalents
Long-term debt$209.4M
Annual history (last 5)
PeriodRevenueOp IncomeNet IncomeFCF
FY0
FY-1
FY-2
FY-3
FY-4
PeriodGross %Op %Net %FCF %
FY0
FY-1
FY-2
FY-3
FY-4
PeriodAssetsEquityCashDebt
FY0
FY-1
FY-2
FY-3
FY-4
PeriodOCFCapExFCFSBC
FY0
FY-1
FY-2
FY-3
FY-4
Quarterly history (last 4)
PeriodRevenueOp IncomeNet IncomeFCF
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
PeriodGross %Op %Net %FCF %
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
PeriodAssetsEquityCashDebt
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
PeriodOCFCapExFCFSBC
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
Valuation
Market price$7.04
Market cap$11.35B
Enterprise value$11.56B
P/E4.6
Reported non-GAAP P/E
EV/Revenue
EV/Op income1.4
EV/OCF
P/B1.5
P/Tangible book1.5
Tangible book$7.65B
Net cash-$209.4M
Current ratio
Debt/Equity0.0
ROA7.2%
ROE32.5%
Cash conversion
CapEx/Revenue
SBC/Revenue
Asset intensity
Dilution ratio0.0%
Risk assessment
Dilution riskLow
Liquidity riskMedium
  • Net cash is negative after subtracting total debt.
Industry benchmarks
Activity: Asset Management · cohort 1 companies
MetricAKGRTActivity
Op margin12.9% medp25 6.7% · p75 19.1%
Net margin6.9% medp25 2.4% · p75 13.4%
Gross margin46.2% medp25 28.1% · p75 79.0%
CapEx / revenue1.5% medp25 1.5% · p75 1.5%
Debt / equity3.0%104.3% medp25 78.1% · p75 130.5%bottom quartile
Observations
IR observations
Mean price target11.30 TRY
Median price target11.30 TRY
High price target11.30 TRY
Low price target11.30 TRY
Mean EBIT estimate4,771,000,000 TRY
market data ESG controversies score100.0
market data ESG governance pillar63.1
market data ESG social pillar87.7
Source data
Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.
Company fundamentalsperiod FQ-7 · history via verified-market-data
no public URL
2026-05-04 18:35 UTC#ae8feb0c
Market quoteclose TRY 7.04 · shares 1.61B diluted
no public URL
2026-05-04 18:35 UTC#f85b117d
Source: analysis-pipeline (hybrid)Generated: 2026-05-04 18:36 UTCJob: 06aa3687