Alliance Bank Malaysia Bhd

Alliance Bank Malaysia Bhd has a liquidity position that is characterized as medium, with a debt-to-equity ratio of 0.67. The bank's total liabilities amount to MYR 77.55 billion, while its total equity stands at MYR 7.67 billion. The bank's free cash flow is MYR 145.56 million, indicating a modest ability to fund operations and investments without external financing. In terms of profitability, the bank's return on equity (ROE) is 9.79%, which is a strong indicator of its ability to generate profits from shareholders' equity. The return on assets (ROA) is 0.88%, suggesting that the bank is generating a moderate return on its total assets. These metrics are in line with the industry's preferred metrics for evaluating banking performance. The bank's revenue is primarily concentrated in Malaysia, with no significant international operations disclosed in the available data. The bank's revenue for the latest period is MYR 1.45 billion, and its net income is MYR 750.73 million. The bank's capital expenditure is negative, indicating that it is not investing in new physical assets but may be reducing its asset base. Looking at the growth trajectory, the bank's revenue and net income figures suggest a stable performance, with no significant growth or decline observed in the latest financial data. The bank's operating cash flow is MYR 1.71 billion, which is a positive sign for its ability to sustain operations and meet financial obligations. The risk assessment for Alliance Bank Malaysia Bhd indicates a medium liquidity risk and a low dilution risk. The bank's net cash position is negative after subtracting total debt, which could pose a challenge in maintaining liquidity. However, the low dilution risk suggests that the bank is not likely to issue additional shares in the near term, which is favorable for existing shareholders. Recent events and filings do not indicate any significant changes in the bank's operations or financial strategy. The bank's analyst estimates suggest a mean price target of MYR 5.44, with a median price target of MYR 5.30. The mean recommendation from analysts is 2.60, indicating a generally positive outlook, with 2 strong-buy and 2 buy recommendations.