Amerant Bancorp Inc.
Amerant Bancorp Inc. is classified under Financials / Banks and appears profitable on the latest normalized snapshot.
Business. Amerant Bancorp Inc. (NYSE: AMTB) is a commercial bank headquartered in the United States that operates within the Banking Services industry group. The company generates revenue primarily through interest income, consistent with standard commercial banking models. As specific segment and geographic data are not provided, the firm is described at the industry level as a provider of banking services. It is publicly listed on the New York Stock Exchange under the ticker symbol AMTB.
Analyst recommendations
4 analysts · consensus Buy- DividendDividend USD 0.09/sh2026-08-28
- EarningsQ3 2026 earnings (expected)2026-10-28 · estimated
At a glance
What drives this business
The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.
News & coverage
0Sector rotation
Developing storylines
Analysis
AI analysisOpportunity
Upcoming catalysts
Scheduled public events. Informational only — not investment advice.
- Company
- DividendDividend USD 0.09/sh2026-08-28
- EarningsQ3 2026 earnings (expected)2026-10-28 · estimated
- Peers
- DividendDividend USD 1.75/sh2026-09-25 · Bank of America (BAC)
- EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · JPMorgan Chase (JPM)
- EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · Citigroup (C)
- Macro
- Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
- Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
- Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
- Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
- Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
- Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
- Macro & political
- ElectionSE Swedish Election2026-09-14 · SE
- ElectionUS U.S. Midterms2026-11-03 · US
- ElectionFR French Legislative2027-06-01 · FR
Pre-earnings brief
There are no new material changes, watcher signals, or cross-source signals to report for Amerant Bancorp Inc. (AMTB) at this time. The available data indicates a stable reporting environment with no significant events, rating adjustments, or holder shifts identified in the current cycle. The most notable activity involves a revision to the internal AI analysis narrative and conclusion, sourced from the ha_light_thesis model. This update resulted in a similarity score of 0.545 compared to prior analysis, alongside a net adjustment of two key takeaways. However, the system explicitly classifies this as "no material change" versus the prior analysis, having walked 17 fields while excluding four schema-expansion fields. From a structural perspective, Amerant Bancorp Inc. maintains a profile with 25 top holders. The company currently reports zero officers, zero analyst coverage, and zero index memberships in the provided dataset. These static metrics suggest a lack of recent changes in corporate governance structure or market analyst attention within the scope of the current facts. Consequently, there is no new fundamental information to synthesize regarding Amerant Bancorp Inc.'s operational or financial trajectory. Investors and analysts should rely on the existing baseline data, as the recent analytical revisions do not constitute a material shift in the company's outlook or status. No specific events, dates, or financial figures from filings such as the 10-K or 10-Q are cited as drivers of change in this update.
Signals & dispatch
Composite-score breakdown
Synthesis
Amerant Bancorp Inc. (NYSE: AMTB) is a commercial bank headquartered in the United States that operates within the Banking Services industry group. The company generates revenue primarily through interest income, consistent with standard commercial banking models. As specific segment and geographic data are not provided, the firm is described at the industry level as a provider of banking services. It is publicly listed on the New York Stock Exchange under the ticker symbol AMTB.
Amerant Bancorp Inc. (AMTB) is currently classified as Commercial Banks within Banks (Financials). Classification confidence: 0.98 (rule-based classification). Capital structure on the latest snapshot: total assets 9,903,514,000 USD, total equity 913,918,000, short-term debt 0, long-term debt 0. Self-calculated market cap is 1,121,344,286 USD (market_price × shares_outstanding_diluted). Profitability profile: revenue 0, gross profit 0, operating income 0, net income 17,873,000. Return on equity ~2.0%. Return on assets ~0.2%. Operating-cash-flow to net-income ratio is 0.61. Risk profile from automated assessment: liquidity risk unknown, dilution risk medium. Flags: Source documents mention dilution or offering risk.; Liquidity risk could not be assessed (no balance-sheet inputs and no going-concern language in source documents).. Recent news context: [TRIGGER] 8-K: 8-K (sec_8k_material) on AMTB — filing_type=8-K; max_severity=medium; ignored_items=['7.01', '8.01', '9.01']; material_items=['2.02']; all_items_found=['2.02', '7.01', '8.01', '9.01']; severity_per_code={'2.02': 'medium'}; contributing_watchers=sec_8k_material (source=sec_8k_material; url=0001734342-26-000071). Additional context: 8-K: filing_type=8-K; max_severity=medium; ignored_items=['7.01', '8.01', '9.01']; material_items=['2.02']; all_items_found=['2.02', '7.01', '8.01', '9.01']; severity_per_code={'2.02': 'medium'}; contributing_watchers=sec_8k_material. Comparable peers identified within the same class: JPMorgan Chase, Bank of America, Citigroup, JPM.N, BAC.O.
There are no new material changes, watcher signals, or cross-source signals to report for Amerant Bancorp Inc. (AMTB) at this time. The available data indicates a stable reporting environment with no significant events, rating adjustments, or holder shifts identified in the current cycle. The most notable activity involves a revision to the internal AI analysis narrative and conclusion, sourced from the ha_light_thesis model. This update resulted in a similarity score of 0.545 compared to prior analysis, alongside a net adjustment of two key takeaways. However, the system explicitly classifies this as "no material change" versus the prior analysis, having walked 17 fields while excluding four schema-expansion fields. From a structural perspective, Amerant Bancorp Inc. maintains a profile with 25 top holders. The company currently reports zero officers, zero analyst coverage, and zero index memberships in the provided dataset. These static metrics suggest a lack of recent changes in corporate governance structure or market analyst attention within the scope of the current facts. Consequently, there is no new fundamental information to synthesize regarding Amerant Bancorp Inc.'s operational or financial trajectory. Investors and analysts should rely on the existing baseline data, as the recent analytical revisions do not constitute a material shift in the company's outlook or status. No specific events, dates, or financial figures from filings such as the 10-K or 10-Q are cited as drivers of change in this update.
- Observed GAAP P/E is about 62.74x.
- Return on equity is about 2.0%.
- Debt to equity is about 0.0x.
- [TRIGGER] 8-K: 8-K (sec_8k_material) on AMTB — filing_type=8-K; max_severity=medium; ignored_items=['7.01', '8.01', '9.01']; material_items=['2.02']; all_items_found=['2.02', '7.01', '8.01', '9.01']; severity_per_code={'2.02': 'medium'}; contributing_watchers=sec_8k_material (source=sec_8k_material; url=0001734342-26-000071)
- Likely peers from the same classification include JPMorgan Chase, Bank of America, Citigroup.
- Companyfacts coverage was partial; recent filing facts backfilled property_and_equipment.
Bull / Bear case
Generated · model-assistedAmerant Bancorp trades at a 1.25x price-to-book multiple, suggesting modest valuation relative to its tangible book value of $894.7 million.
Total assets grew 1.3% year-over-year to $9.9 billion in FY2025, indicating stable balance sheet expansion despite equity contraction.
The company reported a debt-to-equity ratio of 0.0 in bank metrics, contrasting with high leverage bands in other contexts.
Equity declined 5.1% year-over-year to $890.5 million in FY2025, eroding the capital base supporting asset growth.
Cash conversion of 0.61 falls below the 1.15 median for the banking cohort, indicating weaker cash generation efficiency.
The company faces a medium level of dilution risk, which could negatively impact shareholder value and earnings per share.
In focus — financials by report
Valuation FY
Revenue by segment
Business relationships
Supply chain
Peer comparison
Market position
Stress test
Predictor forecast
Options
Short squeeze
Earnings-call key lines
Consensus distribution
sell-side coverageEstimate revisions
consensus EPS · 26-week trendSell-side observations
Themes
ESG
Risk factors
- Source documents mention dilution or offering risk.
Benchmarks vs cohort
Corporate actions / M&A
FX exposure
Comparable transactions
Derivatives & instruments
Derivative transactions
- SEVP, Chief Credit Officer · Restricted Stock Units sign-on → Class A Common StockDisposed 201exercise · 2026-07-21
- See remarks · Restricted Stock Units sign-on → Class A Common StockDisposed 1 343exercise · 2026-06-17
- EVP, Chief Accounting Officer · Restricted Stock Units → Class A Common StockAcquired 1 093grant · 2026-06-08
- Director · Restricted Stock Units → Class A Common StockAcquired 2 885grant · 2026-06-02
- Director · Restricted Stock Units → Class A Common StockAcquired 2 885grant · 2026-06-02
- Director · Restricted Stock Units → Class A Common StockAcquired 2 885grant · 2026-06-02
- Director · Restricted Stock Units → Class A Common StockAcquired 2 885grant · 2026-06-02
- Director · Restricted Stock Units → Class A Common StockAcquired 2 885grant · 2026-06-02
- Director · Restricted Stock Units → Class A Common StockAcquired 2 885grant · 2026-06-02
- Director · Restricted Stock Units → Class A Common StockAcquired 2 885grant · 2026-06-02
- Director · Restricted Stock Units → Class A Common StockAcquired 2 885grant · 2026-06-02
- Director · Restricted Stock Units → Class A Common StockAcquired 2 885grant · 2026-06-02
- Director · Restricted Stock Units → Class A Common StockAcquired 2 885grant · 2026-06-02
- SEVP - Chief Financial Officer · Restricted Stock Units → Class A Common StockDisposed 1 869exercise · 2026-06-01
- SEVP - Chief Financial Officer · Restricted Stock Units LTI 2023 → Class A Common StockDisposed 2 102exercise · 2026-06-01
- EVP, Chief Accounting Officer · Restricted Stock Units → Class A Common StockDisposed 834exercise · 2026-05-11
- Director · Restricted Stock Units 2025 → Class A Common StockDisposed 3 761exercise · 2026-05-07
- Director · Restricted Stock Units 2025 → Class A Common StockDisposed 3 761exercise · 2026-05-07
- Director · Restricted Stock Units 2025 → Class A Common StockDisposed 3 761exercise · 2026-05-07
- Director · Restricted Stock Units 2025 → Class A Common StockDisposed 3 761exercise · 2026-05-07
- Director · Restricted Stock Units 2025 → Class A Common StockDisposed 3 761exercise · 2026-05-07
- Director · Restricted Stock Units 2025 → Class A Common StockDisposed 3 761exercise · 2026-05-07
- Director · Restricted Stock Units 2025 → Class A Common StockDisposed 3 761exercise · 2026-05-07
- Director · Restricted Stock Units 2025 → Class A Common StockDisposed 3 761exercise · 2026-05-07
- Director · Restricted Stock Units 2025 → Class A Common StockDisposed 3 761exercise · 2026-05-07
Actions
Ask Handelsavisen
- Market data
- Regulatory filings
- Issuer disclosures
- Public news
- Earnings transcripts
- Consensus estimates
- ESG data
- Reference data
- Price To Tangible Bookmarket_price / (tangible_book_value / shares_outstanding_diluted)
- Price To Bookmarket_price / (adjusted_book_value / shares_outstanding_diluted)
- Return On Equitynet_income / total_equity
- Market Priceinput from market-data provider (delayed close or quote-shim mid)
- Debt To Equity(short_term_debt + long_term_debt) / total_equity
- Market Capmarket_price * shares_outstanding_diluted
- Amerant Bancorp Inc. company facts · 2026-07-26
- Amerant Bancorp Inc. 10-Q 2026-05-01 · 2026-07-26
- Amerant Bancorp Inc. 10-K 2026-02-27 · 2026-07-26
- Amerant Bancorp Inc. 10-Q 2025-10-31 · 2026-07-26
- Amerant Bancorp Inc. 10-Q 2025-08-01 · 2026-07-26
- 8-K (sec_8k_material) on AMTB · 2026-07-26
- Amerant Bancorp Inc Market data — analyst estimates · 2026-07-26
- Amerant Bancorp Inc Market data — ESG · 2026-07-26
- Amerant Bancorp Inc. HA canonical relationships · 2026-07-26
Ownership & reference
Top holders
- Investment Managers · as of 2026-03-310,02 %$122M
- Investment Managers · as of 2026-03-310,01 %$31M
- Investment Managers · as of 2026-03-310,01 %$12M
- Investment Managers · as of 2026-03-310,00 %$19M
- Investment Managers · as of 2026-03-310,00 %$4M
- Investment Managers · as of 2026-03-310,00 %$20M
- Investment Managers · as of 2026-03-310,00 %$8M
- Investment Managers · as of 2024-06-300,00 %$53M
- Investment Managers · as of 2026-03-310,00 %$7M
- Investment Managers · as of 2026-03-310,00 %$7M
- Investment Managers · as of 2026-03-310,00 %$25M
- Investment Managers · as of 2025-12-310,00 %$47M
- Investment Managers · as of 2026-03-310,00 %$1M
- Institutional Investor · as of 2026-03-310,00 %$3M
- Investment Managers · as of 2024-12-310,00 %$2M
- Investment Managers · as of 2026-03-310,00 %$2M
- Institutional Investor · as of 2026-03-310,00 %$2M
- Institutional Investor · as of 2026-03-310,00 %$0M
- Funds · as of 2026-03-310,00 %$1M
- Investment Managers · as of 2026-03-310,00 %$1M
- Investment Managers · as of 2026-03-310,00 %$2M
- Investment Managers · as of 2026-03-310,00 %$0M
- Brokerage Firms · as of 2026-03-310,00 %$0M
- Institutional Investor · as of 2026-03-310,00 %$0M
- Investment Managers · as of 2026-03-310,00 %$0M
Insider activity
- SEVP, Chief Credit Officer · Class A Common StockOther 201 · 2026-07-21
- SEVP, Chief Credit Officer · Class A Common StockOther 49 @ $25,86$1K · 2026-07-21
- See remarks · Class A Common StockOther 328 @ $23,23$8K · 2026-06-17
- See remarks · Class A Common StockOther 1 343 · 2026-06-17
- SEVP - Chief Financial Officer · Class A Common StockOther 967 @ $22,07$21K · 2026-06-01
- SEVP - Chief Financial Officer · Class A Common StockOther 3 971 · 2026-06-01
- EVP, Chief Accounting Officer · Class A Common StockOther 204 @ $23,09$5K · 2026-05-11
- EVP, Chief Accounting Officer · Class A Common StockOther 834 · 2026-05-11
- Director · Class A Common StockOther 3 761 · 2026-05-07
- Director · Class A Common StockOther 3 761 · 2026-05-07
- Director · Class A Common StockOther 3 761 · 2026-05-07
- Director · Class A Common StockOther 3 761 · 2026-05-07
- Director · Class A Common StockOther 3 761 · 2026-05-07
- Director · Class A Common StockOther 3 761 · 2026-05-07
- Director · Class A Common StockOther 3 761 · 2026-05-07
- Director · Class A Common StockOther 3 761 · 2026-05-07
- Director · Class A Common StockOther 3 761 · 2026-05-07
- See remarks · Class A Common StockBought 885 @ $22,80$20K · 2026-04-27
- Director · Class A Common StockOther 612 443 · 2026-03-26
Short positioning
Geographic breakdown
Intel & risk
no material change vs prior analysis (walked 17 fields; 4 schema-expansion field(s) excluded)
- Narrative— → —medium
- Conclusion— → —medium
- Key takeaways— → —medium
Evidence & claims
From filings & derived data- EPS (diluted) (annual): USD-PER-SHARES 1Unknown
- Capex (annual): USD 7.75MUnknown
- Net income (annual): USD 52.42MUnknown
- Pre-tax income (annual): USD 66.14MUnknown
- Total assets (annual): USD 9.78BUnknown
- Operating cash flow (annual): USD 136.98MUnknown
- EPS (basic) (annual): USD-PER-SHARES 1Unknown
- Shares outstanding (annual): 40.6MUnknown
- Total liabilities (annual): USD 8.84BUnknown
- Shareholders' equity (annual): USD 938.8MUnknown
- Capex (annual): USD 7.4MUnknown
- Total assets (annual): USD 9.9BUnknown
- Total liabilities (annual): USD 9.01BUnknown
- EPS (diluted) (annual): USD-PER-SHARES -0Unknown
- Net income (annual): USD -15.75MUnknown
- Pre-tax income (annual): USD -24.08MUnknown
- Operating cash flow (annual): USD 82.19MUnknown
- EPS (basic) (annual): USD-PER-SHARES -0Unknown
- Shareholders' equity (annual): USD 890.47MUnknown