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INDICATIVE · SAMPLE DATA
AMSO.BEL54

AMS Osiguranje ad Beograd

Property & Casualty InsuranceVerified

AMSO Osiguranje ad Beograd's capital structure and liquidity position cannot be fully assessed due to the lack of balance-sheet inputs and absence of going-concern language in the source documents. The valuation snapshot does not provide sufficient data to evaluate liquidity or other financial ratios. The company's profitability and returns are not quantifiable at this time, as the valuation snapshot lacks the necessary metrics for comparison against industry standards. Without these metrics, it is not possible to determine how the company's performance aligns with the Property & Casualty Insurance industry. Segment and geographic exposure details are not available in the provided data, making it impossible to assess revenue concentration or geographic diversification. The company's growth trajectory is also indeterminate, as the outlook does not include numeric deltas or revenue history for analysis. Risk factors for the company include the inability to assess liquidity risk, which could impact its financial stability. The dilution potential is currently low, and no adjustments have been applied to the valuation metrics. There are no recent events or filings provided that would indicate significant changes in the company's operations or financial status.

30-day price · AMSO.BEL(missing data)
No daily-bar history available from current data sources. Alternate source pending.
Profile
CompanyAMS Osiguranje ad Beograd
TickerAMSO.BEL
SectorFinancials
BusinessInsurance
Industry groupInsurance
IndustryProperty & Casualty Insurance
AI analysis

Business. AMSO Osiguranje ad Beograd operates in the insurance industry, providing property and casualty insurance services.

Classification. The company is classified under the Financials economic sector, Insurance business sector, and Property & Casualty Insurance industry with a confidence level of 0.92.

AMSO Osiguranje ad Beograd's capital structure and liquidity position cannot be fully assessed due to the lack of balance-sheet inputs and absence of going-concern language in the source documents. The valuation snapshot does not provide sufficient data to evaluate liquidity or other financial ratios. The company's profitability and returns are not quantifiable at this time, as the valuation snapshot lacks the necessary metrics for comparison against industry standards. Without these metrics, it is not possible to determine how the company's performance aligns with the Property & Casualty Insurance industry. Segment and geographic exposure details are not available in the provided data, making it impossible to assess revenue concentration or geographic diversification. The company's growth trajectory is also indeterminate, as the outlook does not include numeric deltas or revenue history for analysis. Risk factors for the company include the inability to assess liquidity risk, which could impact its financial stability. The dilution potential is currently low, and no adjustments have been applied to the valuation metrics. There are no recent events or filings provided that would indicate significant changes in the company's operations or financial status.
Key takeaways
  • The company's liquidity and capital structure cannot be assessed due to missing balance-sheet data.
  • Profitability and returns are not quantifiable without industry-standard metrics.
  • Revenue concentration and geographic exposure details are not available.
  • Growth trajectory is indeterminate due to lack of numeric deltas and revenue history.
  • The company faces a risk of unassessable liquidity, which could affect its financial stability.
  • --
  • # RATIONALES
  • ```json
Financial snapshot
PeriodHA-latest
CurrencyRSD
Revenue
Gross profit
Operating income
Net income
R&D
SG&A
D&A
SBC
Operating cash flow
CapEx
Free cash flow
Total assets
Total liabilities
Total equity
Cash & equivalents
Long-term debt
Annual history (last 5)
PeriodRevenueOp IncomeNet IncomeFCF
FY-4$530.0M$586.8M$405.6M
FY-3$510.7M$522.7M$507.9M
FY-2$134.7M$216.2M-$213.9M
FY-1$185.7M$273.4M$87.3M
FY0$86.6M$294.8M$69.9M
PeriodGross %Op %Net %FCF %
FY-4
FY-3
FY-2
FY-1
FY0
PeriodAssetsEquityCashDebt
FY-4$7.08B$2.40B$1.50B
FY-3$8.16B$2.92B$760.2M
FY-2$9.70B$3.14B$2.30B
FY-1$10.69B$3.35B$877.3M
FY0$12.51B$3.64B$720.9M
PeriodOCFCapExFCFSBC
FY-4$761.0M-$194.7M$405.6M
FY-3$539.7M-$76.3M$507.9M
FY-2$843.8M-$510.9M-$213.9M
FY-1$589.9M-$300.4M$87.3M
FY0$462.9M-$352.5M$69.9M
Quarterly history (last 4)
PeriodRevenueOp IncomeNet IncomeFCF
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodGross %Op %Net %FCF %
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodAssetsEquityCashDebt
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodOCFCapExFCFSBC
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
Valuation
Market price
Market cap
Enterprise value
P/E
Reported non-GAAP P/E
EV/Revenue
EV/Op income
EV/OCF
P/B
P/Tangible book
Tangible book
Net cash
Current ratio
Debt/Equity
ROA
ROE
Cash conversion
CapEx/Revenue
SBC/Revenue
Asset intensity
Dilution ratio0.0%
Risk assessment
Dilution riskLow
Liquidity riskUnknown
  • Liquidity risk could not be assessed (no balance-sheet inputs and no going-concern language in source documents).
Industry benchmarks
Activity: Insurance · cohort 5 companies
MetricAMSO.BELActivity
Op margin19.9% medp25 18.5% · p75 33.1%
Net margin13.0% medp25 12.2% · p75 21.2%
Gross margin63.2% medp25 34.2% · p75 67.3%
CapEx / revenue-1.6% medp25 -2.7% · p75 -0.1%
Debt / equity4.8% medp25 0.3% · p75 25.4%
Source data
Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.
Company fundamentalsperiod FQ-7 · history via verified-market-data
no public URL
2026-05-02 00:27 UTC#4c5a831f
Source: analysis-pipeline (hybrid)Generated: 2026-05-27 08:47 UTCJob: f9ceb8f4