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Companies Financials APSA.MT
AP
APSA.MT Banks

Aps Bank P.L.C.

$0,55
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Mcap
P/E
EV / Rev
Div yield
5,66 %
Op margin
ROE
4,6 %
Net margin
20,6 %
Debt / equity
0,35
Beta
52w range
Volume
Day range
Prev close
Open
Next earnings
Ex-dividend
TR 1Y
About

APSA.MT operates in the banking sector, providing financial services and generating revenue primarily through interest income and fee-based services.

Business. APSA.MT is a bank operating within the Banking & Investment Services industry, primarily generating revenue through interest income. The company does not disclose specific operating segments or geographic breakdowns in the available data. Headquarters location and primary stock exchange listing details are not provided in the source information.

Classification92 %
SectorFinancials
Business sectorBanking & Investment Services
IndustryBanks
Generated · model-assisted
Sell-side consensus
consensus pending
— buy— hold— sell
Avg 12m price target
Upcoming events
— missing data
See all catalysts →

At a glance

Score
not yet scored
Valuation
valuation pending
Analysts
not yet wired
Ownership
not yet wired
Profitability
4,6 %
return on equity
Quality
not yet scored

What drives this business

The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.

— missing data

News & coverage

0
  • No recent newsroom coverage mentioning APSA.
  • Sector rotation

    Sector1D1Mvs mkt
    Materials+2,3 %+6,6 %+1,7 %
    Communication Services+2,2 %−5,5 %+1,6 %
    Energy+0,6 %+3,3 %+0,0 %
    Health Care+0,6 %−0,8 %+0,0 %
    Information Technology+0,6 %+6,7 %+0,0 %
    Consumer Discretionary+0,4 %+7,6 %−0,2 %
    Financials · THIS SECTOR−0,3 %−2,8 %−0,9 %
    Consumer Staples−0,4 %+2,5 %−1,0 %
    Real Estate−0,7 %+10,9 %−1,3 %
    Industrials−1,9 %−3,1 %−2,5 %
    Utilities−1,9 %+28,2 %−2,5 %

    Developing storylines

    No tracked sagas currently linked to APSA.MT. Browse all sagas →

    Analysis

    AI analysis
    Generated · analysis pipeline · tier hybrid · as of 2026-08-04 ↑ At a glance

    Opportunity

    — missing data

    Upcoming catalysts

    Scheduled public events. Informational only — not investment advice.

    • Peers
    • DividendDividend USD 1.75/sh2026-09-25 · Bank of America (BAC)
    • EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · JPMorgan Chase (JPM)
    • EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · Citigroup (C)
    • Macro
    • Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
    • Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
    • Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
    • Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
    • Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
    • Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
    • Macro & political
    • ElectionSE Swedish Election2026-09-14 · SE
    • ElectionUS U.S. Midterms2026-11-03 · US
    • ElectionFR French Legislative2027-06-01 · FR

    Pre-earnings brief

    — missing data

    Signals & dispatch

    peak dispatch · —

    Composite-score breakdown

    Synthesis

    Business

    APSA.MT is a bank operating within the Banking & Investment Services industry, primarily generating revenue through interest income. The company does not disclose specific operating segments or geographic breakdowns in the available data. Headquarters location and primary stock exchange listing details are not provided in the source information.

    Classification92 %
    SectorFinancials
    Business sectorBanking & Investment Services
    IndustryBanks
    AI synthesis
    GENERATED

    APSA.MT maintains a liquidity position with a debt-to-equity ratio of 0.35, indicating a relatively conservative capital structure. The company's free cash flow of 8.24 million EUR suggests it has the capacity to fund operations and potentially return value to shareholders. However, the company's net cash position is negative after subtracting total debt, signaling potential liquidity constraints.

    In terms of profitability, APSA.MT reports a return on equity (ROE) of 4.63%, which is a measure of how effectively the company uses shareholders' equity to generate profits. The return on assets (ROA) is 0.35%, indicating that the company is not generating significant returns relative to its total assets. These metrics suggest that APSA.MT may be underperforming compared to industry benchmarks, particularly in asset utilization efficiency.

    APSA.MT's revenue is not segmented by geographic region or business line in the provided data, making it difficult to assess the concentration of its revenue sources. However, the company's operations are likely concentrated in its primary market, as no significant international or diversified revenue streams are disclosed.

    The company's growth trajectory is not explicitly outlined in the data, but its current financial performance suggests a stable, if not particularly dynamic, growth path. The absence of detailed outlook data for the current and next fiscal years limits the ability to forecast future performance accurately.

    APSA.MT faces a medium liquidity risk, as indicated by the risk assessment, and a low dilution risk. The company's capital structure does not show signs of imminent dilution, and there are no adjustments applied to the valuation metrics that would suggest a need for dilution.

    Recent events and filings for APSA.MT are not detailed in the provided data, so no specific recent developments can be cited. The company's financial statements and disclosures do not indicate any major recent events that would significantly impact its operations or financial position.

    Key takeaways
    • APSA.MT has a conservative capital structure with a debt-to-equity ratio of 0.35.
    • The company's ROE of 4.63% indicates moderate profitability relative to shareholders' equity.
    • APSA.MT's ROA of 0.35% suggests that the company is not efficiently utilizing its assets to generate returns.
    • The company's liquidity position is medium, with a negative net cash position after subtracting total debt.
    • APSA.MT has a low dilution risk, and no adjustments have been applied to its valuation metrics.
    • The company's growth trajectory is not clearly defined, and no specific recent events are disclosed.

    Bull / Bear case

    Generated · model-assisted
    — missing data

    In focus — financials by report

    Valuation

    Market price
    $0,55
    Market cap
    Enterprise value
    P/E
    Non-GAAP P/E
    EV / Revenue
    EV / Op income
    EV / OCF
    P / B
    P / Tangible book
    Tangible book
    $349.7M
    Net cash
    -$122.5M
    Current ratio
    Debt / equity
    0.3
    ROA
    0.4%
    ROE
    4.6%
    Cash conversion
    657.0%
    CapEx / revenue
    -8.1%
    SBC / revenue
    Dilution ratio
    0.0%

    Revenue by segment

    Market share

    — missing data

    Business relationships

    — missing data

    Supply chain

    — missing data

    Peer comparison

    — missing data

    Market position

    Stress test

    — missing data

    Predictor forecast

    Options

    — missing data

    Short squeeze

    — missing data

    Earnings-call key lines

    — missing data

    Estimate revisions

    consensus EPS · 26-week trend
    — missing data

    Sell-side observations

    — missing data

    Themes

    — missing data

    ESG

    — missing data

    Risk factors

    Dilution riskLow
    Liquidity riskMedium
    Filing-based flags
    • Net cash is negative after subtracting total debt.

    Benchmarks vs cohort

    Net Margin20,6 %Below median
    ROE4,6 %Below median
    Capex / Rev-8,1 %Below median
    D/E0,35Below median
    Cash Conv6,57Best in class

    Corporate actions / M&A

    — missing data

    FX exposure

    — missing data

    Comparable transactions

    — missing data

    Derivatives & instruments

    — missing data

    Actions

    Ask Handelsavisen

    — missing data
    Data sources
    • Market data
    • Market data cache
    • Issuer disclosures
    • Public news
    • Earnings transcripts
    • Consensus estimates
    • ESG data
    How metrics are computed
    • Dilution Ratio
      (shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
    • Net Cash
      cash_and_equivalents + short_term_investments - short_term_debt - long_term_debt
    • Capex To Revenue
      capital_expenditure / revenue
    • Return On Equity
      net_income / total_equity
    • Debt To Equity
      (short_term_debt + long_term_debt) / total_equity
    • Cash Conversion Ratio
      operating_cash_flow / net_income
    Source documents
    • APSA.MT Market data — financials · 2026-05-27

    Ownership & reference

    Insider activity

    — missing data

    Short positioning

    — missing data

    Geographic breakdown

    — missing data
    Listings · one canonical issuer all listings resolve to the canonical
    APSA.MTCanonical
    — · USD

    Intel & risk

    peak dispatch · —
    OSINT findings
    Dilution riskLow
    Liquidity riskMedium
    Net cash is negative after subtracting total debt.
    Relationship graph
    APSAJPMBACCBanks
    This companyPeerSector

    Evidence & claims

    From filings & derived data
    — missing data

    The Thread

    Everything we know, in order
    — missing data
    Sources filings · IR · transcripts · market data · tier hybrid · as of 2026-08-04 Market data · Issuer disclosures · Public news · Earnings transcripts · Consensus estimates · ESG data Premium coverage