Companies ›Financials ›AIZN

AIZN — NYSE Insurance

Assurant, Inc.

$19,20

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Mcap

963,8M USD

P/E

1,1x

EV / Rev

-0,0x

Div yield

16,72 %

Op margin

—

ROE

14,9 %

Net margin

6,8 %

Debt / equity

—

Beta

—

52w range

—

Volume

—

Day range

—

Prev close

$19,63

Open

—

Next earnings

2026-10-28

Ex-dividend

—

TR 1Y

—

About

ASSURANT, INC. is classified under Financials / Insurance and appears profitable on the latest normalized snapshot.

Business. ASSURANT, INC. (NYSE: AIZN) is a property and casualty insurance company operating within the financials sector. The firm is headquartered in the United States and is primarily listed on the New York Stock Exchange. Specific details regarding its operating segments and geographic revenue mix are not available.

Classification99 %

SectorFinancials

Industry groupInsurance

Generated · rules-based

Sell-side consensus

BUY9 analysts

8 buy1 hold0 sell

Avg 12m price target275,30

Analyst recommendations

9 analysts · consensus Buy

Buy8

Hold1

Sell0

12-month price target

275,30

Consensus of sell-side coverage.

Upcoming events

EarningsQ3 2026 earnings (expected)2026-10-28 · estimated

See all catalysts →

At a glance

Score

—

not yet scored

9 analysts · indicative

Ownership→

T. Rowe Price Investment Management, Inc.

largest disclosed fund holder

Profitability→

14,9 %

return on equity

Quality

—

not yet scored

What drives this business

The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.

— missing data

News & coverage

No recent newsroom coverage mentioning AIZN.

Sector rotation

Sector1D1Mvs mkt

Materials+2,3 %+6,6 %+1,7 %

Communication Services+2,2 %−5,5 %+1,6 %

Energy+0,6 %+3,3 %+0,0 %

Health Care+0,6 %−0,8 %+0,0 %

Information Technology+0,6 %+6,7 %+0,0 %

Consumer Discretionary+0,4 %+7,6 %−0,2 %

Financials · THIS SECTOR−0,3 %−2,8 %−0,9 %

Consumer Staples−0,4 %+2,5 %−1,0 %

Real Estate−0,7 %+10,9 %−1,3 %

Industrials−1,9 %−3,1 %−2,5 %

Utilities−1,9 %+28,2 %−2,5 %

Developing storylines

No tracked sagas currently linked to AIZN. Browse all sagas →

Analysis

AI analysis

Generated · analysis pipeline · tier hybrid · as of 2026-08-04 ↑ At a glance

Opportunity

— missing data

Upcoming catalysts

Scheduled public events. Informational only — not investment advice.

Company
EarningsQ3 2026 earnings (expected)2026-10-28 · estimated
Macro
Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
Macro & political
ElectionSE Swedish Election2026-09-14 · SE
ElectionUS U.S. Midterms2026-11-03 · US
ElectionFR French Legislative2027-06-01 · FR

Pre-earnings brief

— missing data

Signals & dispatch

peak dispatch · —

Composite-score breakdown

Synthesis

Business

ASSURANT, INC. (NYSE: AIZN) is a property and casualty insurance company operating within the financials sector. The firm is headquartered in the United States and is primarily listed on the New York Stock Exchange. Specific details regarding its operating segments and geographic revenue mix are not available.

Classification99 %

SectorFinancials

Industry groupInsurance

AI synthesis

GENERATED

ASSURANT, INC. (AIZN) is currently classified as Multiline Insurance & Brokers within Insurance (Financials). Classification confidence: 0.98 (rule-based classification). Capital structure on the latest snapshot: total assets 35,768,500,000 USD, total equity 5,869,400,000, short-term debt 0, long-term debt 0. Net cash position is approximately 1,591,700,000 USD. Self-calculated market cap is 984,875,872 USD (market_price × shares_outstanding_diluted). Profitability profile: revenue 3,420,100,000, gross profit 0, operating income 0, net income 274,100,000. Return on equity ~14.9%. Return on assets ~2.4%. Operating-cash-flow to net-income ratio is 2.10. Risk profile from automated assessment: liquidity risk low, dilution risk medium. Flags: Source documents mention dilution or offering risk.. Recent news context: [TRIGGER] allocator_boost: allocator_boost (allocator) on AIZN — watcher=allocator; producer_version=ws49-p2a-v1; plan_date=2026-07-19; rank=23; ev=7.178028; company_id=0df77b22-1b6a-4033-8a7b-c2f873ec331c; jurisdiction=US-DE; term_contributions={'event_proximity': 0.495897, 'gradability': 2.0, 'staleness': 3.988984, 'credibility_interest': 0.693147}; days_since_analysis=53; pending_promises=1; reason=Allocator coverage boost rank #23 EV=7.178028 for AIZN (hot+stale; days_since=53); contributing_watchers=allocator (source=allocator; url=allocator:2026-07-19:AIZN). Additional context: allocator_boost: watcher=allocator; producer_version=ws49-p2a-v1; plan_date=2026-07-19; rank=23; ev=7.178028; company_id=0df77b22-1b6a-4033-8a7b-c2f873ec331c; jurisdiction=US-DE; term_contributions={'event_proximity': 0.495897, 'gradability': 2.0, 'staleness': 3.988984, 'credibility_interest': 0.693147}; days_since_analysis=53; pending_promises=1; reason=Allocator coverage boost rank #23 EV=7.178028 for AIZN (hot+stale; days_since=53); contributing_watchers=allocator. Management commentary signal: Includes, but is not limited to, dividend and adjustment to face value..

Key takeaways

Observed GAAP P/E is about 1.13x.
Return on equity is about 14.9%.
Debt to equity is about 0.0x.
[TRIGGER] allocator_boost: allocator_boost (allocator) on AIZN — watcher=allocator; producer_version=ws49-p2a-v1; plan_date=2026-07-19; rank=23; ev=7.178028; company_id=0df77b22-1b6a-4033-8a7b-c2f873ec331c; jurisdiction=US-DE; term_contributions={'event_proximity': 0.495897, 'gradability': 2.0, 'staleness': 3.988984, 'credibility_interest': 0.693147}; days_since_analysis=53; pending_promises=1; reason=Allocator coverage boost rank #23 EV=7.178028 for AIZN (hot+stale; days_since=53); contributing_watchers=allocator (source=allocator; url=allocator:2026-07-19:AIZN)
Management signal detected: Includes, but is not limited to, dividend and adjustment to face value.
Consolidated Statements of Operations (unaudited) Three Months Ended March 31, 2026 2025 (in millions, except number of shares and per share amounts) Revenues Net earned premiums $ 2,781.9 $ 2,562.3 Fees and other income 499.8 402.9 Net investment income 159.6 124.8 Net realized losses on investments (including $ 5.6 and $ 3.0 , of impairment-related losses for the three months ended March 31, 2026 and 2025, respectively) and fair value changes to equity securities ( 21.2 ) ( 16.0 ) Total revenues 3,420.1 3,074.0 Benefits, losses and expenses Policyholder benefits 769.1 779.7 Underwriting, selling, general and administrative expenses 2,287.1 2,083.8 Interest expense 28.3 26.8 Total benefits, losses and expenses 3,084.5 2,890.3 Income before income tax expense 335.6 183.7 Income tax expense 61.5 37.1 Net income $ 274.1 $ 146.6 Earnings Per Common Share Basic $ 5.47 $ 2.86 Diluted $ 5.41 $ 2.83 Share Data Weighted average common shares outstanding used in basic per common share calculations 49,702,511 50,799,019 Plus: Dilutive securities 495,036 449,697 Weighted average common shares outstanding used in diluted per common share calculations 50,197,547 51,248,716 See the accompanying Notes to Consolidated Financial Statements (unaudited) 3 Assurant, Inc.

Bull / Bear case

Generated · model-assisted

BULL CASE · 3

Analysts project 1,225% upside to a mean price target of $260, reflecting strong buy consensus among eight analysts.

Free cash flow reached $1.6 billion in FY2025, demonstrating robust cash generation capabilities for capital allocation.

Net income grew at an 8.8% compound annual growth rate from FY2023 to FY2025, indicating consistent profitability expansion.

BEAR CASE · 2

Leverage band is rated high with a debt-to-equity ratio of 5.18, signaling significant financial leverage risk.

Medium dilution risk exists, potentially impacting shareholder value through equity issuance or other dilutive actions.

In focus — financials by report

Quarterly

Annual

QUARTERLYFiled 2026-03-31

Q4 2025 · Quarter highlights

Revenue $3.42B; Net margin 8.0%.

Revenue$3.42B

Operating income—

Net income$274.1M

Free cash flow$192.6M

EPS—

Operating cash flow$240.3M

Financials

Income statement

Revenue$3.42B

Gross profit—

Operating income—

Net income$274.1M

Margins

Gross margin—

Operating margin—

Net margin8.0%

FCF margin5.6%

Balance sheet

Total assets$35.77B

Total liabilities$29.90B

Total equity$5.87B

Cash & equivalents$1.59B

Long-term debt—

Cash flow

Operating cash flow$240.3M

CapEx$47.7M

Free cash flow$192.6M

SBC$17.6M

Highlights

▍Revenue $3.42B
▍Net margin 8.0%

Valuation FY

Market price

$19,20

Market cap

$984.9M

Enterprise valueⓘ

-$606.8M

P/Eⓘ

1.1x

Non-GAAP P/Eⓘ

—

EV / Revenueⓘ

-0.0x

EV / Op incomeⓘ

—

EV / OCFⓘ

-0.3x

P / Bⓘ

0.4x

P / Tangible bookⓘ

0.4x

Tangible book

$2.70B

Net cashⓘ

$1.59B

Current ratioⓘ

—

Debt / equityⓘ

—

ROAⓘ

2.4%

ROEⓘ

14.9%

Cash conversionⓘ

210.0%

CapEx / revenueⓘ

1.8%

SBC / revenueⓘ

0.7%

Dilution ratioⓘ

1.1%