Handelsavisen
prelaunch
Companies Financials POLI.TA
PO
POLI.TA TASE (Tel Aviv) Banks

Bank Hapoalim BM

$7 069,00
Open in Charts → Attach watcher ⌖
ILA
Set alert
Last 30 days
1D5D1M3M6MYTD1Y5YMax
Live price chart loads from the market-data widget.
Mcap
9,25T ILA
P/E
952,4x
EV / Rev
504,0x
Div yield
4,64 %
Op margin
ROE
14,7 %
Net margin
52,6 %
Debt / equity
0,82
Beta
52w range
Volume
Day range
Prev close
Open
Next earnings
Ex-dividend
TR 1Y
About

Bank Hapoalim BM operates as a commercial bank within the Israeli financial sector, generating revenue through interest income and fee-based banking services.

Business. Bank Hapoalim BM is a commercial bank operating within the Banking Services industry, primarily generating revenue through interest income. The company is headquartered in Israel and is listed on the Tel Aviv Stock Exchange under the ticker symbol POLI.TA. Specific details regarding its operating segments and geographic revenue mix are not available.

Classification74 %
SectorFinancials
Business sectorBanking & Investment Services
Industry groupBanking Services
IndustryBanks
ActivityCommercial Banks
Generated · model-assisted
Sell-side consensus
BUY4 analysts
3 buy1 hold0 sell
Avg 12m price target89,67

Analyst recommendations

4 analysts · consensus Buy
Buy3
Hold1
Sell0
12-month price target
89,67
Consensus of sell-side coverage.
Upcoming events
— missing data
See all catalysts →

At a glance

Score
not yet scored
Valuation
952,4x
P/E
Analysts
Buy
4 analysts · indicative
Ownership
not yet wired
Profitability
14,7 %
return on equity
Quality
not yet scored

What drives this business

The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.

— missing data

News & coverage

0
  • No recent newsroom coverage mentioning POLI.
  • Sector rotation

    Sector1D1Mvs mkt
    Materials+2,3 %+6,6 %+1,7 %
    Communication Services+2,2 %−5,5 %+1,6 %
    Energy+0,6 %+3,3 %+0,0 %
    Health Care+0,6 %−0,8 %+0,0 %
    Information Technology+0,6 %+6,7 %+0,0 %
    Consumer Discretionary+0,4 %+7,6 %−0,2 %
    Financials · THIS SECTOR−0,3 %−2,8 %−0,9 %
    Consumer Staples−0,4 %+2,5 %−1,0 %
    Real Estate−0,7 %+10,9 %−1,3 %
    Industrials−1,9 %−3,1 %−2,5 %
    Utilities−1,9 %+28,2 %−2,5 %

    Developing storylines

    No tracked sagas currently linked to POLI.TA. Browse all sagas →

    Analysis

    AI analysis
    Generated · analysis pipeline · tier hybrid · as of 2026-08-04 ↑ At a glance

    Opportunity

    — missing data

    Upcoming catalysts

    Scheduled public events. Informational only — not investment advice.

    • Peers
    • DividendDividend USD 1.75/sh2026-09-25 · Bank of America (BAC)
    • EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · JPMorgan Chase (JPM)
    • EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · Citigroup (C)
    • Macro
    • Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
    • Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
    • Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
    • Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
    • Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
    • Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
    • Macro & political
    • ElectionSE Swedish Election2026-09-14 · SE
    • ElectionUS U.S. Midterms2026-11-03 · US
    • ElectionFR French Legislative2027-06-01 · FR

    Pre-earnings brief

    — missing data

    Signals & dispatch

    peak dispatch · —

    Composite-score breakdown

    Synthesis

    Business

    Bank Hapoalim BM is a commercial bank operating within the Banking Services industry, primarily generating revenue through interest income. The company is headquartered in Israel and is listed on the Tel Aviv Stock Exchange under the ticker symbol POLI.TA. Specific details regarding its operating segments and geographic revenue mix are not available.

    Classification74 %
    SectorFinancials
    Business sectorBanking & Investment Services
    Industry groupBanking Services
    IndustryBanks
    ActivityCommercial Banks
    AI synthesis
    GENERATED
    — missing data
    Key takeaways
    • Bank Hapoalim BM reports 14.69% ROE and 1.24% ROA, with net income of 9.8 billion ILS on 18.1 billion ILS revenue.
    • Liquidity risk is medium due to negative net cash after debt, despite a manageable debt-to-equity ratio of 0.82.
    • Dilution risk is low, with no difference between basic and diluted share counts.
    • Analyst sentiment is positive, with a mean recommendation of 1.75 and a mean price target of 89.67 ILS.
    • Valuation multiples in the snapshot appear anomalous (P/E 952.39), likely due to data scaling issues.

    Bull / Bear case

    Generated · model-assisted
    BULL CASE · 3

    Net income surged 28.4% year-over-year to ILS 9.8 billion, demonstrating strong profitability growth.

    Revenue grew at a robust 16.7% compound annual growth rate over the last four fiscal years.

    Free cash flow increased 13.7% year-over-year to ILS 5.9 billion, supporting liquidity and shareholder returns.

    BEAR CASE · 3

    Long-term debt rose sharply to ILS 53.3 billion in FY2026, increasing leverage and financial risk exposure.

    Cash conversion ratio of 0.1 is well below the banking cohort median of 1.14, indicating weaker cash generation.

    The company faces a medium level of liquidity risk, which could constrain operations during market stress.

    In focus — financials by report

    Quarterly
    Annual
    QUARTERLYFiled 2026-05-14
    Q1 2026 · Quarter highlights

    Revenue ILS 4.24B, −0,9% YoY; Net income −12,4% YoY.

    RevenueILS 4.24B−0,9 % YoY
    Operating income
    Net incomeILS 2.12B−12,4 % YoY
    Free cash flowILS 1.12B−44,0 % YoY
    EPS
    Operating cash flowILS 3.04B+157,7 % YoY
    Financials
    Income statement
    RevenueILS 4.24B
    Gross profit
    Operating income
    Net incomeILS 2.12B
    Margins
    Gross margin
    Operating margin
    Net margin50.2%
    FCF margin26.5%
    Balance sheet
    Total assetsILS 797.23B
    Total liabilitiesILS 731.69B
    Total equityILS 65.55B
    Cash & equivalents
    Long-term debtILS 66.20B
    Cash flow
    Operating cash flowILS 3.04B
    CapEx-ILS 155.0M
    Free cash flowILS 1.12B
    SBC
    Highlights
    • Revenue ILS 4.24B, −0,9% YoY
    • Net income −12,4% YoY
    • Free cash flow −44,0% YoY
    • Net margin 50.2%

    Valuation TTM

    Market price
    $7 069,00
    Market cap
    $9.05T
    Enterprise value
    $9.10T
    P/E
    952.4x
    Non-GAAP P/E
    EV / Revenue
    504.0x
    EV / Op income
    EV / OCF
    9756.6x
    P / B
    139.9x
    P / Tangible book
    139.9x
    Tangible book
    $64.68B
    Net cash
    -$53.31B
    Current ratio
    Debt / equity
    0.8
    ROA
    1.2%
    ROE
    14.7%
    Cash conversion
    10.0%
    CapEx / revenue
    -5.9%
    SBC / revenue
    Dilution ratio
    0.0%

    Revenue by segment

    Corporate & Institutional Banking
    low · llm_fanout_v2
    Corporate & Investment Banking
    low · llm_fanout_v2
    Retail Banking
    low · llm_fanout_v2
    Retail Banking Services
    low · llm_fanout_v2

    Market share

    — missing data

    Business relationships

    — missing data

    Supply chain

    — missing data

    Peer comparison

    — missing data

    Market position

    Stress test

    — missing data

    Predictor forecast

    Next quarternear-term
    Earnings · next quarterconf 43 %
    EPS
    Consensus EPS
    6,96
    Predicted surprise
    +0,02
    Beat probability
    43 %
    Analysts
    4
    Other metrics
    Revenue
    no estimate
    Segment revenue
    no estimate
    Margin
    no estimate
    Segment margin
    no estimate
    revision ratio -0,04 · as of 2026-07-06 · Earnings Surprise V1
    Period note: consensus is not fiscal-period-aligned at source — read as consensus vs the last reported actual, not a calibrated same-quarter surprise.
    Full fiscal year~1 year ahead
    Full fiscal year · our forecast vs guidance vs consensus
    MetricOur forecastGuidanceConsensus
    EPSno estimateno estimate6,96
    Revenueno estimateno estimate24,5B ILS
    Operating incomeno estimateno estimateno estimate
    Full-year consensus mean (period as reported by source) · consensus in ILS. Company-level full-year forecast and management guidance are not yet modelled at scale — shown as "no estimate", never inferred.
    Probabilistic model output — not investment advice. · generated 2026-08-04

    Options

    — missing data

    Short squeeze

    — missing data

    Earnings-call key lines

    — missing data

    Consensus distribution

    sell-side coverage
    Recommendation distribution4 analysts
    Strong buy2
    Buy1
    Hold1
    Sell0
    Strong sell0
    12-month price target$89,67 · Median $88,00
    Low $88,00High $93,00
    EPS surprise
    +6,6 %
    reported vs consensus · beat
    Revenue surprise
    −1,9 %
    reported vs consensus · miss

    Estimate revisions

    consensus EPS · 26-week trend
    — missing data

    Sell-side observations

    Low$88,00
    Mean$89,67
    Median$88,00
    High$93,00
    Spot$7 069,00
    −98.7 %implied to mean12-month sell-side price targets · ▲ spot

    Themes

    — missing data

    ESG

    — missing data

    Risk factors

    Dilution riskLow
    Liquidity riskMedium
    Filing-based flags
    • Net cash is negative after subtracting total debt.

    Benchmarks vs cohort

    Net Margin52,6 %Above median
    ROE14,7 %Above P75
    Capex / Rev-5,9 %Below median
    D/E0,82Below median
    Cash Conv0,10Below median

    Corporate actions / M&A

    — missing data

    FX exposure

    — missing data

    Comparable transactions

    — missing data

    Derivatives & instruments

    — missing data

    Actions

    Ask Handelsavisen

    — missing data
    Data sources
    • Market data
    • Market data cache
    • Issuer disclosures
    • Public news
    • Earnings transcripts
    • Consensus estimates
    • ESG data
    • Reference data
    How metrics are computed
    • Ev To Operating Cash Flow
      enterprise_value / operating_cash_flow
    • Price To Book
      market_price / (adjusted_book_value / shares_outstanding_diluted)
    • Enterprise Value
      market_cap - net_cash
    • Cash Conversion Ratio
      operating_cash_flow / net_income
    • Market Cap
      market_price * shares_outstanding_diluted
    • Price To Earnings
      market_price / (net_income / shares_outstanding_diluted)
    Source documents
    • Bank Hapoalim BM Market data — financials · 2026-07-06
    • Bank Hapoalim BM Market data — analyst estimates · 2026-07-06
    • Bank Hapoalim BM Market data — ESG · 2026-07-06
    • Bank Hapoalim BM — company reference export (2026-07-05) · 2026-07-06

    Ownership & reference

    Insider activity

    — missing data

    Short positioning

    — missing data

    Geographic breakdown

    — missing data
    Listings · one canonical issuer all listings resolve to the canonical
    POLI.TACanonical
    TASE (Tel Aviv) · ILA

    Intel & risk

    PredictorBeat prob43 %Surprise+0,02Full forecast →
    peak dispatch · —
    OSINT findings
    Dilution riskLow
    Liquidity riskMedium
    Net cash is negative after subtracting total debt.
    Relationship graph
    POLIJPMBACCBanks
    This companyPeerSector

    Evidence & claims

    From filings & derived data
    — missing data

    The Thread

    Everything we know, in order
    2026-06-30 03:38 UTCEARNINGSUpcomingForecast: earnings_forecast (90d)
    2026-06-20 12:34 UTCANALYSTAnalyst coverage initiated
    2026-05-14 05:53 UTCEARNINGSQuarterly results — Q1 2026 Revenue ILS 4.24B · Net ILS 2.12B
    2026-03-05 09:49 UTCEARNINGSQuarterly results — Q4 2025 Revenue ILS 4.20B · Net ILS 2.08B
    2026-03-05 09:49 UTCEARNINGSAnnual results — FY 2026 Revenue ILS 18.10B · Net ILS 9.80B
    2025-11-20 06:53 UTCEARNINGSQuarterly results — Q3 2025 Revenue ILS 4.83B · Net ILS 2.76B
    2025-08-13 06:05 UTCEARNINGSQuarterly results — Q2 2025 Revenue ILS 4.80B · Net ILS 2.54B
    2025-05-19 06:09 UTCEARNINGSQuarterly results — Q1 2025 Revenue ILS 4.28B · Net ILS 2.42B
    2025-03-03 06:14 UTCEARNINGSQuarterly results — Q4 2024 Revenue ILS 4.17B · Net ILS 1.55B
    2025-03-03 06:14 UTCEARNINGSAnnual results — FY 2025 Revenue ILS 16.95B · Net ILS 7.63B
    2024-11-18 05:56 UTCEARNINGSQuarterly results — Q3 2024 Revenue ILS 4.58B · Net ILS 1.91B
    2024-08-14 06:44 UTCEARNINGSQuarterly results — Q2 2024 Revenue ILS 4.38B · Net ILS 2.24B
    2024-03-07 06:08 UTCEARNINGSAnnual results — FY 2024 Revenue ILS 16.09B · Net ILS 7.36B
    2023-03-09 05:49 UTCEARNINGSAnnual results — FY 2023 Revenue ILS 13.47B · Net ILS 6.53B
    2022-03-08 06:14 UTCEARNINGSAnnual results — FY 2022 Revenue ILS 9.77B · Net ILS 4.91B
    The entity's full life in the product — typed, chronological, joined across Newspaper, Platform and Data. Our memory, made visible.
    Sources filings · IR · transcripts · market data · tier hybrid · as of 2026-08-04 Market data · Issuer disclosures · Public news · Earnings transcripts · Consensus estimates · ESG data · Reference data Premium coverage