Bank Negara Indonesia (Persero) Tbk PT
Bank Negara Indonesia (Persero) Tbk PT operates as a commercial bank within the Indonesian financial sector, generating revenue through interest income and banking services.
Business. Bank Negara Indonesia (Persero) Tbk PT is a commercial bank headquartered in Indonesia that operates within the Banking Services industry. The company generates revenue primarily through interest income, consistent with standard commercial banking models. It is listed on the Indonesia Stock Exchange (IDX) under the ticker symbol BBNI.JK. Specific details regarding operating segments or geographic revenue breakdowns are not provided.
Analyst recommendations
17 analysts · consensus BuyAt a glance
What drives this business
The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.
News & coverage
0Sector rotation
Developing storylines
Analysis
AI analysisOpportunity
Upcoming catalysts
Scheduled public events. Informational only — not investment advice.
- Peers
- DividendDividend USD 1.75/sh2026-09-25 · Bank of America (BAC)
- EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · JPMorgan Chase (JPM)
- EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · Citigroup (C)
- Macro
- Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
- Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
- Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
- Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
- Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
- Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
- Macro & political
- ElectionSE Swedish Election2026-09-14 · SE
- ElectionUS U.S. Midterms2026-11-03 · US
- ElectionFR French Legislative2027-06-01 · FR
Pre-earnings brief
Signals & dispatch
Composite-score breakdown
Synthesis
Bank Negara Indonesia (Persero) Tbk PT is a commercial bank headquartered in Indonesia that operates within the Banking Services industry. The company generates revenue primarily through interest income, consistent with standard commercial banking models. It is listed on the Indonesia Stock Exchange (IDX) under the ticker symbol BBNI.JK. Specific details regarding operating segments or geographic revenue breakdowns are not provided.
Bank Negara Indonesia maintains a capital structure characterized by a debt-to-equity ratio of 0.46 and a price-to-book value of 0.74, indicating the market values the equity below its book value. The balance sheet shows total assets of IDR 1,362,054,730,999,998 against total liabilities of IDR 1,190,324,587,000,000, resulting in total equity of IDR 171,730,144,000,000. Long-term debt stands at IDR 79,624,478,000,000. Liquidity is assessed as medium, with a key flag noting that net cash is negative after subtracting total debt, despite operating cash flow of IDR 103,102,399,000,000.
Profitability metrics show a return on equity of 11.67% and a return on assets of 1.47%. The company generated net income of IDR 20,040,703,000,000 on revenue of IDR 40,333,195,000,000, implying a net margin of approximately 49.7%. The price-to-earnings ratio is 6.36, suggesting a low valuation multiple relative to earnings. Without specific cohort median data provided in the input, direct comparative analysis against sector peers is omitted, but the ROE and ROA figures reflect the typical leverage-driven returns of the banking industry.
- The company trades at a P/E of 6.36 and P/B of 0.74, indicating a discount to book value.
- Net income of IDR 20.04 trillion on revenue of IDR 40.33 trillion yields a high net margin typical of banking operations.
- Liquidity risk is medium due to negative net cash after debt, despite strong operating cash flow of IDR 103.1 trillion.
- Dilution risk is low with no difference between basic and diluted share counts.
- Return on equity is 11.67%, reflecting efficient use of shareholder capital.
Bull / Bear case
Generated · model-assistedIn focus — financials by report
Valuation
Revenue by segment
Business relationships
Supply chain
Peer comparison
Market position
Stress test
Predictor forecast
| Metric | Our forecast | Guidance | Consensus |
|---|---|---|---|
| EPS | —no estimate | —no estimate | 571,40 |
| Revenue | —no estimate | —no estimate | 70,72T IDR |
| Operating income | —no estimate | —no estimate | 31,60T IDR |
Options
Short squeeze
Earnings-call key lines
Consensus distribution
sell-side coverageEstimate revisions
consensus EPS · 26-week trendSell-side observations
Themes
ESG
Risk factors
- Net cash is negative after subtracting total debt.
Benchmarks vs cohort
Corporate actions / M&A
FX exposure
Comparable transactions
Derivatives & instruments
Actions
Ask Handelsavisen
- Market data
- Market data cache
- Issuer disclosures
- Public news
- Earnings transcripts
- Consensus estimates
- ESG data
- Reference data
- Debt To Equity(short_term_debt + long_term_debt) / total_equity
- Market Capmarket_price * shares_outstanding_diluted
- Ev To Revenueenterprise_value / revenue
- Return On Assetsnet_income / total_assets
- Price To Tangible Bookmarket_price / (tangible_book_value / shares_outstanding_diluted)
- Price To Earningsmarket_price / (net_income / shares_outstanding_diluted)
- Bank Negara Indonesia (Persero) Tbk PT Market data — financials · 2026-07-09