Bank of Qingdao Co Ltd
Bank of Qingdao Co Ltd is a commercial bank operating in the Financials sector, generating revenue through interest income and banking services.
Business. Bank of Qingdao Co Ltd (3866.HK) is a commercial bank headquartered in China that operates within the Banking Services industry. The company generates revenue primarily through interest income, consistent with standard commercial banking activities. It is listed on the Hong Kong Stock Exchange under the ticker symbol 3866.HK. Specific details regarding operating segments or geographic revenue breakdowns are not available.
At a glance
What drives this business
The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.
News & coverage
0Sector rotation
Developing storylines
Analysis
AI analysisOpportunity
Upcoming catalysts
Scheduled public events. Informational only — not investment advice.
- Peers
- DividendDividend USD 1.75/sh2026-09-25 · Bank of America (BAC)
- EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · JPMorgan Chase (JPM)
- EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · Citigroup (C)
- Macro
- Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
- Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
- Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
- Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
- Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
- Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
- Macro & political
- ElectionSE Swedish Election2026-09-14 · SE
- ElectionUS U.S. Midterms2026-11-03 · US
- ElectionFR French Legislative2027-06-01 · FR
Pre-earnings brief
Signals & dispatch
Composite-score breakdown
Synthesis
Bank of Qingdao Co Ltd (3866.HK) is a commercial bank headquartered in China that operates within the Banking Services industry. The company generates revenue primarily through interest income, consistent with standard commercial banking activities. It is listed on the Hong Kong Stock Exchange under the ticker symbol 3866.HK. Specific details regarding operating segments or geographic revenue breakdowns are not available.
Bank of Qingdao maintains a capital structure characterized by high leverage typical of the banking industry, with total liabilities of CNY 765.79 billion against total equity of CNY 49.17 billion. The debt-to-equity ratio stands at 3.95, reflecting the deposit-funded nature of its operations. Liquidity is assessed as medium risk, with a key flag noting that net cash is negative after subtracting total debt. The company generated operating cash flow of CNY 8.80 billion and free cash flow of CNY 4.14 billion in the latest period.
Profitability metrics indicate a return on equity of 10.55% and a return on assets of 0.64%. The company reported net income of CNY 5.19 billion on revenue of CNY 11.07 billion. Without specific cohort median data provided in the input, these returns are evaluated against general industry standards for commercial banks, where ROE above 10% is often considered adequate. The net interest margin and non-interest income contributions are not explicitly broken out in the available data.
- Bank of Qingdao trades at a low P/E of 1.97 and P/B of 0.21, indicating a significant discount to book value.
- The company generates CNY 4.14 billion in free cash flow, supporting its capital structure despite high leverage.
- Return on equity of 10.55% suggests adequate profitability relative to equity capital.
- Liquidity risk is rated medium, with a noted negative net cash position after debt subtraction.
- Dilution risk is assessed as low, with basic and diluted shares outstanding being identical.
Bull / Bear case
Generated · model-assistedIn focus — financials by report
Valuation
Revenue by segment
Business relationships
Supply chain
Peer comparison
Market position
Stress test
Predictor forecast
Options
Short squeeze
Earnings-call key lines
Estimate revisions
consensus EPS · 26-week trendSell-side observations
Themes
ESG
Risk factors
- Net cash is negative after subtracting total debt.
Benchmarks vs cohort
Corporate actions / M&A
FX exposure
Comparable transactions
Derivatives & instruments
Actions
Ask Handelsavisen
- Market data
- Market data cache
- Issuer disclosures
- Public news
- Earnings transcripts
- Consensus estimates
- ESG data
- Reference data
- Debt To Equity(short_term_debt + long_term_debt) / total_equity
- Market Capmarket_price * shares_outstanding_diluted
- Ev To Revenueenterprise_value / revenue
- Return On Assetsnet_income / total_assets
- Price To Tangible Bookmarket_price / (tangible_book_value / shares_outstanding_diluted)
- Price To Earningsmarket_price / (net_income / shares_outstanding_diluted)
- Bank of Qingdao Co Ltd Market data — financials · 2026-07-11