Bank Pan Indonesia Tbk PT

Bank Pan Indonesia Tbk PT has a market price of 960.00 IDR and a market capitalization of 23,108,998,174,080.00 IDR, with a price-to-earnings ratio of 39.23 and a price-to-book ratio of 0.45. The company's liquidity is assessed as medium, with a negative net cash position after subtracting total debt, indicating potential short-term liquidity constraints. The company's profitability is modest, with a return on equity of 1.16% and a return on assets of 0.27%, both below the typical performance metrics for banks. The debt-to-equity ratio of 0.52 suggests a relatively conservative capital structure, but the company's net income of 589,009,000,000.00 IDR and revenue of 2,185,687,000,000.00 IDR indicate a stable but not exceptional performance. Geographically, the company's revenue is concentrated in Indonesia, with no disclosed international operations. The company operates in a single business segment, focusing on banking and financial services, with no material diversification across product lines or geographic regions. The company's growth trajectory is moderate, with a revenue of 2,185,687,000,000.00 IDR and a net income of 589,009,000,000.00 IDR. Analysts have provided a mean price target of 1,130.00 IDR, suggesting a potential upside of 17.7% from the current market price. The company's free cash flow of 606,558,000,000.00 IDR and operating cash flow of 2,320,551,000,000.00 IDR support its operational stability. The company faces moderate liquidity risk due to its negative net cash position after subtracting total debt. The risk assessment indicates a low potential for dilution, with no immediate pressure for share issuance. The company's capital expenditure of -225,520,000,000.00 IDR suggests a focus on cost management rather than expansion. Recent events include analyst estimates with a mean recommendation of 3.00, indicating a neutral outlook. There are no strong buy or buy recommendations, with one hold recommendation and no sell or strong sell recommendations.