Bankwell Financial Group, Inc.
Bankwell Financial Group, Inc. operates as a commercial bank providing customized financial products and services to build long-term client relationships.
Business. Bankwell Financial Group, Inc. (BWFG) is a commercial bank headquartered in the United States that operates within the Banking Services industry. The company generates revenue primarily through interest income, consistent with standard commercial banking activities. It is publicly traded on the Nasdaq stock exchange under the ticker symbol BWFG. Specific details regarding operating segments or geographic breakdowns are not available.
Analyst recommendations
3 analysts · consensus HoldAt a glance
What drives this business
The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.
News & coverage
0Sector rotation
Developing storylines
Analysis
AI analysisOpportunity
Upcoming catalysts
Scheduled public events. Informational only — not investment advice.
- Company
- EarningsQ3 2026 earnings (expected)2026-10-28 · estimated
- Peers
- DividendDividend USD 1.75/sh2026-09-25 · Bank of America (BAC)
- EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · JPMorgan Chase (JPM)
- EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · Citigroup (C)
- Macro
- Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
- Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
- Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
- Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
- Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
- Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
- Macro & political
- ElectionSE Swedish Election2026-09-14 · SE
- ElectionUS U.S. Midterms2026-11-03 · US
- ElectionFR French Legislative2027-06-01 · FR
Pre-earnings brief
Signals & dispatch
Composite-score breakdown
Synthesis
Bankwell Financial Group, Inc. (BWFG) is a commercial bank headquartered in the United States that operates within the Banking Services industry. The company generates revenue primarily through interest income, consistent with standard commercial banking activities. It is publicly traded on the Nasdaq stock exchange under the ticker symbol BWFG. Specific details regarding operating segments or geographic breakdowns are not available.
Bankwell Financial Group maintains a conservative capital structure with a debt-to-equity ratio of 0.0 and a current ratio implied by low liquidity risk. Total assets stand at $3.37 billion, supported by $311.9 million in total equity, yielding a price-to-book multiple of 1.57. The company generates $7.72 million in operating cash flow and $7.25 million in free cash flow, indicating stable internal funding capabilities despite a medium dilution risk flag.
Profitability metrics show a return on equity of 11.29% and a return on assets of 1.04%, with a net income of $11.28 million against revenue of $780,000. The price-to-earnings ratio is 13.79, suggesting a moderate valuation relative to earnings power. The company’s focus on superior service and diverse product offerings aims to differentiate it from larger competitors, supporting its margin profile.
- Debt-to-equity ratio of 0.0 indicates a conservative leverage profile.
- Commercial real estate loans dominate the portfolio at $1.90 billion, posing concentration risk.
- Medium dilution risk flag suggests potential equity issuance or offering activities.
- Return on equity of 11.29% reflects solid profitability relative to equity base.
- Analyst mean price target of $56.50 is below the current market price of $62.21.
Bull / Bear case
Generated · model-assistedBankwell Financial Group's net margin of 12.5% ranks as best-in-class among 873 banking peers.
Bankwell Financial Group maintains a zero debt-to-equity ratio, indicating a conservative capital structure relative to peers.
Total assets grew at a 0.8% compound annual growth rate over the last five years.
The stock trades at a 1.57x price-to-book multiple, reflecting a moderate premium to tangible book value.
Total assets contracted by 2.7% year-over-year in FY2025, reflecting balance sheet shrinkage.
Equity decreased by 10.3% year-over-year in FY2025, reducing the capital base.
In focus — financials by report
Revenue $780.0k; Net margin 1445.5%.
- ▍Revenue $780.0k
- ▍Net margin 1445.5%
Revenue $2.1M; Net margin 1267.8%.
- ▍Revenue $2.1M
- ▍Net margin 1267.8%
Revenue $1.3M; Net margin 1252.0%.
- ▍Revenue $1.3M
- ▍Net margin 1252.0%
Revenue $2.8M; Net margin 1245.5%.
- ▍Revenue $2.8M
- ▍Net margin 1245.5%
Revenue $2.0M; Net margin 497.7%.
- ▍Revenue $2.0M
- ▍Net margin 497.7%
Revenue $2.0M; Net margin 497.7%.
- ▍Revenue $2.0M
- ▍Net margin 497.7%
Revenue $1.6M; Net margin 2250.6%.
- ▍Revenue $1.6M
- ▍Net margin 2250.6%
Revenue $1.6M; Net margin 2250.6%.
- ▍Revenue $1.6M
- ▍Net margin 2250.6%
Valuation FY
Revenue by segment
Business relationships
Supply chain
Peer comparison
Market position
Stress test
Predictor forecast
| Metric | Our forecast | Guidance | Consensus |
|---|---|---|---|
| EPS | —no estimate | —no estimate | 5,44 |
| Revenue | —no estimate | —no estimate | 124,4M USD |
| Operating income | —no estimate | —no estimate | 59,8M USD |
Options
Short squeeze
Earnings-call key lines
Consensus distribution
sell-side coverageEstimate revisions
consensus EPS · 26-week trendSell-side observations
Themes
ESG
Risk factors
- Source documents mention dilution or offering risk.
Benchmarks vs cohort
Corporate actions / M&A
FX exposure
Comparable transactions
Derivatives & instruments
Actions
Ask Handelsavisen
- Market data
- Regulatory filings
- Issuer disclosures
- Public news
- Earnings transcripts
- Consensus estimates
- ESG data
- Reference data
- Price To Tangible Bookmarket_price / (tangible_book_value / shares_outstanding_diluted)
- Price To Bookmarket_price / (adjusted_book_value / shares_outstanding_diluted)
- Return On Equitynet_income / total_equity
- Enterprise Valuemarket_cap - net_cash
- Ev To Revenueenterprise_value / revenue
- Net Cashcash_and_equivalents + short_term_investments - short_term_debt - long_term_debt
- Bankwell Financial Group, Inc. company facts · 2026-07-26
- Bankwell Financial Group, Inc. 10-Q 2026-05-06 · 2026-07-26
- Bankwell Financial Group, Inc. 10-K 2026-03-04 · 2026-07-26
- Bankwell Financial Group, Inc. 10-Q 2025-11-05 · 2026-07-26
- Bankwell Financial Group, Inc. 10-Q 2025-08-06 · 2026-07-26
- 8-K (sec_8k_material) on BWFG · 2026-07-26
- Bankwell Financial Group Inc Market data — analyst estimates · 2026-07-26
- Bankwell Financial Group Inc Market data — ESG · 2026-07-26
Ownership & reference
Top holders
- Investment Managers · as of 2026-03-310,00 %$15M
- Investment Managers · as of 2026-03-310,00 %$5M
- Investment Managers · as of 2026-03-310,00 %$2M
- Investment Managers · as of 2026-03-310,00 %$1M
- Investment Managers · as of 2026-03-310,00 %$4M
- Investment Managers · as of 2026-03-310,00 %$8M
- Investment Managers · as of 2026-03-310,00 %$3M
- Investment Managers · as of 2026-03-310,00 %$1M
- Investment Managers · as of 2024-06-300,00 %$11M
- Investment Managers · as of 2025-12-310,00 %$17M
- Investment Managers · as of 2026-03-310,00 %$6M
- Institutional Investor · as of 2026-03-310,00 %$1M
- Investment Managers · as of 2026-03-310,00 %$1M
- Investment Managers · as of 2026-03-310,00 %$2M
- Investment Managers · as of 2026-03-310,00 %$1M
- Investment Managers · as of 2024-12-310,00 %$0M
- Investment Managers · as of 2026-03-310,00 %$0M
- Brokerage Firms · as of 2026-03-310,00 %$0M
- Funds · as of 2026-03-310,00 %$0M
- Investment Managers · as of 2026-03-310,00 %$0M
- Institutional Investor · as of 2026-03-310,00 %$0M
- Investment Managers · as of 2026-03-310,00 %$0M
Insider activity
- Chief Innovation Officer · Common StockSold 1 088 @ $58,48$64K · 2026-07-01
- Director · Common StockBought 370 @ $53,70$20K · 2026-06-05
- Director · Common StockBought 323 @ $53,70$17K · 2026-06-05
- Director · Common StockBought 588 @ $53,70$32K · 2026-06-05
- Director · Common StockBought 79 @ $53,70$4K · 2026-06-05
- Director · Common StockBought 315 @ $53,70$17K · 2026-06-05
- Director · Common StockSold 3 500 @ $53,59$188K · 2026-06-05
- Director · Common StockBought 872 @ $51,85$45K · 2026-06-01
- Director · Common StockBought 564 @ $51,87$29K · 2026-06-01
- Director · Common StockBought 710 @ $51,86$37K · 2026-06-01
- Director · Common StockBought 514 @ $51,87$27K · 2026-06-01
- Director · Common StockBought 542 @ $51,87$28K · 2026-06-01
- Director · Common StockBought 98 @ $52,04$5K · 2026-06-01
- Director · Common StockBought 81 @ $51,95$4K · 2026-06-01
- Director · Common StockBought 170 @ $49,92$8K · 2026-05-15
- Director · Common StockBought 149 @ $50,18$7K · 2026-05-13
- Director · Common StockBought 810 @ $50,07$41K · 2026-05-13
- Director · Common StockBought 200 @ $50,14$10K · 2026-05-13
- Director · Common StockBought 488 @ $50,09$24K · 2026-05-13
- Director · Common StockBought 179 @ $50,16$9K · 2026-05-13
- Director · Common StockBought 104 @ $50,24$5K · 2026-05-13
- EVP & Chief Credit Officer · Common StockSold 4 321 @ $52,16$225K · 2026-05-01
- Director · Common StockBought 4 085 @ $46,95$192K · 2026-03-13
- Director · Common StockBought 1 259 @ $46,96$59K · 2026-03-13
- Director · Common StockBought 754 @ $46,98$35K · 2026-03-13
Short positioning
Geographic breakdown
Intel & risk
Evidence & claims
From filings & derived data- Capex (annual): USD 1.14MUnknown
- Total liabilities (annual): USD 3.06BUnknown
- Revenue (annual): USD 2.83MUnknown
- Net income (annual): USD 35.2MUnknown
- Shares outstanding (annual): 7.9MUnknown
- Operating cash flow (annual): USD 28.27MUnknown
- EPS (basic) (annual): USD-PER-SHARES 4Unknown
- Total assets (annual): USD 3.36BUnknown
- Shareholders' equity (annual): USD 301.49MUnknown
- EPS (diluted) (annual): USD-PER-SHARES 4Unknown
- Pre-tax income (annual): USD 48.49MUnknown
- Total assets (annual): USD 3.27BUnknown
- Revenue (annual): USD 1.96MUnknown
- Total liabilities (annual): USD 3BUnknown
- Capex (annual): USD 613KUnknown
- EPS (basic) (annual): USD-PER-SHARES 1Unknown
- Shares outstanding (annual): 7.86MUnknown
- Pre-tax income (annual): USD 13.33MUnknown
- Operating cash flow (annual): USD 29.94MUnknown
- Shareholders' equity (annual): USD 270.52MUnknown
- Net income (annual): USD 9.77MUnknown
- EPS (diluted) (annual): USD-PER-SHARES 1Unknown