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INDICATIVE · SAMPLE DATA
BBBK.PK57

Baker Boyer Bancorp

BanksVerified

Baker Boyer Bancorp has a fully diluted share count of 1,315,711 shares, with no dilution risk currently identified in the risk assessment. The company has not provided sufficient balance-sheet inputs to assess liquidity risk, and no going-concern language is present in source documents. The company's profitability and return metrics are not available in the valuation snapshot, precluding a direct comparison to industry_config preferred metrics or cohort medians. Without disclosed net interest margins, ROIC, or ROE, it is not possible to evaluate performance relative to peers in the banking industry. Baker Boyer National Bank operates in a concentrated geographic footprint, primarily serving southeastern Washington and northeastern Oregon. The company does not disclose segment-level revenue or geographic breakdowns, limiting visibility into revenue concentration or diversification. Growth trajectory is not quantified in the outlook, as no numeric deltas or forward-looking revenue guidance is provided. Historical revenue data is also not available in the input, preventing an assessment of growth momentum. The risk assessment identifies low dilution potential, with no dilution sources disclosed in the input data. No adjustments are applied in the custom valuations, and no risk factors are flagged in the risk assessment beyond the inability to assess liquidity. No recent events, such as filings, transcripts, or material disclosures, are provided in the input data to inform the company's current narrative or strategic direction.

30-day price · BBBK.PK+1.40 (+3.3%)
Low$42.00High$44.00Close$43.65As of10 May, 00:00 UTC
Profile
CompanyBaker Boyer Bancorp
TickerBBBK.PK
SectorFinancials
BusinessBanking & Investment Services
Industry groupBanking & Investment Services
IndustryBanks
AI analysis

Business. Baker Boyer Bancorp operates as a community bank through its subsidiary, Baker Boyer National Bank, providing banking and wealth management services to individuals, small businesses, and the agricultural industry in southeastern Washington and northeastern Oregon.

Classification. Baker Boyer Bancorp is classified under the industry "Banks" within the "Banking & Investment Services" business sector, with a classification confidence of 0.92.

Baker Boyer Bancorp has a fully diluted share count of 1,315,711 shares, with no dilution risk currently identified in the risk assessment. The company has not provided sufficient balance-sheet inputs to assess liquidity risk, and no going-concern language is present in source documents. The company's profitability and return metrics are not available in the valuation snapshot, precluding a direct comparison to industry_config preferred metrics or cohort medians. Without disclosed net interest margins, ROIC, or ROE, it is not possible to evaluate performance relative to peers in the banking industry. Baker Boyer National Bank operates in a concentrated geographic footprint, primarily serving southeastern Washington and northeastern Oregon. The company does not disclose segment-level revenue or geographic breakdowns, limiting visibility into revenue concentration or diversification. Growth trajectory is not quantified in the outlook, as no numeric deltas or forward-looking revenue guidance is provided. Historical revenue data is also not available in the input, preventing an assessment of growth momentum. The risk assessment identifies low dilution potential, with no dilution sources disclosed in the input data. No adjustments are applied in the custom valuations, and no risk factors are flagged in the risk assessment beyond the inability to assess liquidity. No recent events, such as filings, transcripts, or material disclosures, are provided in the input data to inform the company's current narrative or strategic direction.
Key takeaways
  • Baker Boyer Bancorp operates as a community bank with a localized geographic footprint in southeastern Washington and northeastern Oregon.
  • The company has no dilution risk currently identified, with fully diluted shares equal to basic shares.
  • Liquidity risk cannot be assessed due to missing balance-sheet inputs and no going-concern language in source documents.
  • Profitability and return metrics are not disclosed, limiting the ability to compare performance to industry peers.
  • No recent events or forward-looking guidance is available to assess growth or strategic direction.
  • --
  • ## RATIONALES
  • ```json
Financial snapshot
PeriodHA-latest
CurrencyUSD
Revenue
Gross profit
Operating income
Net income
R&D
SG&A
D&A
SBC
Operating cash flow
CapEx
Free cash flow
Total assets
Total liabilities
Total equity
Cash & equivalents
Long-term debt
Annual history (last 5)
PeriodRevenueOp IncomeNet IncomeFCF
FY0
FY-1
FY-2
FY-3
FY-4
PeriodGross %Op %Net %FCF %
FY0
FY-1
FY-2
FY-3
FY-4
PeriodAssetsEquityCashDebt
FY0
FY-1
FY-2
FY-3
FY-4
PeriodOCFCapExFCFSBC
FY0
FY-1
FY-2
FY-3
FY-4
Quarterly history (last 4)
PeriodRevenueOp IncomeNet IncomeFCF
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
PeriodGross %Op %Net %FCF %
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
PeriodAssetsEquityCashDebt
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
PeriodOCFCapExFCFSBC
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
Valuation
Market price
Market cap
Enterprise value
P/E
Reported non-GAAP P/E
EV/Revenue
EV/Op income
EV/OCF
P/B
P/Tangible book
Tangible book
Net cash
Current ratio
Debt/Equity
ROA
ROE
Cash conversion
CapEx/Revenue
SBC/Revenue
Asset intensity
Dilution ratio0.0%
Risk assessment
Dilution riskLow
Liquidity riskUnknown
  • Liquidity risk could not be assessed (no balance-sheet inputs and no going-concern language in source documents).
Industry benchmarks
Activity: Banks · cohort 7 companies
MetricBBBK.PKActivity
Op margin560.2% medp25 560.2% · p75 560.2%
Net margin459.2% medp25 422.9% · p75 495.5%
Gross margin62.8% medp25 28.5% · p75 92.6%
CapEx / revenue2.6% medp25 1.0% · p75 12.1%
Debt / equity16.8% medp25 13.7% · p75 33.1%
Observations
Competitor context
JPMJPMorgan ChaseUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
BACBank of AmericaUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
CCitigroupUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
Source data
Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.
Company fundamentalsperiod FQ-7 · history via verified-market-data
no public URL
2026-05-10 03:42 UTC#dac2b783
Source: analysis-pipeline (hybrid)Generated: 2026-05-10 03:43 UTCJob: b0b9f1b6