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BLNE Nasdaq Banking

Beeline Holdings, Inc.

$0,96
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Mcap
28,2M USD
P/E
EV / Rev
5,1x
Div yield
Op margin
-251,5 %
ROE
-45,5 %
Net margin
-298,2 %
Debt / equity
Beta
52w range
Volume
Day range
Prev close
$0,95
Open
Next earnings
2026-10-28
Ex-dividend
TR 1Y
About

Beeline Holdings, Inc. is classified under Financials / Banks and appears not currently profitable on the latest normalized snapshot.

Business. Beeline Holdings, Inc. (Nasdaq: BLNE) is a financial services company operating in the consumer lending industry. The firm generates revenue primarily through interest income, consistent with standard banking activities. Specific details regarding operating segments and geographic presence are not provided in the available data. The company is headquartered in the United States and trades on the Nasdaq stock exchange.

Classification99 %
SectorFinancials
Industry groupBanking
Generated · rules-based
Sell-side consensus
BUY1 analysts
1 buy0 hold0 sell
Avg 12m price target4,50

Analyst recommendations

1 analysts · consensus Buy
Buy1
Hold0
Sell0
12-month price target
4,50
Consensus of sell-side coverage.
Upcoming events
  • EarningsQ3 2026 earnings (expected)2026-10-28 · estimated
See all catalysts →

At a glance

Score
not yet scored
Valuation
valuation pending
Analysts
Buy
1 analysts · indicative
Ownership
LPL Financial LLC
largest disclosed fund holder
Profitability
-45,5 %
return on equity
Quality
not yet scored

What drives this business

The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.

— missing data

News & coverage

1
  • MARKETSHandelsavisen Monitor flags Fusemachines Inc. for sub-dollar price level2026-07-18
  • Sector rotation

    Sector1D1Mvs mkt
    Materials+2,3 %+6,6 %+1,7 %
    Communication Services+2,2 %−5,5 %+1,6 %
    Energy+0,6 %+3,3 %+0,0 %
    Health Care+0,6 %−0,8 %+0,0 %
    Information Technology+0,6 %+6,7 %+0,0 %
    Consumer Discretionary+0,4 %+7,6 %−0,2 %
    Financials · THIS SECTOR−0,3 %−2,8 %−0,9 %
    Consumer Staples−0,4 %+2,5 %−1,0 %
    Real Estate−0,7 %+10,9 %−1,3 %
    Industrials−1,9 %−3,1 %−2,5 %
    Utilities−1,9 %+28,2 %−2,5 %

    Developing storylines

    No tracked sagas currently linked to BLNE. Browse all sagas →

    Analysis

    AI analysis
    Generated · analysis pipeline · tier hybrid · as of 2026-08-04 ↑ At a glance

    Opportunity

    — missing data

    Upcoming catalysts

    Scheduled public events. Informational only — not investment advice.

    • Company
    • EarningsQ3 2026 earnings (expected)2026-10-28 · estimated
    • Peers
    • DividendDividend USD 1.75/sh2026-09-25 · Bank of America (BAC)
    • EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · JPMorgan Chase (JPM)
    • EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · Citigroup (C)
    • Macro
    • Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
    • Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
    • Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
    • Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
    • Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
    • Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
    • Macro & political
    • ElectionSE Swedish Election2026-09-14 · SE
    • ElectionUS U.S. Midterms2026-11-03 · US
    • ElectionFR French Legislative2027-06-01 · FR

    Pre-earnings brief

    — missing data

    Signals & dispatch

    peak dispatch · 2026-07-18

    Composite-score breakdown

    Synthesis

    Business

    Beeline Holdings, Inc. (Nasdaq: BLNE) is a financial services company operating in the consumer lending industry. The firm generates revenue primarily through interest income, consistent with standard banking activities. Specific details regarding operating segments and geographic presence are not provided in the available data. The company is headquartered in the United States and trades on the Nasdaq stock exchange.

    Classification99 %
    SectorFinancials
    Industry groupBanking
    AI synthesis
    GENERATED

    Beeline Holdings, Inc. (BLNE) is currently classified as Commercial Banks within Banks (Financials). Classification confidence: 0.89 (rule-based classification). Capital structure on the latest snapshot: total assets 70,256,000 USD, total equity 50,902,000, short-term debt 0, long-term debt 0. Net cash position is approximately 1,906,000 USD. Self-calculated market cap is 41,695,787 USD (market_price × shares_outstanding_diluted). Profitability profile: revenue 2,696,000, gross profit 0, operating income -5,167,000, net income -5,278,000. Return on equity ~-45.5%. Return on assets ~-33.0%. Operating-cash-flow to net-income ratio is 0.93. Risk profile from automated assessment: liquidity risk high, dilution risk medium. Flags: Current ratio is close to the minimum comfort range.; Filings reference going-concern or substantial-doubt language.; Source documents mention dilution or offering risk.. Recent news context: [TRIGGER] ha_price_listing: ha_price_listing fired on BLNE — basis={'bars_asof': '2026-06-12', 'basis_date': '2026-07-17', 'quote_as_of': '2026-07-17T21:35:59Z', 'basis_source': 'broker_quote', 'staleness_days': 0}; source=ha_price_level; ticker=BLNE; metrics={'bars_asof': '2026-06-12', 'ref_price': 0.94, 'basis_date': '2026-07-17', 'thresholds': {'min_bid': 1.0, 'low_price': 0.1, 'near_band': 1.1, 'deficiency_days': 30}, 'quote_as_of': '2026-07-17T21:35:59Z', 'basis_source': 'broker_quote', 'staleness_days': 0, 'consecutive_days_below_1': 0}; summary=BLNE price below 1 ($0.94) — US continued-listing minimum-bid threshold; detector=broker_read_plane; severity=high; company_id=f1c8d7d1-48d9-4876-87dc-9845518e5e12; transition={'to': 'below_1', 'from': 'near_1'}; watcher_kind=ha_price_listing; event_context=BLNE price below 1 ($0.94) — US continued-listing minimum-bid threshold; contributing_watchers=ha_price_listing (source=ha_price_level; url=plv:listing:below_1:2026-07-17). Additional context: ha_price_listing: basis={'bars_asof': '2026-06-12', 'basis_date': '2026-07-17', 'quote_as_of': '2026-07-17T21:35:59Z', 'basis_source': 'broker_quote', 'staleness_days': 0}; source=ha_price_level; ticker=BLNE; metrics={'bars_asof': '2026-06-12', 'ref_price': 0.94, 'basis_date': '2026-07-17', 'thresholds': {'min_bid': 1.0, 'low_price': 0.1, 'near_band': 1.1, 'deficiency_days': 30}, 'quote_as_of': '2026-07-17T21:35:59Z', 'basis_source': 'broker_quote', 'staleness_days': 0, 'consecutive_days_below_1': 0}; summary=BLNE price below 1 ($0.94) — US continued-listing minimum-bid threshold; detector=broker_read_plane; severity=high; company_id=f1c8d7d1-48d9-4876-87dc-9845518e5e12; transition={'to': 'below_1', 'from': 'near_1'}; watcher_kind=ha_price_listing; event_context=BLNE price below 1 ($0.94) — US continued-listing minimum-bid threshold; contributing_watchers=ha_price_listing. Comparable peers identified within the same class: JPMorgan Chase, Bank of America, Citigroup.

    Key takeaways
    • Return on equity is about -45.5%.
    • Debt to equity is about 0.0x.
    • [TRIGGER] ha_price_listing: ha_price_listing fired on BLNE — basis={'bars_asof': '2026-06-12', 'basis_date': '2026-07-17', 'quote_as_of': '2026-07-17T21:35:59Z', 'basis_source': 'broker_quote', 'staleness_days': 0}; source=ha_price_level; ticker=BLNE; metrics={'bars_asof': '2026-06-12', 'ref_price': 0.94, 'basis_date': '2026-07-17', 'thresholds': {'min_bid': 1.0, 'low_price': 0.1, 'near_band': 1.1, 'deficiency_days': 30}, 'quote_as_of': '2026-07-17T21:35:59Z', 'basis_source': 'broker_quote', 'staleness_days': 0, 'consecutive_days_below_1': 0}; summary=BLNE price below 1 ($0.94) — US continued-listing minimum-bid threshold; detector=broker_read_plane; severity=high; company_id=f1c8d7d1-48d9-4876-87dc-9845518e5e12; transition={'to': 'below_1', 'from': 'near_1'}; watcher_kind=ha_price_listing; event_context=BLNE price below 1 ($0.94) — US continued-listing minimum-bid threshold; contributing_watchers=ha_price_listing (source=ha_price_level; url=plv:listing:below_1:2026-07-17)
    • Likely peers from the same classification include JPMorgan Chase, Bank of America, Citigroup.
    • Companyfacts coverage was partial; recent filing facts backfilled inventory.
    • and Subsidiaries Consolidated Statements of Changes in Equity For the Three Months Ended March 31, 2026 and 2025 (Dollars in thousands, except share amounts) (Unaudited) Shares Amount Shares Amount Shares Amount Shares Amount Shares Amount Shares Amount Shares Amount Shares Amount Issued Capital Deficit Loss Interest Equity Common Stock Series A Preferred Stock Series B Preferred Stock Series D Preferred Stock Series E Preferred Stock Series F Preferred Stock Series F1 Preferred Stock Series G Preferred Stock Stock to be Additional Paid-in Accumulated Accumulated Other Comprehensive Non-Controlling Total Shares Amount Shares Amount Shares Amount Shares Amount Shares Amount Shares Amount Shares Amount Shares Amount Issued Capital Deficit Loss Interest Equity Balance, December 31, 2024 468,950 $ - - $ - 2,500,000 $ - 255,474 $ - 200,000 $ - 69,085,562 $ 7 517,775 $ - 5,308,239 $ 1 $ 205 $ 141,877 $ ( 94,189 ) $ ( 34 ) $ 1,101 $ 48,968 Issuance of stock for services by third parties - - - - - - - - - - - - - - 264,796 - ( 125 ) 125 - - - - Issuance of stock related to settlement 13,115 - - - - - - - - - - - - - - - ( 80 ) 80 - - - - Issuance of common stock for services by employees - - - - - - - - - - - - - - - - 14 116 - - - 130 Conversion of preferred shares 6,247,126 1 - - - - - - - - ( 57,020,394 ) ( 6 ) ( 421,186 ) - ( 3,980,664 ) - - 6 - - - 1 Series G Preferred Stock issued for cash, net of offering costs - - - - - - ( 188,808 ) - - - - - - - 6,417,159 - - 3,266 - - - 3,266 ELOC shares issued for cash, net of offering costs 1,090,622 - - - - - - - - - - - - - - - - 1,978 - - - 1,978 Note payable, related party converted to preferred shares - - - - - - - - - - - - - - 1,372,549 - - 700 - - - 700 Preferred stock dividends - - - - - - - - - - - - - - - - - - ( 38 ) - - ( 38 ) Foreign currency translation adjustments - - - - - - - - - - - - - - - - - - - 17 - 17 Deemed dividend-price protection, revaluation adjustment - - - - - - - - - - - - - - - - - 4,588 ( 4,588 ) - - - Net loss - - - - - - - - - - - - - - - - - - ( 6,822 ) - ( 105 ) ( 6,927 ) Balance, March 31, 2025 7,819,813 $ 1 - $ - 2,500,000 $ - 66,666 $ - 200,000 $ - 12,065,168 $ 1 96,589 $ - 9,382,079 $ 1 $ 14 $ 152,736 $ ( 105,637 ) $ ( 17 ) $ 996 $ 48,095 Balance, December 31, 2025 27,904,433 $ 3 6,425,102 $ 1 2,500,000 $ - - $ - - $ - 1,515,251 $ - 11,292 $ - 926,864 $ - $ - $ 179,354 $ ( 125,702 ) $ ( 48 ) $ - $ 53,608 Balance 27,904,433 $ 3 6,425,102 $ 1 2,500,000 $ - - $ - - $ - 1,515,251 $ - 11,292 $ - 926,864 $ - $ - $ 179,354 $ ( 125,702 ) $ ( 48 ) $ - $ 53,608 Stock-based compensation expense - - - - - - - - - - - - - - - - - 793 - - - 793 Issuance of common stock for option exercises 1,875 - - - - - - - - - - - - - - - - 2 - - - 2 Issuance of restricted stock awards - - - - - - - - - - - - - - - - - 184 - - - 184 Issuance of common stock for services by employees 100,000 - - - - - - - - - - - - - - - - - - - - - Warrants exercised related to Series G Preferred Stock 452,475 - - - - - - - - - - - - - - - - 232 - - - 232 ELOC shares issued for cash, net of offering costs 444,444 - - - - - - - - - - - - - - - - 945 - - - 945 ATM shares issued for cash, net of offering costs 163,112 - - - - - - - - - - - - - - - - 447 - - - 447 Conversion of preferred shares 1,581,030 - ( 6,425,102 ) ( 1 ) - - - - - - ( 256,242 ) - ( 1,910 ) - ( 235,293 ) - - 1 - - - - Preferred stock dividends - - - - - - - - - - - - - - - - - - ( 38 ) - - ( 38 ) Foreign currency translation adjustments - - - - - - - - - - - - - - - - - - - 7 - 7 Net loss - - - - - - - - - - - - - - - - - - ( 5,278 ) - - ( 5,278 ) Balance, March 31, 2026 30,647,369 $ 3 - $ - 2,500,000 $ - - $ - - $ - 1,259,009 $ - 9,382 $ - 691,571 $ - $ - $ 181,958 $ ( 131,018 ) $ ( 41 ) $ - $ 50,902 Balance 30,647,369 $ 3 - $ - 2,500,000 $ - - $ - - $ - 1,259,009 $ - 9,382 $ - 691,571 $ - $ - $ 181,958 $ ( 131,018 ) $ ( 41 ) $ - $ 50,902 The accompanying notes are an integral part of these unaudited consolidated financial statements.

    Bull / Bear case

    Generated · model-assisted
    BULL CASE · 5

    The single analyst strong buy rating implies 216.9% upside to a $4.50 target price from the current $1.42 market price.

    Beeline Holdings maintains a zero debt-to-equity ratio, significantly lower than the 1.18 median for the Consumer Lending cohort.

    The company's cash conversion ratio of 0.93 exceeds the 0.16 median for the Consumer Lending peer group.

    Total assets grew at a 95.1% CAGR over five years, indicating significant balance sheet expansion despite recent revenue declines.

    Equity expanded with a 649.1% CAGR over five periods, suggesting substantial capital accumulation or issuance history.

    BEAR CASE · 3

    The company faces high liquidity risk and medium dilution risk, signaling potential solvency and shareholder value erosion concerns.

    Beeline Holdings recorded a net loss of $11.3 million in FY2025, resulting in a negative net margin of -2.98%.

    Operating income deteriorated to a $5.2 million loss in FY2025, reflecting severe operational inefficiencies and margin compression.

    In focus — financials by report

    Quarterly
    Annual
    QUARTERLYFiled 2026-03-31
    Q4 2025 · Quarter highlights
    Open report →

    Revenue $2.7M; Operating income -$5.2M.

    Revenue$2.7M
    Operating income-$5.2M
    Net income-$5.3M
    Free cash flow
    EPS
    Operating cash flow-$3.6M
    Financials
    Income statement
    Revenue$2.7M
    Gross profit
    Operating income-$5.2M
    Net income-$5.3M
    Margins
    Gross margin
    Operating margin-191.7%
    Net margin-195.8%
    FCF margin
    Balance sheet
    Total assets$70.3M
    Total liabilities$19.4M
    Total equity$50.9M
    Cash & equivalents$1.9M
    Long-term debt
    Cash flow
    Operating cash flow-$3.6M
    CapEx
    Free cash flow
    SBC$793.0k
    P&L flow · revenue → net income
    Revenue $2.7MOperating costs $7.9MTax $111.0kNet income $5.3M
    Highlights
    • Revenue $2.7M
    • Operating income -$5.2M
    • Net margin -195.8%

    Valuation FY

    Market price
    $0,96
    Market cap
    $41.7M
    Enterprise value
    $39.8M
    P/E
    Non-GAAP P/E
    EV / Revenue
    5.1x
    EV / Op income
    EV / OCF
    P / B
    3.3x
    P / Tangible book
    3.3x
    Tangible book
    $12.8M
    Net cash
    $1.9M
    Current ratio
    1.1
    Debt / equity
    ROA
    -33.0%
    ROE
    -45.5%
    Cash conversion
    93.0%
    CapEx / revenue
    0.2%
    SBC / revenue
    37.5%
    Dilution ratio
    -4.2%

    Revenue by segment

    Mortgage Brokerage Services
    low · business_description · 2026-07-03
    Mortgage Loans
    low · business_description · 2026-07-03
    Title Insurance
    low · business_description · 2026-07-03

    Market share

    INDUSTRYSEGMENTCOMPANYFinancialsIndustryBanking88,5B node revenueAXP 46,7%AER 9,6%IX 9,5%COF 9,1%UWMC 3,6%QFIN 3,2%CACC 2,6%LX 2,2%Other 13,5%
    Source: company disclosures · own-taxonomy revenue-covered setBLNE 0,0% · rank #25 of 31

    Business relationships

    Business relationships4 disclosed relationships · 2 types · extracted from filings & disclosures
    Partners1
    Competitors3
    Bank Of America CorpBAC.OCompetitor50%
    CITIGROUP INC.C.NCompetitor50%
    JPMORGAN CHASE & CO.JPM.NCompetitor50%

    Supply chain

    Vendors → BLNE ↔ Partners → Customers · click any node to drill
    VENDORSPARTNERSCUSTOMERSBLNEBLNEBeeline Holdings, Inc.1 entityFidelity National FinaInsuranceUS
    0 mentions in 10-K0 from corporate websites0 from news dispatches
    Updated 2026-07-18

    Peer comparison

    Peer comparison8 peers · vs BLNE · multiples and returns
    AX
    AXP
    AMERICAN EXPRESS CO
    $345,54
    235,7B USD
    P/E
    20,2x
    vs self
    Div yield
    1,0 %
    vs self
    ROE
    31,6 %
    +77,1 vs self
    AE
    AER
    AerCap Holdings N.V.
    $153,24
    25,6B USD
    P/E
    5,5x
    vs self
    Div yield
    vs self
    ROE
    21,4 %
    +66,9 vs self
    IX
    IX
    Orix
    $39,97
    46,5B USD
    P/E
    0,1x
    vs self
    Div yield
    296,0 %
    vs self
    ROE
    8,6 %
    +54,1 vs self
    CO
    COF
    Capital One Financial Corp
    $217,68
    135,7B USD
    P/E
    53,4x
    vs self
    Div yield
    vs self
    ROE
    2,2 %
    +47,7 vs self
    UW
    UWMC
    Uwm Holdings Corp
    $3,00
    4,8B USD
    P/E
    176,7x
    vs self
    Div yield
    10,9 %
    vs self
    ROE
    13,7 %
    +59,2 vs self
    QF
    QFIN
    QFIN LTD
    $13,86
    3,4B USD
    P/E
    0,7x
    vs self
    Div yield
    vs self
    ROE
    21,0 %
    +66,5 vs self
    CA
    CACC
    Credit Acceptance Corp
    $572,97
    6,3B USD
    P/E
    14,5x
    vs self
    Div yield
    vs self
    ROE
    28,0 %
    +73,5 vs self
    LX
    LX
    LEXINFINTECH HOLDINGS LTD.
    $1,50
    246,7M USD
    P/E
    0,2x
    vs self
    Div yield
    17,7 %
    vs self
    ROE
    14,0 %
    +59,5 vs self

    Market position

    Stress test

    — missing data

    Predictor forecast

    Next quarternear-term
    Earnings · next quarterconf 69 %
    EPS
    Consensus EPS
    -0,01
    Predicted surprise
    -0,08
    Beat probability
    69 %
    Analysts
    1
    Other metrics
    Revenue
    no estimate
    Segment revenue
    no estimate
    Margin
    no estimate
    Segment margin
    no estimate
    revision ratio 0,92 · as of 2026-07-18 · Earnings Surprise V1
    Period note: consensus is not fiscal-period-aligned at source — read as consensus vs the last reported actual, not a calibrated same-quarter surprise.
    Full fiscal year~1 year ahead
    Full fiscal year · our forecast vs guidance vs consensus
    MetricOur forecastGuidanceConsensus
    EPSno estimateno estimate-0,01
    Revenueno estimateno estimate28,0M USD
    Operating incomeno estimateno estimate-2,5M USD
    Full-year consensus mean (period as reported by source) · consensus in USD. Company-level full-year forecast and management guidance are not yet modelled at scale — shown as "no estimate", never inferred.
    Probabilistic model output — not investment advice. · generated 2026-08-04

    Options

    — missing data

    Short squeeze

    — missing data

    Earnings-call key lines

    — missing data

    Consensus distribution

    sell-side coverage
    Recommendation distribution1 analysts
    Strong buy1
    Buy0
    Hold0
    Sell0
    Strong sell0
    12-month price target$4,50 · Median $4,50
    Low $4,50High $4,50
    Operating income · consensus-2,5M USD
    EPS surprise
    −22 200,0 %
    reported vs consensus · miss
    Revenue surprise
    −72,2 %
    reported vs consensus · miss

    Estimate revisions

    consensus EPS · 26-week trend
    — missing data

    Sell-side observations

    Low$4,50
    Mean$4,50
    Median$4,50
    High$4,50
    Spot$0,96
    +368.7 %implied to mean12-month sell-side price targets · ▲ spot

    Themes

    — missing data

    ESG

    — missing data

    Risk factors

    Dilution riskMedium
    Liquidity riskHigh
    Filing-based flags
    • Current ratio is close to the minimum comfort range.
    • Filings reference going-concern or substantial-doubt language.
    • Source documents mention dilution or offering risk.

    Benchmarks vs cohort

    Op Margin-251,5 %Bottom quartile
    Net Margin-298,2 %Bottom quartile
    ROE-45,5 %Bottom quartile
    Capex / Rev0,2 %Above P75
    D/E0,00Above median
    Cash Conv0,93Below median

    Corporate actions / M&A

    — missing data

    FX exposure

    — missing data

    Comparable transactions

    — missing data

    Derivatives & instruments

    Derivative transactions

    Net disposed 1 938 629 sh4 grants3 insiders
    • Moe Christopher R.Chief Financial Officer · Stock Options (Right to Buy) → Common StockAcquired 75 000 @ $2,21grant · 2026-04-02
    • Liuzza Nicholas Reyland JRDirector, Chief Executive Officer, 10% owner · Series G Convertible Preferred Stock → Common StockDisposed 2 333 629 @ $1,67conversion · 2025-10-10
    • Liuzza Nicholas Reyland JRDirector, Chief Executive Officer, 10% owner · Stock Options (Right to Buy) → Common StockAcquired 50 000 @ $0,92grant · 2025-10-02
    • Milton TiffanyChief Accounting Officer · Stock Options (Right to Buy) → Common StockAcquired 35 000 @ $0,92grant · 2025-10-02
    • Moe Christopher R.Chief Financial Officer · Stock Options (Right to Buy) → Common StockAcquired 235 000 @ $0,92grant · 2025-10-02

    Actions

    Ask Handelsavisen

    — missing data
    Data sources
    • Market data
    • Regulatory filings
    • Issuer disclosures
    • Public news
    • Earnings transcripts
    • Consensus estimates
    • ESG data
    • Reference data
    How metrics are computed
    • Price To Tangible Book
      market_price / (tangible_book_value / shares_outstanding_diluted)
    • Price To Book
      market_price / (adjusted_book_value / shares_outstanding_diluted)
    • Return On Equity
      net_income / total_equity
    • Enterprise Value
      market_cap - net_cash
    • Ev To Revenue
      enterprise_value / revenue
    • Net Cash
      cash_and_equivalents + short_term_investments - short_term_debt - long_term_debt
    Source documents
    • Beeline Holdings, Inc. company facts · 2026-07-18
    • Beeline Holdings, Inc. 10-Q 2026-05-15 · 2026-07-18
    • Beeline Holdings, Inc. 10-K 2026-03-31 · 2026-07-18
    • Beeline Holdings, Inc. 10-Q 2025-11-14 · 2026-07-18
    • Beeline Holdings, Inc. 10-Q 2025-08-14 · 2026-07-18
    • ha_price_listing fired on BLNE · 2026-07-18
    • Beeline Holdings Inc Market data — analyst estimates · 2026-07-18
    • Beeline Holdings, Inc. HA canonical relationships · 2026-07-18

    Ownership & reference

    Top holders

    • LPL Financial LLCInvestment Managers · as of 2026-03-310,00 %$0M
    • Geode Capital Management, L.L.C.Investment Managers · as of 2026-03-310,00 %$1M
    • Goldman Sachs Asset Management, L.P.Investment Managers · as of 2026-03-310,00 %$0M
    • Northern Trust Investments, Inc.Investment Managers · as of 2026-03-310,00 %$0M
    • UBS Financial Services, Inc.Investment Managers · as of 2026-03-310,00 %$0M
    • State Street Investment Management (US)Investment Managers · as of 2026-03-310,00 %$0M
    • Vanguard Capital Management, LLCInvestment Managers · as of 2025-12-310,00 %$1M
    • Morgan Stanley Smith Barney LLCInvestment Managers · as of 2026-03-310,00 %$0M

    Insider activity

    Net buying8 buys · 0 sellsnet $130K8 insiders · last 365d
    • Romano Stephen MichaelDirector · Common StockOther 30 000 · 2026-05-29
    • Romano Stephen MichaelDirector · Common StockOther 10 000 · 2026-05-28
    • Caltabiano JosephDirector · Common StockOther 10 000 · 2026-05-28
    • Francis Knuettel IIDirector · Common StockOther 10 000 · 2026-05-28
    • Freedman Joseph DavidDirector · Common StockOther 10 000 · 2026-05-28
    • Moe Christopher R.Chief Financial Officer · Common StockBought 10 000 @ $1,04$10K · 2026-05-19
    • Milton TiffanyChief Accounting Officer · Common StockBought 5 000 @ $1,02$5K · 2026-05-19
    • Milton TiffanyChief Accounting Officer · Common StockBought 10 000 @ $1,02$10K · 2026-05-19
    • Liuzza Nicholas Reyland JRDirector, Chief Executive Officer, 10% owner · Common StockBought 51 525 @ $1,04$54K · 2026-05-19
    • Liuzza Nicholas Reyland JRDirector, Chief Executive Officer, 10% owner · Common StockOther 70 454 · 2026-05-14
    • Freedman Joseph DavidDirector · Common StockOther 7 010 · 2026-04-08
    • Francis Knuettel IIDirector · Common StockOther 30 000 · 2025-12-16
    • Freedman Joseph DavidDirector · Common StockBought 1 000 @ $1,85$2K · 2025-11-26
    • Freedman Joseph DavidDirector · Common StockBought 3 000 @ $1,46$4K · 2025-11-21
    • Moe Christopher R.Chief Financial Officer · Common StockBought 20 000 @ $1,68$34K · 2025-11-19
    • Freedman Joseph DavidDirector · Common StockBought 7 000 @ $1,62$11K · 2025-11-19
    • Liuzza Nicholas Reyland JRDirector, Chief Executive Officer, 10% owner · Common StockOther 2 333 629 @ $1,67$3,9M · 2025-10-10
    • Romano Stephen MichaelDirector · Common StockOther 76 463 · 2025-10-02
    • Freedman Joseph DavidDirector · Common StockOther 157 971 · 2025-10-02
    • Freedman Joseph DavidDirector · Common StockOther 30 000 · 2025-10-02
    • Caltabiano JosephDirector · Common StockOther 98 984 · 2025-10-02
    • Caltabiano JosephDirector · Common StockOther 30 000 · 2025-10-02
    • Francis Knuettel IIDirector · Common StockOther 40 000 · 2025-10-02
    • FINNSSON ERIC J.Director · Common StockOther 88 913 · 2025-10-02
    • Liuzza Nicholas Reyland JRDirector, Chief Executive Officer, 10% owner · Common StockOther 9 000 · 2025-09-23

    Short positioning

    1.8Mshares short+51.9% vs prior
    3.47days to cover
    60.5%short of daily vol
    10.6Kfails-to-deliver
    as of 2026-07-15 · short-interest report (free)

    Geographic breakdown

    — missing data
    Listings · one canonical issuer all listings resolve to the canonical
    BLNECanonical
    Nasdaq · USD

    Intel & risk

    PredictorBeat prob69 %Surprise-0,08Full forecast →
    peak dispatch · 2026-07-18
    OSINT findings
    Dilution riskMedium
    Liquidity riskHigh
    Current ratio is close to the minimum comfort range.
    Filings reference going-concern or substantial-doubt language.
    Source documents mention dilution or offering risk.
    Relationship graph
    BLNEJPMBACCFNF.OBanking
    This companyPeerSectorPartners

    Evidence & claims

    From filings & derived data
    • Debt-to-equity (FY 2025-12-31): 0.31xDerived (calculated)
    • Current ratio (FY 2025-12-31): 1.19xDerived (calculated)
    • EPS (diluted) (YoY) (2025-12-31 vs 2024-12-31): 95.2%Derived (calculated)
    • Total assets (YoY) (2025-12-31 vs 2024-12-31): 5.6%Derived (calculated)
    • Net margin (FY 2025-12-31): -298.2%Derived (calculated)
    • Shareholders' equity (YoY) (2025-12-31 vs 2024-12-31): 12.0%Derived (calculated)
    • Revenue (YoY) (2025-12-31 vs 2024-12-31): 600.0%Derived (calculated)
    • Operating income (YoY) (2025-12-31 vs 2024-12-31): -276.9%Derived (calculated)
    • Operating cash flow (YoY) (2025-12-31 vs 2024-12-31): -563.1%Derived (calculated)
    • Net income (YoY) (2025-12-31 vs 2024-12-31): -104.4%Derived (calculated)
    • EPS (basic) (YoY) (2025-12-31 vs 2024-12-31): 95.2%Derived (calculated)
    • Return on assets (FY 2025-12-31): -33.0%Derived (calculated)
    • Total liabilities (YoY) (2025-12-31 vs 2024-12-31): -5.3%Derived (calculated)
    • Return on equity (FY 2025-12-31): -43.2%Derived (calculated)
    • Cash & equivalents (YoY) (2025-12-31 vs 2024-12-31): 3,730.0%Derived (calculated)
    • Capex (YoY) (2025-12-31 vs 2023-12-31): -75.0%Derived (calculated)
    • Cash & equivalents (annual): USD 3.06MSEC XBRL filing
    • Capex (annual): USD 15KSEC XBRL filing
    • Total liabilities (annual): USD 16.61MSEC XBRL filing
    • EPS (diluted) (annual): USD-PER-SHARES -2SEC XBRL filing
    • Pre-tax income (annual): USD -22.67MSEC XBRL filing
    • Total operating expenses (annual): USD 27.31MSEC XBRL filing
    • Net income (annual): USD -23.17MSEC XBRL filing
    • Shareholders' equity (annual): USD 53.61MSEC XBRL filing
    Showing 24 of 60 surfaced claims.
    Atomic claims from regulatory filings and derived calculations. Provenance shown as source kind only.

    The Thread

    Everything we know, in order
    2026-10-28EVENTUpcomingQ3 2026 earnings (expected) estimated date
    2026-07-17 21:56 UTCEVENTHa Price Listing BLNE price below 1 ($0.94) — US continued-listing minimum-bid threshold
    2026-06-30 03:38 UTCEARNINGSUpcomingForecast: earnings_forecast (90d)
    2026-06-20 12:34 UTCANALYSTAnalyst coverage initiated
    2026-05-29 00:00 UTCINSIDER10 insider transactions — 2026-05
    2026-05-29INSIDERRomano Stephen Michael transacted 30.0k sh — Director
    2026-05-28FILING8-K filing →
    2026-05-28FILING8-K filing →
    2026-05-28INSIDERRomano Stephen Michael transacted 10.0k sh — Director
    2026-05-28INSIDERCaltabiano Joseph transacted 10.0k sh — Director
    2026-05-28INSIDERFrancis Knuettel II transacted 10.0k sh — Director
    2026-05-28INSIDERFreedman Joseph David transacted 10.0k sh — Director
    2026-05-19INSIDERMoe Christopher R. bought 10.0k sh — Chief Financial Officer ~$10k
    2026-05-19INSIDERMilton Tiffany bought 5.0k sh — Chief Accounting Officer ~$5k
    2026-05-19INSIDERMilton Tiffany bought 10.0k sh — Chief Accounting Officer ~$10k
    2026-05-19INSIDERLiuzza Nicholas Reyland JR bought 51.5k sh — Director, Chief Executive Officer, 10% owner ~$54k
    2026-05-18FILING8-K filing →
    2026-05-15FILING10-Q filing →
    2026-05-14FILING8-K filing →
    2026-05-14INSIDERLiuzza Nicholas Reyland JR transacted 70.5k sh — Director, Chief Executive Officer, 10% owner
    2026-04-21FILING8-K filing →
    2026-04-08 00:00 UTCINSIDER2 insider transactions — 2026-04 1 derivative
    2026-04-08INSIDERFreedman Joseph David transacted 7.0k sh — Director
    2026-04-02INSIDERMoe Christopher R. acquired 75.0k sh Stock Options (Right to Buy) — Chief Financial Officer
    2026-03-31EARNINGSQuarterly results — Q4 2025 Revenue USD 2.7M · Net USD -5.3M
    2026-03-31FILING10-K filing →
    2026-03-30FILING8-K filing →
    2026-03-20FILING8-K filing →
    2026-03-13FILING8-K filing →
    2026-03-12FILING8-K filing →
    2026-03-11FILING8-K filing →
    2025-12-31EARNINGSQuarterly results — Q3 2025
    2025-12-31EARNINGSAnnual results — FY 2025 Revenue USD 7.8M · Net USD -23.2M
    2025-12-16 00:00 UTCINSIDER1 insider transaction — 2025-12
    2025-12-16INSIDERFrancis Knuettel II transacted 30.0k sh — Director
    2025-11-26 00:00 UTCINSIDER4 insider transactions — 2025-11
    2025-11-26INSIDERFreedman Joseph David bought 1.0k sh — Director ~$2k
    2025-11-21INSIDERFreedman Joseph David bought 3.0k sh — Director ~$4k
    2025-11-19INSIDERMoe Christopher R. bought 20.0k sh — Chief Financial Officer ~$34k
    Showing the 40 most recent of 60 entries.
    The entity's full life in the product — typed, chronological, joined across Newspaper, Platform and Data. Our memory, made visible.
    Sources filings · IR · transcripts · market data · tier hybrid · as of 2026-08-04 Market data · Issuer disclosures · Public news · Earnings transcripts · Consensus estimates · ESG data · Reference data Premium coverage