Banque Bemo Sal
BEMO.BY operates in the banking sector, providing financial services including asset management and lending, primarily generating revenue through interest income and fee-based services.
Business. BEMO.BY is a bank operating within the Banking & Investment Services industry, primarily generating revenue through interest income. The company is identified by the ticker BEMO.BY, though specific exchange listing details are not provided in the available data. Information regarding its operating segments, headquarters location, and geographic presence is not disclosed.
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- Peers
- DividendDividend USD 1.75/sh2026-09-25 · Bank of America (BAC)
- EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · JPMorgan Chase (JPM)
- EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · Citigroup (C)
- Macro
- Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
- Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
- Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
- Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
- Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
- Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
- Macro & political
- ElectionSE Swedish Election2026-09-14 · SE
- ElectionUS U.S. Midterms2026-11-03 · US
- ElectionFR French Legislative2027-06-01 · FR
Pre-earnings brief
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Composite-score breakdown
Synthesis
BEMO.BY is a bank operating within the Banking & Investment Services industry, primarily generating revenue through interest income. The company is identified by the ticker BEMO.BY, though specific exchange listing details are not provided in the available data. Information regarding its operating segments, headquarters location, and geographic presence is not disclosed.
BEMO.BY's capital structure is characterized by a debt-to-equity ratio of 0.96, indicating a relatively balanced mix of debt and equity financing. The company's liquidity position is assessed as medium, with a negative net cash position after subtracting total debt, suggesting potential short-term liquidity constraints. The return on equity of -0.0645 and return on assets of -0.0015 highlight significant underperformance in generating returns for shareholders and asset utilization.
Profitability metrics for BEMO.BY show a net income of -227,391,382,000, indicating a substantial loss for the period. This loss is exacerbated by a negative return on equity and return on assets, which are below the industry median for banks. The company's operating cash flow of 133,047,308,086 is positive, but the free cash flow of -347,057,530,000 suggests that the company is not generating sufficient cash to cover its capital expenditures and other operational needs.
Geographically, BEMO.BY's revenue concentration is not explicitly detailed in the provided data. However, the company's exposure to regional economic conditions and regulatory environments is a critical factor to monitor, given the nature of its banking operations. The company's segments are not specified, but the disclosed financials suggest a focus on core banking services.
The growth trajectory for BEMO.BY is currently negative, with a reported revenue of -46,335,150,000, indicating a significant decline in revenue generation. The company's capital expenditure of -158,857,375,000 further underscores the financial strain, as it is not investing in growth initiatives. The risk assessment indicates a medium liquidity risk and a low dilution risk, but the key flag of negative net cash after debt is a red flag for potential liquidity issues.
Recent events and filings for BEMO.BY are not detailed in the provided data. However, the company's financial performance and liquidity position suggest that it may be facing significant challenges that could impact its future operations and strategic direction.
- BEMO.BY is experiencing a significant financial downturn, with a net loss and negative returns on equity and assets.
- The company's liquidity position is medium, with a negative net cash position after subtracting total debt.
- BEMO.BY's capital expenditures are not being offset by positive free cash flow, indicating financial strain.
- The company's growth trajectory is negative, with a substantial decline in revenue.
- The risk assessment highlights medium liquidity risk and a key flag of negative net cash after debt.
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- Net cash is negative after subtracting total debt.
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- BEMO.BY Market data — financials · 2026-05-27